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BTEC Level 2 Unit 2 Finance quiz

Total questions: 100

Worksheet time: 1hrs 25mins

Name
Class
Date
1.

What is the formula to calculate profit?

a)

Profit = Revenue * Cost

b)

Profit = Revenue - Cost

c)

Profit = Revenue + Cost

d)

Profit = Revenue / Cost

2.

What is revenue?

a)

Total amount of money earned by a company from its shareholders.

b)

Total amount of money generated by a company from its business activities.

c)

Total amount of money borrowed by a company from its creditors.

d)

Total amount of money spent by a company on its business activities.

3.

What are fixed costs?

a)

Costs that are only incurred once and do not change.

b)

Expenses that increase with the level of production or sales.

c)

Variable costs that fluctuate based on production or sales.

d)

Expenses that do not change regardless of the level of production or sales.

4.

What are variable costs?

a)

Expenses that remain constant regardless of the activity or volume of a company's business.

b)

Expenses that are unrelated to the activity or volume of a company's business.

c)

Expenses that are incurred only once in a company's lifetime.

d)

Expenses that change in proportion to the activity or volume of a company's business.

5.

What is the formula to calculate total costs?

a)

Total Costs = variable 1 + variable 2

b)

Total Costs = Cost1 - Cost2 - Cost3

c)

Total Costs = fixed 1 + fixed 2

d)

Total Costs = fixed + variable

6.

Budgeting and Forecasting: What is the purpose of creating a budget for a business?

a)

To waste resources and money

b)

To confuse employees and stakeholders

c)

To plan and allocate resources effectively, set financial goals, and monitor performance.

d)

To make the business look unprofessional

7.

Financial Statements Analysis: What is the purpose of a statement of financial position (balance sheet)?

a)

To display the company's employee benefits and compensation

b)

To highlight the company's environmental impact and sustainability efforts

c)

To show the company's marketing strategy and sales performance

d)

To provide a snapshot of a company's financial position at a specific point in time, showing its assets, liabilities, and capital

8.

Cash Flow Management: Why is it important for a business to manage its cash flow effectively?

a)

To waste money and resources

b)

To ensure enough liquidity to meet financial obligations and invest in growth opportunities.

c)

To limit the business's growth potential

d)

To create financial instability

9.

Cash Flow Management: Explain the difference between cash inflow and cash outflow in a business.

a)

Cash inflow is money leaving the business, while cash outflow is money coming into the business.

b)

Cash inflow is the total expenses of the business, while cash outflow is the total revenue.

c)

Cash inflow is money coming into the business, while cash outflow is money leaving the business.

d)

Cash inflow is the amount of debt the business owes, while cash outflow is the amount of profit the business makes.

10.

What is the breakeven point in a business context?

a)

When revenue is greater than expenditure

b)

When income and expenditure are equal

c)

When revenue is less than expenditure

d)

When a business starts making a profit

11.

What is the margin of safety in a breakeven chart?

a)

The difference between actual sales and breakeven sales

b)

The total fixed costs

c)

The variable cost per unit

d)

The selling price per unit

12.

What is the significance of the breakeven point?

a)

It is the point where total revenue equals total costs

b)

It is the point where profit is maximized

c)

It is the point where variable costs are minimized

d)

It is the point where fixed costs are zero

13.

What happens to the profit level if the number of sales required to break-even increases?

a)

The profit level increases

b)

The profit level remains the same

c)

The profit level falls or becomes a loss

d)

The profit level is unaffected

14.

What is the effect of increasing variable costs on the breakeven point?

a)

The breakeven point becomes irrelevant

b)

The breakeven point decreases

c)

The breakeven point increases

d)

The breakeven point remains unchanged

15.

What is the primary purpose of conducting a breakeven analysis?

a)

To calculate the point at which a business neither makes a profit nor a loss

b)

To find the maximum production capacity

c)

To determine the optimal number of employees

d)

To assess customer satisfaction levels

16.
What is meant by the term Cost of Sales?
a)
All of the money that is coming into a business
b)
The cost of producing a product or a service
c)
The amount of money a business has left over once all costs have been taken out
d)
The selling price of a product
17.
Expenditure is defined as;
a)
Only the money that is spent on buying new stock
b)
All of the money that goes out of a business
c)
Only the money spent on start up costs
d)
All of the money that comes into a business
18.
Which formula would calculate sales revenue?
a)
Selling Price + Number of Items Sold
b)
Selling Price x Variable Costs
c)
Selling Price x Number of Items Sold
d)
Selling Price x Cost of Sales
19.
A business has made a net profit if;
a)
All Costs are greater than Revenue
b)
Revenue is greater than All Costs
c)
Revenue is greater than Cost of Sales
d)
Cost of Sales is greater than Revenue
20.
Which profit is the largest one that a business will make?
a)
Net Profit
b)
Gross Profit
c)
Full Profit
d)
Formula Profit
21.
What is missing from this formula to calculate gross profit?

