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UNIT 5: Budgeting & Expenses

Total questions: 12

Worksheet time: 7mins

Name
Class
Date
1.

The monetary cost of goods or services that are required to be paid in regular intervals are (a)   .

2.

Expenses are typically paid in (a)   intervals.

3.

​ (a)   are tangible objects. ​ (b)   are when you pay others to do something for you and are intangible. ​ (c)   is an example of a good. ​ (d)   is an example of a service.

Choose from the below words
Goods
Services
Clothing
Landscaping
4.

Needs vary based on the type of community you live in - rural, urban, suburban.

a)

True

b)

False

5.

Match the term to its proper definition.

a)

Expenses that change from month to month.

1.

variable

b)

Expenses that remain the same from month to month.

2.

fixed

c)

Essential/necessary for survival

3.

need

d)

Not necessary for survival/will improve your quality of life

4.

want

6.

A​ (a)   is something that is​ (b)   to survive. A​ (c)   is ​ (d)   for survival but will improve your quality of life.

Choose from the below words
need
essential/necessary
want
not necessary
7.

​ (a)   expenses are the same amount of money each month; they are ​ (b)   .​ (c)   expenses change each month; they are​ (d)   .

Choose from the below words
Fixed
predictable
Variable
not predictable
8.

The money remaining after all of your monthly expenses have been paid is a __________.

a)

need

b)

want

c)

deficit

d)

surplus

9.

When your expenses are higher than your income, you will be left with a __________.

a)

need

b)

want

c)

deficit

d)

surplus

10.

Match the term to its proper definition.

a)

A plan that is implemented to provide financial structure when managing your income and expenses.

1.

budget

b)

Money reserved for times of financial hardship. The recommended amount for this fund is three to six months worth of monthly expenses.

2.

emergency fund

c)

Making purchases without planning or evaluating your current or future financial situations.

3.

impulse shopping

d)

Repeated routines and practices you have around spending money on goods and services.

4.

spending habits

11.

Organize the expenses into their proper categories.

Categorize the following

Rent

Mortgage

Streaming services

Car payment

Groceries

Gas for car

Utilities

Dining out

Clothing

Credit card payment

FIXED
VARIABLE
12.

Organize the expenses into their proper categories.

Categorize the following

Rent

Mortgage

Streaming subscription

Car payment

Groceries

Gas for car

Utilities

Dining out

Designer clothing

NEED
WANT