wayground logo

Free Printable Worksheets

Font size

S
M
L
XL
Worksheets

Personal Finance Tax Review

Total questions: 45

Worksheet time: 41mins

Name
Class
Date
1.

What are the two components of Payroll Taxes?

a)

Social Security and Medicare

b)

Social Security and Medicaid

c)

Medicare and Medicaid

d)

Payroll and Sales Taxes

2.

Payroll Taxes can include all of the following except

a)

state income tax

b)

Sales tax

c)

Federal income tax

d)

FICA

3.

Gross Income includes all of the following except

a)

tips

b)

child support payments received

c)

wages

d)

game show winnings

4.

Which of the following is FALSE about the W-2 form? (hint: choose 2 correct answers)

a)

The W-2 is sent out by December 31st of every year

b)

It lets you know how much you earned last year

c)

It lets you know how much was withheld from your paychecks

d)

You get 1 W-2 form every year, even if you had multiple jobs

5.

When you are ready to file for taxes you must have form

a)

W-2

b)

W-6

c)

WD40

d)

W-2484

6.
Which is bigger, gross pay or net pay?
a)
gross pay
b)
net pay
7.

You are starting your first job and you are asked to complete some paperwork on your first day. Which form will determine how much money is withheld from your paycheck for federal and state income taxes?

a)

W-2

b)

1099

c)

W-4

d)

I-9

8.

A standard deduction is

a)

Income you receive for upholding good standards.

b)

Is a $1,000 taken off your tax bill to reduce your tax bill.

c)

A fixed amount all people are allowed to deduct from their AGI to reduce their tax liability.

d)

A specific expense or expenses that, under law, can be deducted from income to reduce the amount of income subject to income tax

9.

The purpose of deductions and exemptions is to reduce

a)

Your Adjusted Gross Income (AGI)

b)

Your Net Income

c)

Your Capital Gains

d)

Your Take Home Pay.

10.

A Tax Return is

a)

How much the government returns to you every year.

b)

A formal report to the IRS that contains all the information relative to a person's income taxes for a specific year.

c)

Is a musical group that sings about taxes.

d)

Is a government form used to complain about being over-taxed.

11.

An itemized deduction is

a)

A specific expense that, under tax law, can be deducted from income to reduce the amount of income subject to income.

b)

Items you want to give to the IRS.

c)

A waste of time. Just take the standard deduction.

d)

the same as a standard deduction.

12.

An example of Capital Gains is when

a)

You have an asset that has appreciated in value and you sell it for more than you paid for it.

b)

You sell the Capitol building

c)

You sell your stock for less than you paid for it.

d)

You gain weight after eating at the capital building.

13.

The IRS is the

a)

Internal Reading Skill

b)

Implement Revenue Soon

c)

Implement Real Service

d)

Internal Revenue Service

14.

itemized deductions

a)

Items in your closet

b)

Fixed amount all people are allowed to deduct

c)

Specific expenses that can be deducted from income to reduce taxable income

d)

deductions that are in order.

15.

Another name for take-home pay is

a)

Gross Pay

b)

Salary

c)

Net Pay

d)

Income

16.

By law federal tax returns must be filed by what date?

a)

January 1

b)

December 31

c)

May 2nd

d)

April 15th

17.

Earning income can consist of salaries, wages, tips, and more.

a)

True

b)

False

18.

Taxes help pay for government services like roads, education, the military

a)

True

b)

False

19.

Tax money that is collected, is a major source of:

a)

money to spend on video games

b)

lunch money

c)

state or government revenue

20.

Your employer will send you a _______ form up to a few months before, which has a report of how much you earned that year.

a)

Timesheet

b)

W2

c)

1040

21.

When you file your taxes, you will use a ________ form.

a)

Timesheet

b)

W2

c)

1040

22.

If too many taxes were deducted from your gross pay, the government will send you money back after you file your taxes... This is called a _________.

a)

Pay Period

b)

Timesheet

c)

Tax Return or Tax Refund

23.

