A contract of insurance

Death, injury, or damage that could result in an insurance claim.

A payment made monthly, twice a year, or yearly, for an insurance policy.

Chance or possibility of injury, damage, or loss that someone may want an insurance policy to cover.

The amount of money an insurance policy holder must pay on a claim before the insurance company begins to pay. The higher this is, will usually result in a lower premium.

Insurance to protect your personal items in your home if you do NOT own it.

A financial product purchased by many people to protect against the risk of loss.

Which of the following is a way to lower your insurance premium?

What kind of insurance pays for physical damages to your car from acts of nature such as fire?

What kind of coverage pays for damages to your car if you are at fault?

Which provision of Auto insurance is required by law?

Provides protection for your residence and associated finanical risk.

The personal liability portion of your policy would protect against which one of the following?

Darwin has an original Picasso painting stored in his home, how should he protect it?

Renters are protected under their landlord's homeowners insurance

A fixed amount you pay for a service BEFORE charges are added. Could be for doctors office visit, or an ER for example

The person to whom an insurance policy is issued.

Which of the following scenarios are typically NOT covered under home owner's insurance

Keeping a list of valuable items in your home is helpful when filing a claim. This list is known as a _______________.

If your policy covers $100,000 of Bodily Damage and you cause $234,000 of Bodily Damage what happens?

You are hit by a vehicle but the owner doesn't have insurance. What coverage would pay for the damages?

You hit a deer- which would cover the damages to your car?

Given the following liability policy 100/300/100. what does the 300 represent?

Given the following liability policy 100/300/50. what does the 50 represent?

You are hit by a vehicle but the owner has low (state minimum) insurance. What coverage would pay help you for the damages if it exceeds their coverage?

Which of the following has resulted in higher cost of health care services?

How can you reduce the cost of healthcare

You have reached your deductible. Now, your insurance company agrees to pay 90% of medical expenses while you pay 10%. This is known as________

90% of Americans purchase their insurance how?

In terms of a 90/10 Co-Insurance, who is paying the 10%

In terms of a 90/10 Co-Insurance, who is paying the 90%

When does a deductible reset?

What Auto Insurance provision pays for medical expenses for you and your passengers if they wreck is your fault?

Joe feels like he is having a heart attack (chest pain, trouble breathing, and sweating). How much would his co-pay be?

Dental and Vision Insurance are part of health insurance.