How long is the minimum cooling off period for considering loan to defaulting borrower?

Who is empowered to waive cooling off period beyond 24 months?

Branches having NPA Levels More than ....................................... under any Retail Lending Schemes have no power to sanction the Loans under these Schemes.

Which of the following product is still prevailing (Not Discontinued) in our bank?

All proposals in respect of Retail Lending Schemes of close relatives of our employees shall be sanctioned by ................................

For all Housing Loans Sanctioned for 3rd unit and above classified under HL NP CRE (Commercial Real Estate), additional Rate of Interest chargeable for 3rd unit is ................................

Integrated housing projects comprising of some commercial space (e.g. shopping complex, school etc.) can also be classified under CRE-RH, provided that the commercial area in the residential housing project does not exceed .................................of the total Floor Space Index (FSI) of the project

In case of take over of loan , what's the maximum repayment period to be allowed ?

If the prospective borrower clears the outstanding liability with the other bank or institution fully out of their own sources & approaches our bank for credit facilities within..................................months than it will be considered takeover.

National Disaster Management Authority Guidelines (NDMA) are applicable for all types of Real Estate Exposures of ................................. and above including Housing Loans.

The maximum aggregate retail exposures to one counterpart should not exceed the absolute threshold limit of Rs............................

2 LSR are REQUIRED if the Value of the Property is....................... and above

2 Valuation Reports are Required If the value of the Property is ...................... and above

Who among the following is not considered a close relative as per our bank's retail lending norm?

Maximum TAT of sanctioning Housing Loan above 25 lakhs at RAH

The number of times a borrower shall be allowed to switchover to respective interest( i.e MCLR to RLLR ) regimes shall be restricted to .........................................times in Housing Loan.

What's the minimum repayment tenor to be elapsed in HL before any change/ switchover in RoI tenor request of the borrower can be entertained ?

In case of Retail Loan variants/ schemes where Maximum Repayment Tenor of loan is upto 10 years, the maximum headroom/margin available( Elongated Tenor ) on account of upward revision of Rate of Interest shall be .........................................

What's the maximum elongated tenor applicable to retail loan with a repayment period above 10 years

Which courses are eligible under the IBA Education Loan Model?

Who is a Sub Prime borrower as per the Retail Lending Policy?

What's the CIC score band for Sub Prime customer?

Who is a Near Prime Customer as per Retail Lending Policy?

Near Prime Customers fall in which score band?

Providing Key Fact Statement ( KFS) to customer is now mandatory , KFS is valid for how many days in case the stipulated loan tenor is more than 7 days ?

What's the maximum quantum of sanctioned under Canara Mortgage Scheme ?

Under Canara Mortgage Scheme what's minimum value of collateral is stipulated ?

What's the Maximum repayment period can allowed by RSA for Canara Mortgage Scheme ?

For which of the following scheme no minimum annual income criteria is stipulated ?