wayground logo

Free Printable Worksheets

Font size

S
M
L
XL
Worksheets

Entry test Credit Mix26

Total questions: 35

Worksheet time: 18mins

Name
Class
Date
1.
NCGTC coverage is available in Education Loan for amount up to Rs._____Lakhs
a)
Rs.2.5 Lakhs
b)
Rs.20.00 Lakhs
c)
Rs.10.00 Lakhs
d)
Rs.7.50 Lakhs
2.
What is the target group for Baroda Vidya ( Education Loan ) ?
a)
Education Loan for study abroad
b)
Education Loan for study in India
c)

Nursery to standard XII

d)
No such scheme type as per our Education Loan Scheme
e)

For Diploma courses of more than 12 months

3.
What is maximum loan limit for Baroda Vidhya (Education Loan) ?
a)
Rs.4.00 Lakhs
b)
Rs.7.50 Lakhs
c)
Rs.10.00 Lakhs
d)
None of above
4.
Which of the expenses are covered under Baroda Gyan (Education Loan) ?
a)
Purchase of uniforms
b)
Hostel fees
c)
Caution/refundable deposit upto 10% of tuition fees
d)
any other expenses required to complete the course like project work, thesis, etc.
e)

Rent amount

5.
Who of the following is/are eligible for availing Baroda Car Loan?
a)
Pvt. Ltd. Company
b)
Partnership Firm
c)
NRI
d)
Farmers
e)

HUF

6.
For Car Loan to corporates/firm the minimum TNW required is ____times of Loan amount
a)
No such criteria
b)
3
c)
4
d)
5
7.
For Car Loan to NRIs, the NRI should be doing regular job from past ____ years & should have minimum GAI of Rs.____Lakhs
a)
1 years & Rs.2.00 lakhs
b)
2 years & Rs.5.00 Lakhs
c)
3 years & Rs.7.50 Lakhs
d)
5 years & Rs.10.00 Lakhs
e)

NRI not eligible under Auto Loan

8.
A customer is having A/c relationship with other Bank & wants to avail Baroda Car Loan, minimum A/c relationship required with other Bank is ___months
a)
A/c with BOB is requisite
b)
12 months
c)
6 months
d)
3 months
9.
What is maximum repayment period under Baroda Car Loan?
a)
60 months
b)
84 months
c)
96 months
d)
120 months (with deviation)
10.
What is Loan Limit cap under Baroda Two Wheeler Loan Scheme?
a)
Rs.2.50 Lakhs
b)
Rs.5.00 Lakhs
c)
Rs.10.00 Lakhs
d)
No maximum limit ceiling
e)

Max Rs.3.00 Lakhs

11.
What is minimum CIBIL score required for availing Baroda Two Wheeler Loan?
a)
736
b)
725
c)
750
d)
675
e)

701

12.
Baroda Home Loan Advantage has been renamed as ?
a)
Baroda Housing Loan Advantage
b)
Baroda Masterstroke Home Loan
c)
Baroda Saving Linked Home Loan
d)
Baroda Max Savings Home Loan
e)

Flexi Home Loan Scheme

13.
For availing Baroda Home Loan applicant should be engaged in business/profession for minimum period of ____years for salaried & ____years for non-salaried
a)
2 year & 1 year
b)
2 year & 3 year
c)
1 year & 2 year
d)
6 month & 1 year
14.
What is minimum age of applicant & co-applicant as per Baroda Home Loan?
a)
21 (applicant) & 25 years (co-applicant)
b)
18 years for both
c)
21 years for both
d)
21 (applicant) & 18 (co-applicant)
15.
Maximum repayment under Baroda Home Loan is ____years
a)

35 years

b)
30 years
c)
25 years
d)
20 years
e)

No limit

16.
What is minimum investment grade required for HL?
a)
HL6
b)
HL7
c)
HL8
d)
Below HL10
17.
What is maximum loan amount as per Baroda Home Improvement Loan?
a)
Rs.100.00 Lakhs
b)
Rs.75.00 Lakhs
c)
Rs.50.00 Lakhs
d)
As per normal HL Scheme
18.

CIR report from 2 recognized credit information bureaus is mandatory for Retail Loans with exposure of Rs.____& above

a)

Rs.5.00 Lakhs

b)

Rs.10.00 Lakhs

c)

Rs.25.00 Lakhs

d)

Rs.50.00 Lakhs

19.

If a unit is having investment of Rs. 20.00 Cr. and T/O  of Rs. 90.50 Cr. than the unit will be classified as?

a)

Micro Enterprise

b)

Small Enterprise

c)

Medium Enterprise

d)

C & IC

20.

