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Banzai Vocabulary Words Test

Total questions: 32

Worksheet time: 32mins

Name
Class
Date
1.

Deduction

a)

A reduction to the amount of taxable income you made in a year.

b)

A request you submit to your insurance provider to pay for covered expenses.

c)

A document detailing the type and amount of coverage that your insurance offers.

d)

An amount paid before a large purchase that reduces the loan amount and proves your intention and ability to repay the loan.

2.

Claim

a)

A reduction to the amount of taxable income you made in a year.

b)

A request you submit to your insurance provider to pay for covered expenses.

c)

A document detailing the type and amount of coverage that your insurance offers.

d)

An amount paid before a large purchase that reduces the loan amount and proves your intention and ability to repay the loan.

3.

Down Payment

a)

A reduction to the amount of taxable income you made in a year.

b)

A request you submit to your insurance provider to pay for covered expenses.

c)

A document detailing the type and amount of coverage that your insurance offers.

d)

An amount paid before a large purchase that reduces the loan amount and proves your intention and ability to repay the loan.

4.

Policy

a)

A reduction to the amount of taxable income you made in a year.

b)

A request you submit to your insurance provider to pay for covered expenses.

c)

A document detailing the type and amount of coverage that your insurance offers.

d)

An amount paid before a large purchase that reduces the loan amount and proves your intention and ability to repay the loan.

5.

Expense

a)

Anything that you spend money on whether it is a luxury or an expense.

b)

A contract to use someone else's property for a rate and specific amount of time.

c)

The amount of money you make each month compared to how much debt you have to pay.

d)

A service that provides protection against unpredictable events such as a car accident or broken arm.

6.

Lease

a)

Anything that you spend money on whether it is a luxury or an expense.

b)

A contract to use someone else's property for a rate and specific amount of time.

c)

The amount of money you make each month compared to how much debt you have to pay.

d)

A service that provides protection against unpredictable events such as a car accident or broken arm.

7.

DTI (Debt to Income)

a)

Anything that you spend money on whether it is a luxury or an expense.

b)

A contract to use someone else's property for a rate and specific amount of time.

c)

The amount of money you make each month compared to how much debt you have to pay.

d)

A service that provides protection against unpredictable events such as a car accident or broken arm.

8.

Insurance

a)

Anything that you spend money on whether it is a luxury or an expense.

b)

A contract to use someone else's property for a rate and specific amount of time.

c)

The amount of money you make each month compared to how much debt you have to pay.

d)

A service that provides protection against unpredictable events such as a car accident or broken arm.

9.

Net Worth

a)

The amount you own in assets minus the amount you owe in liabilities

b)

The original amount of money borrowed

c)

Contributions to state and federal governments to pay for things like services and infrastructure.

d)

A self funded retirement account that invests after tax dollars, so taxes aren't owed when funds are withdrawn at retirement.

10.

Gross Pay

a)

A percentage of your paycheck taken out for federal income taxes.

b)

1.5% of your paycheck goes toward paying this Federal tax

c)

6.2% of your paycheck goes toward paying this Federal tax

d)

The amount of money that you earn before deductions.

11.

Principal

a)

The amount you own in assets minus the amount you owe in liabilities

b)

The original amount of money borrowed

c)

Contributions to state and federal governments to pay for things like services and infrastructure.

d)

A self funded retirement account that invests after tax dollars, so taxes aren't owed when funds are withdrawn at retirement.

12.

Debt

a)

A card you use to borrow money for everyday purchases and must repay. The borrowed money accrues interest if not paid in full within the grace period.

b)

Money you owe to a person or entity.

c)

A percentage of money borrowed that must be paid to the lender on top of the initial amount.

d)

How long you have to pay back money borrowed on a credit card before it begins to accrue interest, usually about a month.

13.

Mortgage

a)

A self-funded retirement account that invests pre-tax dollars, so taxes are owed when funds are withdrawn at retirement.

b)

How easily accessible money is. A checking account is extremely accessible, a Certificate of Deposit is not.

c)

A loan used to buy a home, often with a term of 15-30 years.

14.

Liquidity

a)

A self-funded retirement account that invests pre-tax dollars, so taxes are owed when funds are withdrawn at retirement.

b)

How easily accessible money is. A checking account is extremely accessible, a Certificate of Deposit is not.

c)

A loan used to buy a home, often with a term of 15-30 years.

15.

Traditional IRA

a)

A self-funded retirement account that invests pre-tax dollars, so taxes are owed when funds are withdrawn at retirement.

b)

How easily accessible money is. A checking account is extremely accessible, a Certificate of Deposit is not.

c)

A loan used to buy a home, often with a term of 15-30 years.

16.

Federal Income Tax Withholdings

a)

A percentage of your paycheck taken out for federal income taxes.

b)

1.5% of your paycheck goes toward paying this Federal tax

c)

6.2% of your paycheck goes toward paying this Federal tax

d)

The amount of money that you earn before deductions.

