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Mentology Matters Premarital Quiz on Finances

Total questions: 8

Worksheet time: 8mins

Name
Class
Date
1.

What standard of living did you have growing up?

a)
Upper-class standard of living
b)
Lower-class standard of living
c)
Wealthy standard of living
d)
Middle-class standard of living
2.

What financial standard of living do you expect in marriage?

a)

A standard of living focused primarily on luxury and material possessions.

b)

A standard of living that prioritizes savings before enjoying life

c)

A standard of living defined by being able to spend for my personal needs as I see fit.

d)

A standard of living characterized by financial stability.

3.

If you all only had $500 left in your joint checking account, what bills would be a priority?

a)
Car payments, credit card bills, entertainment expenses.
b)
Insurance premiums, luxury items, dining out.
c)
Student loans, vacation costs, subscription services.
d)
Rent, utilities, groceries.
4.

How much money do you expect your spouse to have in savings when you get married?

a)
$1,000
b)
$5,000
c)
$15,000
d)
$50,000
5.

Will you all agree to paying tithes when married? Why or why not?

4 lines
6.

What should you do about your credit cards after you get married?

a)
Review and possibly consolidate credit card accounts.
b)
Open new credit card accounts in your name only.
c)
Cancel all existing credit cards immediately.
d)

Ignore my spouses credit cards.

7.

How can marriage impact your credit score?

a)
Marriage automatically improves your credit score.
b)
Marriage eliminates all debts and financial obligations.
c)
Marriage has no effect on credit scores.
d)
Marriage can impact your credit score through joint accounts and shared debts.
8.

What is a good strategy for managing joint finances together after marriage?

a)
Keep separate accounts for all expenses
b)
Create a joint budget, maintain open communication, and regularly review finances together.
c)
Avoid discussing finances to prevent arguments
d)
Only review finances once a year