Employers ask their employees to fill out these two forms when they are hired

a)

W2 & I-9

b)

I-9 & W-4

c)

W-4 & W-2

d)

1040 & I-9

24.

What is the account called that you put my retirement savings into

a)

savings account

b)

retirement account

c)

401K

d)

1040

25.

What main factor on the W-4 determines the amount of taxes taken from your paycheck?

a)

Your income

b)

how many dependents you have

c)

your deductions

d)

if you are single or married

26.

If your paystub reads that you were paid for January 12-25, what is that time called?

a)

pay period

b)

days worked

c)

days paid

d)

pay day

27.

The amount of money made before taxes and other deductions is called what?

a)

salary

b)

net income

c)

gross income

d)

hourly wages

28.
The amount withheld by an employer from an employee's earnings. Typically includes income taxes, FICA taxes, Group Insurance, Pension Contributions, etc.
a)
Excise Tax
b)
Payroll Deductions
c)
Indirect Tax
d)
Proportional Tax
29.
A tax in which the tax rate increases as the taxable amount increases.
a)
Indirect Tax
b)
Sales Tax
c)
Progressive Tax
d)
Regressive Tax
30.
A tax in which the tax rate decreases as the amount subject to taxation increases.
a)
Direct Tax
b)
Proportional Tax
c)
Regressive Tax
d)
Progressive Tax
31.
An income tax in which the tax rate is fixed, with no change as the taxable amount increases or decreases.
a)
Progressive Tax
b)
Indirect Tax
c)
Proportional Tax
d)
Regressive Tax
32.

A federal tax paid for hospital insurance

a)

Medicare tax

b)

Social Security tax

c)

Federal Income tax (FICA)

d)

Tax base

33.

If you file a joint tax return, you can take an exemption for your spouse.

a)

TRUE

b)

FALSE

34.

Jessie did not meet the minimum income requirement to file a tax return. What is one reason for why she should file a tax return anyway?

a)

She could potentially get a refund for the taxes that were withheld from her paycheck.

b)

She still needs to report her income to the Federal government.

c)

She can qualify for a higher tax refund next year.

d)

She is still legally required to file a tax return even if she does not meet the minimum income requirement to owe taxes.

35.

Randall is an employee and had a weekly paycheck of $355.25. How much Social Security would be withheld from his paycheck?

a)

$22.30

b)

$22.03

c)

$27.20

d)

$27.18

36.

Randall had a weekly paycheck of $355.25. How much FICA (Social Security AND Medicare) would be withheld from his paycheck?

a)

$22.30

b)

$22.03

c)

$27.20

d)

$27.18

37.

Stephanie is an employee and had a monthly paycheck of $6,525.00. How much Medicare would be withheld from her paycheck?

a)

$404.55

b)

$809.10

c)

$94.61

d)

$499.16

38.

All of the following are government services EXCEPT

a)

Food Inspectors

b)

FBI

c)

Public schools

d)

Farms

39.

Who is the biggest employer in the nation?

a)

Amazon

b)

Google

c)

The Federal Government

d)

Ford Motor Company

40.

Sales tax is the tax you pay

a)

when you buy something.

b)

when you sell something.

c)

when you barter.

d)

when you give something as a gift.

41.

Not everything is taxed at the same rate. In many states, ___________ are exempt from sales tax.

a)

Clothing

b)

Groceries

c)

Toys

d)

Shoes

42.

Income tax is the tax you pay on money you receive from all of the following sources EXCEPT

a)

your job

b)

rent from tenants

c)

gifts you receive from your friends and relatives

d)

earnings on investments like stocks

43.

This tax helps fund the basic retirement program run by the federal government.

a)

Social Security Tax

b)

Property Tax

c)

Medicare Tax

d)

Sales Tax

44.

Which is true?

a)

The less you make, the more you get taxed.

b)

The more you make, the higher percentage tax is taken out.

c)

The more you make the lower you get taxed.

d)

If you are cool, you don't get taxed at all.

45.

What percent of your earnings goes to Social Security?

a)

1.45%

b)

.0145%

c)

6.2%

d)

.062%