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Gross pay vs Net pay

Total questions: 35

Worksheet time: 9hrs 45mins

Name
Class
Date
1.

What is gross pay?

a)

The amount of money you take home

b)

The total amount earned before any deductions

c)

The amount after taxes are taken out

d)

The amount after insurance is deducted

2.

If your gross pay is 1000 and total deductions are\text{}1000\ and\ total\ deductions\ are 300, what is your net pay?

a)

$1300

b)

$1000

c)

$700

d)

$300

3.

Which of these is NOT typically a mandatory payroll deduction?

a)

Federal income tax

b)

Social Security tax

c)

Health insurance premiums

d)

Medicare tax

4.

Calculate the Social Security tax if the rate is 6.2% on gross pay of $2000.

a)

124.00

b)

162.00

c)

112.00

d)

120.00

5.

Which deduction is usually the largest on most paychecks?

a)

Medicare tax

b)

Federal income tax

c)

State tax

d)

Social Security tax

6.

A worker's gross pay is $1500. If Medicare tax is 1.45%, how much is deducted for Medicare?

a)

21.75

b)

14.50

c)

25.75

d)

17.25

7.

What is a voluntary deduction?

a)

Federal income tax

b)

Social Security tax

c)

401(k) contributions

d)

Medicare tax

8.

If your annual salary is $48,000, what is your monthly gross pay?

a)

$3,600

b)

$4,000

9.

Which statement about net pay is TRUE?

a)

It's always more than gross pay

b)

It's the same as gross pay

c)

It's always less than gross pay

d)

It varies randomly each month

10.

Calculate federal tax withholding if the rate is 12% on gross pay of $3000

a)

350.00

b)

360.00

c)

380.00

d)

340.00

11.

If state tax is 5% of $2500 gross pay, what is the deduction?

a)

115.00

b)

125.00

c)

135.00

d)

145.00

12.

Which deduction helps fund retirement benefits?

a)

Health insurance

b)

Life insurance

c)

Social Security tax

d)

Dental insurance

13.

Calculate net pay: Gross pay $ 2000, federal tax2000,\ federal\ tax $240, state tax $ 100,FICA100, FICA $153

a)

$1,507

b)

$1,493

c)

$1,547

d)

$1,527

14.

What's the main difference between gross pay and net pay?

a)

Timing of payment

b)

Method of payment

c)

Deductions

d)

Tax year

15.

Calculate total FICA tax (7.65%) on gross pay of $1800

a)

A. 137.70

b)

B. 127.70

c)

C. 147.70

d)

D. 157.70

16.

What is net pay?

a)

The total amount earned before any deductions

b)

The amount of money taken out for taxes

c)

The amount of money received after all deductions

d)

The amount of voluntary contributions to retirement

17.

If an employee's gross pay is 2000 and total deductions are2000\ and\ total\ deductions\ are 500, what is their net pay?

a)

$2500

b)

$1500

c)

$500

d)

$2000

18.

Calculate the Social Security tax for a biweekly gross pay of $1800 using the rate of 6.2%.

a)

$111.60

b)

$123.40

c)

$98.80

d)

$116.20

19.

What is the purpose of Form W-4?

a)

To report annual income

b)

To determine tax withholding

c)

To request a raise

d)

To enroll in benefits

20.

A worker earns $2500 monthly. If Medicare tax is 1.45%, how much is withheld for Medicare?

a)

$36.25

b)

$42.50

c)

$25.00

d)

$32.75

21.

If federal tax withholding is 15% on $3000, what amount is withheld?

a)

$450

b)

$400

c)

$350

d)

$500

22.

Calculate net pay: Gross pay 2400, federal tax2400,\ federal\ tax 360, state tax 120,FICA120, FICA 183.60.

a)

$1736.40

b)

$1856.40

c)

$1656.40

d)

$1936.40

23.

An employee's state tax rate is 5%. If they earn $2800, how much goes to state tax?

a)

$140

b)

$160

c)

$120

d)

$180

24.

If an employee has $3000 gross pay and contributes 6% to their 401(k), how much is the contribution?

a)

$180

b)

$150

c)

$160

d)

$200

25.

If an employee works 25 hours at $8.50 per hour, what is their gross pay?

a)

$212.50

b)

$195.75

c)

$225.00

d)

$200.00

26.

How is net pay calculated?

a)

Gross pay plus deductions

b)

Gross pay minus deductions

c)

Gross pay times tax rate

d)

Deductions minus gross pay

27.

Which document shows your annual earnings and tax withholdings?

a)

I-9 Form

b)

W-4 Form

c)

W-2 Form

d)

1099 Form

28.

What deductions are required by U.S. law?

a)

Health insurance and retirement fund contributions.

b)

Social Security and Medicare taxes.

c)

Union dues and charitable contributions.

d)

Life insurance premiums and 401(k) contributions.

29.

What is the overall term for the items that are taken out of your paycheck?

a)
taxes
b)
contributions
c)
withdrawals
d)
deductions
30.

What are deductions on a paycheck?

a)

Amounts of money added to a worker's gross pay

b)

Amounts of money subtracted from a worker's gross pay

c)

The total amount of money a worker earns

d)

The amount of money a worker receives after taxes only

31.

If an employee’s gross pay is $3,000, and the deductions are 10% for federal tax, 6.2% for Social Security, and 1.45% for Medicare, what is their net pay? (Ignore other deductions)

a)

$2,345.50

b)

$2,518.50

c)

$2,382.50

d)

$2,470.50

32.

A worker’s paycheck has $1,800 in gross pay. Their deductions are $200 for federal tax, $111.60 for Social Security tax, $26.10 for Medicare, and $150 for health insurance. What is their net pay?

a)

$1,312.30

b)

$1,512.30

c)

$1,312.50

d)

$1,411.30

33.

An employee’s weekly gross pay is $1,500. Federal tax is 15%, Social Security is 6.2%, Medicare is 1.45%, and health insurance is $100. What is the weekly net pay?

a)

$1,077.25

b)

$1,060.25

c)

$977.25

d)

$1,150.00

34.

An employee earns $60,000 per year and contributes 5% of their salary to a 401(k) plan. How much is deducted annually for the 401(k)?

a)

$3,000

b)

$3,500

c)

$2,500

d)

$4,000

35.

What types of deductions are optional?

a)

Social Security and Medicare taxes.

b)

Health insurance premiums and retirement plan contributions.

c)

Federal and state income taxes.

d)

FICA and unemployment taxes.