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Worksheets

Semester Review

Total questions: 36

Worksheet time: 1hrs 12mins

Name
Class
Date
1.

What does BBB stand for?

a)
Business Bureau of Better
b)
Bureau of Better Business
c)
Better Bureau of Business
d)
Better Business Bureau
2.

When looking at advertising "sponsored" reviews are the most reliable.

a)

True

b)

False

3.

When looking at advertising "purchase" reviews are the most reliable.

a)

True

b)

False

4.

What is One way a consumer can avoid impulse buying?

a)
Shop without a budget in mind.
b)

Conduct Pre-Purchase research

c)
Buy items on sale regardless of need.
d)
Browse online stores aimlessly.
5.

Which organization is known for providing consumer protection and business accreditation?

a)

Federal Trade Commission

b)

Better Business Bureau

c)

Consumer Protection Agency

d)

National Consumer League

6.

This is an example of a _________

a)

Need

b)

Want

7.

Water is an example of a _________

a)

Need

b)

Want

8.

What is Behavioral Economics?

a)
Behavioral economics focuses solely on market trends.
b)
Behavioral economics ignores human emotions in decision-making.
c)
Behavioral economics is a branch of mathematics.
d)
Behavioral economics studies the impact of psychological factors on economic decision-making.
9.

What is a budget?

a)
A budget is a list of all the products a company sells.
b)
A budget is a financial plan for managing income and expenses.
c)
A budget is a type of investment strategy.
d)
A budget is a document for tracking employee performance.
10.

Which of the following is an example of a 'want' rather than a 'need'?

a)

Food

b)

Water

c)

Luxury car

d)

Shelter

11.

3. A person who purchases goods and services for personal use

a)

consumer

b)

personal finance

c)

annuity

d)

value

12.

When creating a formula in a spreadsheet application the first thing you must do is hit the = (equal) sign

a)

True

b)

False

13.

When you complete a formula in a spreadsheet application the last thing

is to hit the "enter" key to tell the program to complete the formula.

a)

True

b)

False

14.

If you type a ( + ) in a spreadsheet formula it will______the cells you have specified

a)

Multiply

b)

Divide

c)

Subtract

d)

Add

15.

If you type a ( / ) in a spreadsheet formula it will______the cells you have specified

a)

Multiply

b)

Divide

c)

Subtract

d)

Add

16.

If you type a ( * ) in a spreadsheet formula it will______the cells you have specified

a)

Multiply

b)

Divide

c)

Subtract

d)

Add

17.

If you type a ( - ) in a spreadsheet formula it will______the cells you have specified

a)

Multiply

b)

Divide

c)

Subtract

d)

Add

18.

What is the difference between a bank and a credit union?

a)
A bank is owned by the government, while a credit union is privately owned.
b)
A bank is for-profit and owned by shareholders, while a credit union is non-profit and owned by its members.
c)
Both banks and credit unions are non-profit organizations.
d)
A bank offers only savings accounts, while a credit union offers loans exclusively.
19.

When you are deciding what to buy, you should not...

a)

compare the unit price of similar items.

b)

read reviews from unbiased sources.

c)

assume that buying the cheapest item is the smartest choice.

d)

wait for sales to get the best price.

20.

What is the purpose of setting financial goals?

a)

To make sure you spend all your money

b)

To guide your saving and spending to achieve your desired outcomes

c)

To impress others with how much money you have

d)

To calculate your taxes

21.

What is a Bank Reconciliation?

a)

A bank reconciliation is balancing your financial records with the bank statements.

b)
A bank reconciliation is a report generated by the bank to show profits.
c)
A bank reconciliation is a type of investment strategy.
d)
A bank reconciliation is a method for calculating interest rates.
22.

What is a withdrawal from a checking account?

a)
It is the act of removing funds from a checking account.
b)
It refers to the balance remaining in a checking account.
c)
It is the process of depositing money into a checking account.
23.

What is a deposit?

a)
A deposit is a fee charged by the bank for services.
b)
A deposit is a loan taken from a bank.
c)
A deposit is a type of investment in stocks.
d)
A deposit is a sum of money placed into a bank account.
24.

What is an endorsement on a check?

a)
An endorsement on a check is a signature or stamp that authorizes its transfer or cashing.
b)

An endorsement is a legal document

c)
An endorsement is a fee charged for cashing a check.
d)
A check endorsement is a type of bank account.
25.
What should be written on line 6?
a)
the date
b)
the amount of the check
c)
who the check is going to
d)
your signature
26.
What do you call the process of bringing your checkbook register into agreement with the bank statement?
a)
Withdrawal
b)
Deposit
c)
Reconciliation
d)
Endorsement
27.

What is a check?

a)

A written order to a bank to pay the amount stated to the person or business named on it.

b)

A type of savings account.

c)

A loan from the bank.

d)

A credit card transaction.

28.

Why do many banks no longer send paper checks to other banks for processing?

a)

To make processing faster and more efficient

b)

To reduce the number of checks processed

c)

To increase the use of paper checks

d)

To avoid electronic transactions

29.

What must you maintain in your account to cover all the checks you write?

a)

A) A minimum balance

b)

B) Enough money

c)

C) A credit line

d)

D) A savings account

30.

Which of the following is an advantage of having a checking account?

a)

High interest rates

b)

Convenience

c)

Limited access to funds

d)

No record keeping

31.

Where on a check would you find the written amount in words?

a)

Numeric Amount

b)

Memo

c)

Payee

d)

Written Amount

32.

Where is the payee's name written on a check?

a)

In the memo line

b)

Next to the written amount

c)

In the "Pay to the Order of" line

d)

Next to the signature

33.

Where is the signature of the person writing the check located?

a)

Next to the date

b)

Below the written amount

c)

At the bottom right corner

d)

Next to the payee's name

34.

This is an example of a (a)   Endorsement (the answer does not use caps)

For Deposit Only

Tony Tiger

35.

How do you sign a check over to a third party?

a)
Tear the check in half and give it to the third party.
b)
Endorse the check by signing it and writing 'Pay to the order of [Third Party's Name]'.
c)
Write 'Cash' on the back of the check.
d)
Sign the check without any additional information.
36.

What is the 50/30/20 rule?

a)
A financial strategy that suggests spending 50% on luxury items, 30% on necessities, and saving 20% for emergencies.
b)
A guideline for retirement planning that recommends saving 50% of income, spending 30% on travel, and 20% on education.
c)
A savings plan that allocates 50% to investments, 30% to expenses, and 20% to debt repayment.
d)
A budgeting rule that divides income into 50% needs, 30% wants, and 20% savings.