Revenue (minus) _____
a)
Expenditure
b)
Cost of sales
c)
Cashflow
d)
Income
22.
Select the number which shows the revenue line
a)
1
b)
2
c)
3
d)
4
23.
Select the number which shows the variable costs line.
a)
1
b)
2
c)
3
d)
4
24.
Select the number which shows the fixed costs line.
a)
1
b)
2
c)
3
d)
4
25.
Costs that change with output are known as?
a)
Fixed Costs
b)
Variable Costs
c)
Total Costs
d)
Short Costs
26.
If revenue were to increase, yet variable and fixed costs were to remain the same. What would be in the impact on the break even point?
a)
Break Even Point Increases
b)
Break Even Point Decreases
c)
Break Even Point Remains the Same
27.
Select the number which shows the total costs line.
a)
1
b)
2
c)
3
d)
4
28.
Which of the following are examples of variable costs?
a)
Wages
b)
Raw Materials
c)
Rent
d)
Mortgage
29.
Which of the following are examples of fixed costs?
a)
Salaries
b)
Raw Materials
c)
Rent
d)
Money
30.
Identify the purpose of a statment of financial position (balance sheet)
a)
Shows the value of expenses a business has paid
b)
shows the values of all cash outflows for a business
c)
Shows what a business needs to sell to cover its costs
d)
Shows how a business is funded at a point in time
31.
Select one external source of finance for a small business.
a)
Overdraft
b)
Retained Profit
c)
Owners Personal Funds
d)
Sale of Non-Current Assets
32.

What is an example of a start-up cost for a pizzeria?

a)

Pizza oven

b)

Delivery service

c)

Online ordering system

d)

Franchise fee

33.

What must a pizza restaurant pay for regardless of the number of customers?

a)

Ingredients for pizza

b)

Gas to run the pizza ovens

c)

Seasonal staff wages

d)

Marketing campaigns

34.

Which of the following is NOT a running cost for a pizza restaurant?

a)

Gas for the pizza oven

b)

Flour for the pizza dough

c)

Buying a new oven

d)

Water for cleaning

35.

What is the relationship between variable costs and production levels?

a)

Variable costs decrease as production increases

b)

Variable costs remain constant regardless of production

c)

Variable costs increase as production increases

d)

Variable costs are unrelated to production levels

36.

Which of the following would NOT be considered a variable cost for a pizzeria?

a)

Cheese for pizzas

b)

Dough for pizza bases

c)

Monthly lease payment

d)

Tomato sauce for pizzas

37.

What is the role of investment income for businesses?

a)

It reduces operational costs

b)

It comes from people buying shares

c)

It increases employee wages

d)

It decreases product prices

38.

Which of the following is a variable cost?

a)

Rent and business rates

b)

Utility bills

c)

Staff wages

d)

Telecommunication links

39.

Which of the following is an example of a fixed cost for a pizzeria?

a)

Cost of cheese

b)

Monthly rent

c)

Cost of toppings

d)

Hourly wages for staff

40.

What is the impact on profit if a business reduces its fixed costs?

a)

Profit becomes negative

b)

Profit increases

c)

Profit remains the same

d)

Profit decreases

41.

What is a fixed cost?

a)

Costs that increase directly with changes in production or output.

b)

The costs directly involved in making one product.

c)

Costs that remain the same regardless of how many items you make or sell.

d)

Costs other than those involved in making the product.

42.

What is a total cost?

a)

Costs that increase directly with changes in production or output.

b)

The costs directly involved in making one product.

c)

Costs that remain the same regardless of how many items you make or sell.

d)

Costs other than those involved in making the product.

e)

Fixed Costs + Variable Costs

43.

Which of the following would be a fixed cost of a wood yard?

a)

Petrol for the van

b)

Wood

c)

Electricity

d)

Salary of office staff

44.

How would you describe a start-up cost?

a)

These are the variable costs of a business.

b)

These are the costs of a business.

c)

These are costs which must be met after

the business can start selling any products.

d)

These are costs which must be met before

the business can start selling any products.

45.

Select one type of expenditure for a shoe shop.

a)

Taking out a bank loan.

b)

Paying wages to staff.

c)

Selling shoes to customers.

d)

Displaying accessories.

46.

Identify one source of revenue for a business

a)

Electricity bills paid for running the business.

b)

Wages received by staff for work they do.

c)

Payments received from customers

d)

Purchase of inventory.

