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WorksheetsInsurance
Total questions: 13
Worksheet time: 11mins
Match the term to the best description
The maximum amount the insurance will pay for each procedure
Allowable Charge
Services that a healthcare plan offers to pay for an insured individual
Benefits
From sent to the insurance company requesting payment for covered medical expenses
Claim
An insurance report explaining how the insurance company processed a claim
Explanation of Benefits
The person who takes out the medical insurance policy
Policy Holder
The (a) is the amount owed by the insured person on a yearly basis before insurance will begin to pay for services
This is the percentage the insurer and insured will split the cost of healthcare
Coinsurance
Deductible
Premium
Which is NOT covered by general health insurance?
Illnesses
Hospitalizations
Cosmetic Procedures
Emergency Care
Which type of insurance helps cover deductible gaps from general health insurance and protects against financial los
Accident Insurance
Disability Insurance
Life Insurance
Catastrophic Insurance
Annual cleanings are covered under most dental insurances
True
False
Glasses and eye contact lens are covered under most vision insurances
True
False
Cancer insurance helps cover costs associated with:
Surgery to remove tumors
Radiation Treatment
Transportation to and from appointments
All of these are covered by cancer insurance
(a) term disability covers a percentage of salary following an injury or illness, where as (b) term disability maintains your income if your condition keeps you out more than a year.
Which is true about life insurance
Your beneficiaries pay the premium for a life insurance policy
The insurance agency pays a lump sum to your beneficiaries after death
Your beneficiaries can cash in a life insurance policy while the policy holder is still alive
Life insurance money can only be used to cover funeral and burial expenses
Which insurance is an affordable way to protect yourself if you become paralyzed from an accidental car crash at 25 years old?
General health Insurance
Accident Insurance
Catastrophic Insurance
Disability Insurance
Match the third party reimbursement system to the best description
Limits where the individual can receive care and permission must be obtained before they can see another provider
HMO
Insurance company has an approved list of providers and usually has lower costs associated benefits
PPO
Government program for the elderly and disabled
Medicare
Government program for people with low income
Medicaid
Government program for service members, retirees, and their families
Tricare
If you are injured on the job performing a job-related tasks, you can qualify for workers compensation.
True
False
