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Income and Taxes Test

Total questions: 36

Worksheet time: 26mins

Name
Class
Date
1.

Any income (wages/salary) that is generated by the work someone performs

a)

Portfolio Income

b)

Passive Income

c)

Earned Income

2.

Money paid by the hour and for an agreed number of hours per week; especially for unskilled or manual labor

a)

Wage

b)

Deduction

c)

Salary

3.

What is a pay period?

a)

time worked beyond an employee’s regular hours

b)

the number of days an employee works and is paid for each paycheck

c)

the day a person is paid

d)

a fixed amount of money an employee is paid to do a job

4.

What is gross pay?

a)

a pay period of every 2-weeks with 26 pay periods per year

b)

the amount of money earned before any deductions are subtracted

c)

the amount of money left in a worker’s paycheck after deductions are taken out

d)

the amount of money subtracted from a worker’s pay

5.

Which of these is an optional/voluntary deduction?

a)

healthcare insurance

b)

state income tax

c)

Social Security tax

d)

Medicare tax

6.

What is a deduction?

a)

the total income for a pay period

b)

net pay

c)

the amount of money subtracted from your paycheck

d)

overtime pay

7.

How much did Jose earn this pay period? *Before deductions were taken out

a)

$1335.00

b)

$445.00

c)

$340.52

d)

None of the above

8.

How much money did Jose take home this pay period?

a)

$340.52

b)

$445.00

c)

$1,021.56

d)

None of the above

9.
What is the gross amount for the year?
a)
6,590.59
b)
22,400
c)
15,809.41
d)
2,240
10.
Roads, police, schools, governmental agencies, fire and emergency services are all funded by taxes
a)
true
b)
false
11.

When you start a job, you will fill out which form to tell your employer the amount of money to withhold for taxes: 

a)

W-4

b)

I-9

c)

W-2

d)
1040ez
12.

What does FICA stands for?

a)

For Insurance Contributing Animals

b)

Formal Initiative Costing Association

c)

Federal Insurance Contributions Act

d)

None of the above

13.

Pay that is earned by an employee for working more than the standard number of hours in a day or week.

a)

Medicare

b)

Gross Earnings

c)

Overtime

d)

State Tax

14.

A payroll tax imposed by the federal government that is used to fund Social Security and Medicare programs.

a)

FICA

b)

Gross Earnings

c)

Net Earnings

d)

State Tax

15.

How many hours are in a typical work week?

a)

8

b)

20

c)

40

d)

2,000

16.

The overtime rate is usually ____ times the regular rate.

a)

1

b)

1.5

c)

2.5

d)

3

17.

As your income goes up the percentage of taxes you pay goes up (what type of tax?)

a)

Progressive tax

b)

Proportional tax

c)

Regressive tax

d)

None of the aove

18.

Which type of tax hurts low income earners?

a)

progressive tax

b)

proportional tax

c)

regressive tax

d)

none of the above

19.

A tax return must be filed by what date every year?

a)

January 31

b)

April 15th

c)

December 15th

d)

October 15th

20.

What is the role of the IRS in the U.S. tax system?

a)

To provide tax preparation services

b)

To enforce tax laws and collect taxes

c)

To set tax policy

d)

To create new taxes

21.

What is the key difference between a deduction and a credit?

a)
A deduction is only available for high-income earners; a credit is available for everyone.
b)
A deduction applies only to business expenses; a credit applies to personal expenses.
c)
A deduction lowers taxable income; a credit reduces tax owed.
d)
A deduction is a direct payment to the government; a credit is a tax refund.
22.

What job could be considered "gig work"? Check all that apply

a)

Uber Driver

b)

Freelance Photographer

c)

Lawyer

d)

Nurse

23.

Which of these things would be considered an advantage of gig employment?

a)

Paying for your own supplies

b)

Using your own transportation

c)

Flexible Schedule

d)

Lack of benefits

24.

Casey works as an Administrative Assistant. Her earnings before taxes are $1,840 bi-weekly. What number does $1,840 represent?

a)

The amount she pays for FICA

b)

Her Overtime pay

c)

Her Net Pay

d)

Her gross Pay

25.

Robert just started a new job. He earned $1,900 for two weeks of work, but the amount on his paycheck was only for $1,100. What is the most likely reason for why this occurred?

a)

He did not account for withholding taxes or deductions.

b)

He chose not to fill out a W-4 form when he started his job.

c)

He declined to participate in the company's 401(k) plan.

d)

He declined health insurance coverage.

26.
Why do people fill out I-9 forms? 
a)
To prove they were born in the US
b)
To prove they can work in the US
c)
For their taxes
d)
To take out the right amount of money out of their taxes
27.

What does YTD stand for?

a)

years tax deductions

b)

your total deductions

c)

year to date

28.

When you are paid every two weeks, you are paid...

a)

weekly

b)

bi-weekly

c)

monthly

d)

annually

29.

Person that you are financially responsible for such as your children.

a)

exemptions

b)

standard deduction

c)

dependents

d)

tax breaks

30.
Single, Married Filing Joint, and Head of the Household are all examples of___ on a tax return.
a)
filing status
b)
standard deductions
c)
itemized deductions
d)
dependents
31.

Martha's net income is $500, if her gross income is $850, how much are her deductions?

a)

0

b)

$350

c)

$500

d)

$1350

32.
Taxes are deducted from all employees paychecks
a)
true
b)
false
33.

What is the primary purpose of a W-2 form?

a)

To report annual income and taxes withheld

b)

To apply for a job

c)

To claim tax deductions

d)

To calculate overtime pay

34.

Net Pay is...

a)

pay you get after deductions

b)

pay you get before deductions

c)

gross pay

d)

regular pay + overtime pay

35.

If Susan worked 52 hours this week, how many hours did she work OVERTIME?

a)

40

b)

0

c)

10

d)

12

36.

Jay makes $100,000/yr. Amy makes $50,000/yr. If they both go to the gas station and fill up their cars and it equals the same amount, what kind of tax is this considered?

a)

Regressive Tax

b)

Progressive Tax

c)

Estate Tax

d)

Payroll Tax