47.

Which 2 are an example of an external sources of finance?

a)

Owners' Funds

b)

Sale of assets

c)

Retained profits

d)

Bank loan

e)

Overdraft

48.

James runs a business making wicker chairs. He estimates the following monthly costs: Variable costs of £30 for each chair he makes fixed costs of £120. James make Six chairs in February.

Work out James' total costs for February

a)

180.00

b)

120.00

c)

300.00

d)

80.00

49.

A business has the following monthly costs:

Fixed Costs = £400

Variable Costs £10 per item


What are the variable costs if they make 100 items?

a)

£10

b)

£100

c)

£1000

d)

£10000

e)

£400

50.
______________-are anything of of value owned, such as cash, buildings.
a)
Liabilities
b)
Assets
c)
Income Statement
d)
Statement of Cash Flows
51.

Which of the following is a long term liability

a)

Overdraft

b)

Accounts Payable

c)

Mortgage

d)

Goodwill

52.
Businesses calculate break-even in units so they know
a)
how much profit they will earn after they break even
b)
which products they should purchase for resale
c)
which costs are variable and which are fixed
d)
how many products they must sell to break even
53.

Which 2 of these are examples of start up costs for a small supermarket?

a)

Stock

b)

Buy a shop

c)

Pay wages

d)

Pay a recruitment agency to recruit staff

54.

If Sam's Sandwiches use 25p of material for each sandwich, what will be their variable costs for 10 sandwiches

a)

10 x 0.25 = £2.50

b)

2.5 x 10 = £25

c)

25 x 10 = £250

d)

0.25/10 = 2.5p

55.
______________-are anything of of value owned, such as cash, buildings.
a)
Liabilities
b)
Assets
c)
Income Statement
d)
Statement of Cash Flows
56.

Gross profit is calculated by...

a)

Revenue - Total Costs

b)

Revenue + Variable Costs

c)

Revenue - Cost of Sales

d)

Revenue - Fixed Costs

57.

How do you calculate net profit?

a)

Gross profit - expenses

b)

Revenue - total costs

c)

Gross profit - variable costs

d)

Revenue - indirect costs

58.
Examples may include salaries, utilities, rent, insurance, and office supplies.
a)
Revenue
b)
Expense
c)
Net Income
d)
Net Loss
59.

Revenue = 1000

Cost of Goods Sold = 200

Expenses = 300

Gross Profit = ?

a)

800

b)

500

c)

700

d)

300

60.
The Income Statement lists a businesses:
a)
Assets and Expenses
b)
Owner's Equity and Revenue
c)
Revenue, cost of goods and Expenses
d)
Expenses and Net Assets
61.

What is the purpose of an income statement?

a)

calculate the bank balance

b)

calculate net assets

c)

calculate sales

d)

calculate net profit

62.

Which of the following means money spent?

a)

income

b)

expense

c)

net income

d)

gross income

63.

Which of the following means money received?

a)

net loss

b)

net gain

c)

insurance

d)

income

64.
Examples may include salaries, utilities, rent, insurance, and office supplies.
a)
Revenue
b)
Expense
c)
Net Income
d)
Net Loss
65.

When expenses are greater than income?

a)

expense

b)

net loss

c)

net income

d)

net gain

66.

Total profit made before all remaining expenses have been deducted:

a)

Financial Ratios

b)

Gross Profit

c)

Net income

d)

Operating Statement

67.

Income = 1000

Cost of Goods Sold = 200

Expenses = 300

Gross Profit = ?

a)

800

b)

500

c)

700

d)

300

68.

Income = 1000

Cost of Goods Sold = 200

Expenses = 300

Net Profit = ?

a)

800

b)

500

c)

700

d)

300

69.

Net Profit = 500

Income = 2000

Expenses = 1000

Cost of Goods Sold = ?

a)

1500

b)

1000

c)

3000

d)

500

70.
Which of these does a balance sheet show
a)
How much gross profit a business made
b)
Its total revenue
c)
What a business owns and owes
d)
How much it paid in rent
71.
What period of time does a balance sheet cover?
a)
One quarter
b)
One moment in time
c)
One year
d)
One tax year
72.

Which of these might appear on a statement of financial position (balance sheet)?

a)
Cost of sales
b)
Cash flow forecast
c)
Staff salaries
d)
Creditors
73.
Which of these is a liability?
a)
Cash in bank
b)
Money owed to other business (creditors)
c)
Stock
d)
Machinery
74.
Which of these is an asset?
a)
A loan to buy a van
b)
A satisfied customer
c)
Any stock (Inventory) that you have
d)
Reduced rent
75.
A bank loan is normally a
a)
long term liability
b)
a current liability
c)
a fixed asset
d)
a current asset
76.
Which of these does not appear on a balance sheet?
a)
A loan to the bank
b)
Machinery you own
c)
Any cash in your bank
d)
The breakeven point
77.
Examine the picture and select the value for Total Assets
a)
300,000
b)
800,000
c)
2,000,000
d)
2,500,000
78.