17.

Medicare Taxes (FICA)

a)

A percentage of your paycheck taken out for federal income taxes.

b)

1.5% of your paycheck goes toward paying this Federal tax

c)

6.2% of your paycheck goes toward paying this Federal tax

d)

The amount of money that you earn before deductions.

18.

Principal

a)

The smallest amount you’re required to pay back on your debt each month to avoid fees. Paying only the minimum payment means you’ll accrue interest.

b)

The original amount borrowed that must be repaid..

c)

A percentage of money borrowed that must be paid to the lender on top of the initial amount.

d)

How long you have to pay back money borrowed on a credit card before it begins to accrue interest, usually about a month.

19.

Taxes

a)

The amount you own in assets minus the amount you owe in liabilities

b)

The original amount of money borrowed

c)

Contributions to state and federal governments to pay for things like services and infrastructure.

d)

A self funded retirement account that invests after tax dollars, so taxes aren't owed when funds are withdrawn at retirement.

20.

Net Pay

a)

The amount of money you take home after deductions

b)

The amount that a state charges on income

c)

A form that an employee must complete (fill out) prior to employment. This form determines how many taxes are withheld.

21.

State Income Taxes

a)

The amount of money you take home after deductions

b)

The amount that a state charges on income

c)

A form that an employee must complete (fill out) prior to employment. This form determines how many taxes are withheld.

22.

W2

a)

The amount of money you take home after deductions

b)

The amount that a state charges on income

c)

A form that an employee must complete (fill out) prior to employment. This form determines how many taxes are withheld.

23.

Dependents

a)

A person you claim (say that you take care of) on your taxes other than your spouse.

b)

The amount of money taken directly from your paycheck toward taxes.

c)

A yearly fee some credit cards charge to all cardholders.

d)

The yearly interest rate paid for money borrowed with a credit card and not paid back within the grace period.

24.

Roth IRA

a)

The amount you own in assets minus the amount you owe in liabilities

b)

The original amount of money borrowed

c)

Contributions to state and federal governments to pay for things like services and infrastructure.

d)

A self funded retirement account that invests after tax dollars, so taxes aren't owed when funds are withdrawn at retirement.

25.

Annual Fee

a)

A person you claim (say that you take care of) on your taxes other than your spouse.

b)

The amount of money taken directly from your paycheck toward taxes.

c)

A yearly fee some credit cards charge to all cardholders.

d)

The yearly interest rate paid for money borrowed with a credit card and not paid back within the grace period.

26.

APR

a)

A person you claim (say that you take care of) on your taxes other than your spouse.

b)

The amount of money taken directly from your paycheck toward taxes.

c)

A yearly fee some credit cards charge to all cardholders.

d)

The yearly interest rate paid for money borrowed with a credit card and not paid back within the grace period.

27.

Social Security Taxes (FICA)

a)

A percentage of your paycheck taken out for federal income taxes.

b)

1.5% of your paycheck goes toward paying this Federal tax

c)

6.2% of your paycheck goes toward paying this Federal tax

d)

The amount of money that you earn before deductions.

28.

Credit Card

a)

A card you use to borrow money for everyday purchases and must repay. The borrowed money accrues interest if not paid in full within the grace period.

b)

Money you owe to a person or entity.

c)

A percentage of money borrowed that must be paid to the lender on top of the initial amount.

d)

How long you have to pay back money borrowed on a credit card before it begins to accrue interest, usually about a month.

29.

Interest

a)

A card you use to borrow money for everyday purchases and must repay. The borrowed money accrues interest if not paid in full within the grace period.

b)

Money you owe to a person or entity.

c)

A percentage of money borrowed that must be paid to the lender on top of the initial amount.

d)

How long you have to pay back money borrowed on a credit card before it begins to accrue interest, usually about a month.

30.

Grace Period

a)

A card you use to borrow money for everyday purchases and must repay. The borrowed money accrues interest if not paid in full within the grace period.

b)

Money you owe to a person or entity.

c)

A percentage of money borrowed that must be paid to the lender on top of the initial amount.

d)

How long you have to pay back money borrowed on a credit card before it begins to accrue interest, usually about a month.

31.

Minimum Payment

a)

The smallest amount you’re required to pay back on your debt each month to avoid fees. Paying only the minimum payment means you’ll accrue interest.

b)

Money you owe to a person or entity.

c)

A percentage of money borrowed that must be paid to the lender on top of the initial amount.

d)

How long you have to pay back money borrowed on a credit card before it begins to accrue interest, usually about a month.

32.

Withholdings

a)

A person you claim (say that you take care of) on your taxes other than your spouse.

b)

The amount of money taken directly from your paycheck toward taxes.

c)

A yearly fee some credit cards charge to all cardholders.

d)

The yearly interest rate paid for money borrowed with a credit card and not paid back within the grace period.