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FL: Chapter 2 Review

Total questions: 17

Worksheet time: 11mins

Name
Class
Date
1.

Planning to buy a car in one year is an example of a _____ goal.

a)

short-term

b)

medium-term

c)

long-term

d)

realistic

2.

Monthly rent payments are an example of a(n) _____ expense.

a)

fixed

b)

variable

c)

discretionary

d)

emergency

3.

Which of the following is a benefit of making charitable contributions?

a)

Tax deductions on an individual's income tax return.

b)

A feeling of fulfilling social responsibility.

c)

Being philanthropic is known to make individuals feel happier and relieve stress.

d)

All of the above.

4.

Data _____ is the process of studying data with the goal of discovering new information that can help with making decisions.

a)

processing

b)

inputting

c)

analysis

d)

synthesis

5.

In a cash flow statement, what are expenses called?

a)

Cash Inflow

b)

Actual Inflow

c)

Cash Outflow

d)

Actual Outflow

6.

Cash and savings that can be converted to cash quickly and easily are _____.

a)

current assets

b)

current liabilities

c)

fixed assets

d)

long-term liabilities

7.

Obligations to be paid over a long period of time are _____.

a)

current assets

b)

current liabilities

c)

fixed assets

d)

long-term liabilities

8.

In what stage of the family life cycle does marriage usually occur?

a)

beginning stage

b)

expanding stage

c)

developing stage

d)

launching stage

9.

In what stage of the family life cycle does retirement usually occur?

a)

expanding stage

b)

developing stage

c)

launching stage

d)

aging stage

10.

A(n) (a)   is the time between birth and death.

11.

A plan for the use of money over time is a(n) (a)   .

12.

Any form of money received is (a)   .

13.

A(n) (a)   is a cost that changes in both the amount and time it must be paid.

14.

An item of value that is owned is a(n) (a)   .

15.

What is the first step in developing a financial plan?

a)

Set goals

b)

Creating a budget

c)

Estimate total income

d)

Analyze expenses

16.

How much should your emergency fund be?

a)

$500

b)

3-6 Months of rent

c)

3-6 Months of ALL expenses

d)

All bills that need paid

17.

Draw a budget.