What is the purpose of a cash flow forecast?

a)

To calculate profit or loss

b)

To find out whether a business has enough cash to pay their bills

c)

To find out when customers are going to pay their invoices

d)

To see if the business will break even

79.

Which of the following are cash inflows?

a)

Loan

b)

Grant

c)

Sales Revenue

d)

Loan repayments

80.

Which of the following are cash outflows?

a)

Wages

b)

Rent received

c)

Insurance

d)

Tax rebate

81.

How do you calculate net cash flow?

a)

Inflows - Outflows

b)

Outflows - Inflows

c)

Inflows + Outflows

d)

Revenue - Total costs

82.

What is the opening balance on a cash flow forecast?

a)

Opening balance is what the business has left at the end of the month

b)

Opening balance is the same amount in the bank as the opening balance from the previous month

c)

Opening balance is cash in the bank at the beginning of the month and is the same as the closing bank balance from the previous month

d)

Opening balance is the same as break even

83.

How do you calculate closing balance?

a)

Net cash flow + opening balance

b)

Net cash flow - opening balance

c)

(net cash flow / opening balance) x 100

d)

Net cash flow x opening balance

84.

If a business has total inflows of £250 and total outflows of £100, what is their net cash flow?

a)

£150

b)

£350

c)

40%

d)

0.4

85.

Profitability ratios include :

a)

net profit margin

b)

gross profit margin

c)

stock (inventory) turnover

d)

revenue margin

86.

Which ratio assesses liquidity ?

a)

operating profit margin

b)

current ratio

c)

gearing

d)

stock turnover

87.

Current ratio =

a)

current assets x current liabilities

b)

current assets + current liabilities

c)

current assets / current liabilities

d)

current assets - current liabilities

88.

Working Capital formula?

a)

Current assets-current liabilities

b)

Current assets-non current liabilities

c)

stock +prepaid expense

89.

Which is an example of an external source of finance?

a)

Owners' Funds

b)

Sale of assets

c)

Retained profits

d)

Bank loan

90.

What is the main reason for using accounting ratios?

a)

To measure the financial performance of the business.

b)

To calculate taxes accurately.

c)

To track employee attendance.

d)

To determine the weather forecast.

91.

How is Gross Profit Margin calculated?

a)

Gross Profit/Sales Revenue x 100

b)

Current Assets - Stock / Current Liabilities

c)

Net Profit/Sales x 100

d)

Total Expenses/Sales x 100

92.

Which ONE is not the major items on an income statement?

a)

Sales revenue

b)

Cash inflows

c)

Cost of sales

d)

Gross profit

93.

How easy it is for a business to pay back its short term debts is called?

a)

Liability

b)

Insolvent

c)

Liquidity

94.

The two basic measures of liquidity are:

a)

inventory turnover and current ratio

b)

current ratio and liquid capital ratio

c)

gross profit Ratio and operating ratio

d)

current ratio and average collection period

95.

What is the net profit margin formula?

a)

Net profit / other expenses x 100

b)

Net profit / Cost of sales x 100

c)

Gross profit / Total revenue x 100

d)

Net profit / Total revenue x 100

96.

What does the net profit margin tell us?

a)

How effectively a business turns operating expenses into profits

b)

How effectively a business turns cost of sales into profits

c)

How effectively a business turns costs into profits

d)

How effectively a business turns sales into profits

97.

Ronald McDonut sells 150 cakes a day for £2.50 each and it costs him £1.75 per donut to produce them. His total sales revenue is

a)

£2.50 per unit

b)

£112.50

c)

£375

d)

£262.50

98.

If a business wants to increase its profits then it should aim to

a)

Lower its costs and lower its revenue

b)

Raise its costs and lower its revenue

c)

Raise its costs and raise its revenue

d)

Lower its costs and raise its revenue

99.
A firm is forecast to have a negative closing bank balance. Which would reduce the problem?
a)
sell more goods on 4 months credit
b)
produce more goods
c)
ask customers to pay in cash and not sell goods on credit
d)
ask suppliers if the firm can pay for goods in cash
100.
If a cashflow forecast suggests that a firm will run out of cash, which would help the problem?
a)
purchase more fixed assets
b)
repay a bank loan
c)
pay suppliers immediately
d)
delay paying suppliers