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Economics - Chapter 10 - Money & Banking - Team Open Note Quiz

Total questions: 25

Worksheet time: 25mins

Name
Class
Date
1.

Which of these is the most liquid asset? 

a)

Checks

b)

Property

c)

Cash

d)

Credit

2.

What is happening here?

a)

Bartering

b)

Cooking

c)

Flirting

d)

Machismo

3.

What function of money the picture represent? 

a)

Medium of Exchange

b)

Store of Value

c)

Unit of Account

d)

Acceptable 

4.

What function of money the picture represents?

a)

Medium of Exchange

b)

Store of Value

c)

Unit of Account

d)

Durable 

5.

What function of money the picture represents? 

a)

Medium of Exchange

b)

Store of Value

c)

Unit of Account

d)

Stable 

6.

What is NOT a characteristic of money? 

a)

Divisible

b)

Portable

c)

Acceptable

d)

Accessible

7.

What characteristic of money the picture represents? 

a)

Divisible

b)

Acceptable

c)

Portable

d)

Stable 

8.

What characteristic of money the picture represents? 

a)

Acceptable

b)

Scarce

c)

Durable

d)

Stable 

9.

What characteristic of money the picture represents? 

a)

Scarce

b)

Divisible

c)

Stable

d)

Durable 

10.

There are _______ Regional Federal Reserve Banks, and one Federal Reserve Board of Governors.

a)

50

b)

4

c)

12

d)

52

11.

The Federal Reserve is called "The Bankers Bank" because it supervises banks.

a)

False

b)

True

12.

What is the name of our nation's central bank?

a)

The Federal Reserve

b)

The United States National Bank

c)

The National Bank of the United States

d)

Bank of America

13.

The Fed ______________ banks to ensure the soundness of the banking system.

a)

regulates

b)

closes

c)

opens

d)

runs

14.

Influencing the economy by changing the reserve requirement is called:

a)

Fiscal policy

b)

Monetary policy

c)

Tight Money

d)

Easy Money

15.

The goal of monetary policy is to 

a)

sell bonds

b)

reduce unemployment

c)

seek price stability

d)

red and blue

16.

The Federal Reserve...

a)

Regulates the amount of money.

b)

Supervises Banks.

c)

Provides Financial Services.

d)

All of the above.

17.

The coins and paper bills used as money in a society

a)

Prices

b)

Currency

c)

Bond

d)

Checks

18.

_____________ is money by government decree, has no alternative value

a)

Gold standard

b)

Specie

c)

Barter

d)

Fiat money

19.

____________ is the privately owned, publicly controlled central bank of the U.S.

a)

J.P. Morgan Chase

b)

Bank of America

c)

The Federal Reserve System (FED)

d)

Wells Fargo

20.

__________ is a U.S. government institution that provides insurance on depositor's accounts

a)

Congress

b)

Department of the Interior

c)

FDIC

d)

Department of Homeland Security

21.

The National Banking-System was created by Congress in _________ to standardize currency and banking practices in the U.S. and issued the first national currency known as the Greenback.

a)

1811

b)

1900

c)

1933

d)

1913

22.

A specific type of loan that is used to purchase real estate

a)

money market account

b)

demand deposit

c)

mortgage

d)

amortization

23.

Cards entitling their holder to buy goods and services based on each holder's promise to pay.

a)

debit card

b)

credit card

c)

vip card

d)

costco card

24.

The largest source of income for banks is

a)

fees

b)

interest

c)

checking accounts

d)

savings accounts

25.
What is a negative of using a Debit Card?
a)
Bank Fees if you use your banks ATM
b)
Paying interest
c)
Can get charged fees if the money isn't in your account
d)
They only work on weekdays