Which of the following is/are MSME Assessment methods?

a)

Method by Nayak Committtee

b)

Method 1 by Tandon Committee

c)

Method 2 by Tandon Committee

d)

Cash Budget Method

e)

None of above

21.

Which of the following is Non-Investment Grade as per GCEMP?

a)

BOB4

b)

BOB5

c)

BOB6

d)

BOB7

22.

As per GCEMP, In case of properties acquired during the last __ months, amount of Registered Sale Deed or the RV whichever is lower should be taken as value of property.

a)

6

b)

12

c)

24

d)

36

e)

No such guidelines

23.

LEI shall be mandatorily obtained from all borrowers of our Bank having aggregate exposure of Rs.____ and above from entire banking system.

a)

Rs.100.00 Lakhs

b)

Rs.200.00 Lakhs

c)

Rs.500.00 Lakhs

d)

Rs.1000.00 Lakhs

24.

MSME Digital Renewal is available up to exposure of ___

a)

Rs.25.00 Lakhs

b)

Rs.50.00 Lakhs

c)

Rs.100.00 Lakhs

d)

Rs.10.00 Lakhs

e)

None of above

25.

What is PSR submission threshold for a Metro branch for other than Retail Loans?

a)

Above Rs.5.00 Lakhs

b)

Above Rs.10.00 Lakhs

c)

Above Rs.25.00 Lakhs

d)

Above Rs.20.00 Lakhs

e)

None of above

26.

Vetting of Loan documents is applicable to Advance Accounts with aggregate exposure of Rs.____& above

a)

Rs.5.00 Lakhs

b)

Rs.10.00 Lakhs

c)

Rs.15.00 Lakhs

d)

Rs.20.00 Lakhs

e)

Rs.25.00 Lakhs

27.

From following Schemes, Pick the odd one out

a)

Premium LAPS

b)

Digit Udyam

c)

Smart OD

d)

MSME Sahaj

28.

What is minimum Loan amount of BKCC?

a)

Rs.3000.00

b)

Rs.5000.00

c)

Rs.10000.00

d)

Rs.25000.00

e)

No stipulation of minimum loan limit as per BKCC scheme

29.

What is minimum age for availing BKCC Loan?

a)

18 years

b)

21 years

c)

25 years

d)

23 years

e)

None of above

30.

Which committee decides scale of finance for KCC loans?

a)

SLBC

b)

BLBC

c)

DLTC

d)

CGM, BCC Agri Banking Department

31.

Gold Loan can be sanctioned maximum up to Rs.___

a)

Rs.25.00 Lakhs

b)

Rs.50.00 Lakhs

c)

Rs.75.00 Lakhs

d)

None of above

32.

CGTMSE coverage is available maximum up to exposure of?

a)

Rs.1.00 Cr

b)

Rs.2.5 Cr

c)

Rs.5.00 Cr

d)

Rs.10.00 Cr

33.

Pick the odd one out

a)

Stock

b)

Receivables

c)

Creditors

d)

Cash

34.

Tarun Plus Loan is available up to maximum limit of ____

a)

Rs.5.00 Lakhs

b)

Rs.10.00 Lakhs

c)

Rs.15.00 Lakhs

d)

Rs.20.00 Lakhs

35.

PM Svanidhi Loan is available in three tranches. Under second Tranche maximum loan limit is ____

a)

Rs.15000.00

b)

Rs.25000.00

c)

Rs.49900.00

d)

None of above

Similar Resources on Wayground

Aptitude

40 questions

Aptitude

quiz

Worksheet

•

Professional Development

MG - ZS ELECTRIC VEHICLE

30 questions

MG - ZS ELECTRIC VEHICLE

quiz

Worksheet

•

Professional Development

MGNF Practice - 50

40 questions

MGNF Practice - 50

quiz

Worksheet

•

University - Professi...

Kisi-kisi Propper Mei Part II 2019

30 questions

Kisi-kisi Propper Mei Part II 2019

quiz

Worksheet

•

University - Professi...

Pedagogy

35 questions

Pedagogy

quiz

Worksheet

•

Professional Development

BR23-(1)-A

35 questions

BR23-(1)-A

quiz

Worksheet

•

Professional Development

HGT.12 - Czerwiec 2023

40 questions

HGT.12 - Czerwiec 2023

quiz

Worksheet

•

Professional Development

SELASAR W2 JULY

30 questions

SELASAR W2 JULY

quiz

Worksheet

•

Professional Development