wayground logo

Free Printable Worksheets

Font size

S
M
L
XL
Worksheets

Introduction to Financial Literacy

Total questions: 10

Worksheet time: 5mins

Name
Class
Date
1.

Financial literacy means..

a)

Knowing how to manage money

b)

Understanding how to budget, save and spend wisely

c)

Helps people make smart decisions to avoid debt and plan for the future

d)

All of the above

2.

How does financial literacy contribute to personal financial well-being?

a)

Helps you make better choices with their money

b)

May cause you to go into debt

c)

May cause you to file for bankruptcy

d)

All of the above

3.

Which of these outcomes become more likely for someone with strong personal finance skills? Check all that apply.

a)

A person can avoid opportunity cost.

b)

A person can be more prepared to meet basic needs.

c)

A person can avoid financial decision-making

d)

A person can spend money thoughtfully to accumulate assets.

e)

A person can spend wisely to avoid financial problems.

4.

Budgeting is ..

a)

understanding the importance of saving money for the future

b)

understanding debt

c)

knowing how to plan and track spending

d)

learning how to grow money through things like stocks and bonds

5.

Saving is

a)

knowing how to plan and track spending

b)

understanding the importance of saving money for the future

c)

making thoughtful choices about what to buy

d)

knowing how loans and credit work and how to use them responsibly

6.

Spending wisely is ...

a)

knowing how to plan and track spending

b)

knowing how loans and credit work and how to use them responsibly

c)

making thoughtful choices about what to buy

d)

learning how to grow money through things like stocks or bonds

7.

Understanding debt is ...

a)

Knowing how loans and credit work and how to use them responsibly

b)

knowing how to plan and track spending

c)

learning how to grow money through things like stocks or bonds

d)

none

8.

Investing is ....

a)

Learning how to grow money through things like stocks or bonds

b)

understanding the importance of saving money for the future

c)

knowing how to plan and track spending

d)

all of the above

9.

Financial Literacy is important for community well-being because it alleviates poverty.

a)

True

b)

False

10.

Financial Literacy is important for community well-being because it will increase employment opportunities.

a)

True

b)

False