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Total questions: 77

Worksheet time: 39mins

Name
Class
Date
1.

The real interest rate adjusts the nominal interest rate for:

a)

exchange rate movements

b)

income growth

c)

inflation

d)

government controls

e)

None of these are correct.

2.

____ are not a factor that causes currency supply and demand schedules to change.

a)

relative inflation rates

b)

relative interest rates

c)

relative income levels

d)

expectations

e)

All of these are factors that cause currency supply and demand schedules to change.

3.

If the Fed announces that it will decrease U.S. interest rates, and the European Central Bank takes no action, then the value of the euro will ____ against the value of U.S. dollar (holding other factors constant).

a)

be unchanged

b)

depreciate

c)

appreciate

d)

depreciate but only briefly

4.

Assume that British corporations begin to purchase more supplies from the United States as a result of several labor strikes by British suppliers. This action reflects:

a)

an increased demand for British pounds.

b)

a decrease in the demand for British pounds.

c)

an increase in the supply of British pounds for sale.

d)

a decrease in the supply of British pounds for sale.

5.

If U.S. inflation suddenly increased while European inflation stayed the same, there would be:

a)

a decreased U.S. demand for euros and a decreased supply of euros for sale.

b)

an increased U.S. demand for euros and an increased supply of euros for sale.

c)

a decreased U.S. demand for euros and an increased supply of euros for sale.

d)

an increased U.S. demand for euros and a decreased supply of euros for sale.

6.

Mia puts money into a piggy bank so she can spend it later. What function of money does this illustrate?

a)

store of value

b)

medium of exchange

c)

unit of account

d)

None of the above is correct.

7.

Which of the following best illustrates the medium of exchange function of money?

a)

You keep some money hidden in your shoe.

b)

You keep track of the value of your assets in terms of currency.

c)

You pay for your double latte using currency.

d)

None of the above is correct.

8.

Economists use the word “money” to refer to

a)

income generated by the production of goods and services.

b)

those assets regularly used to buy goods and services.

c)

the value of a person’s assets.

d)

the value of stocks and bonds.

9.

Liquidity refers to

a)

the ease with which an asset is converted to the medium of exchange.

b)

a measurement of the intrinsic value of commodity money.

c)

the suitability of an asset to serve as a store of value.

d)

how many time a dollar circulates in a given year.

10.

Which list ranks assets from most to least liquid?

a)

currency, fine art, stocks

b)

currency, stocks, fine art

c)

fine art, currency, stocks

d)

fine art, stocks, currency

11.

M1 includes

a)

currency.

b)

demand deposits.

c)

travelers’ checks.

d)

All of the above are correct.

12.

Which of the following is not included in M1?

a)

currency

b)

demand deposits

c)

savings deposits

d)

travelers’ checks

13.

Which of the following is included in M2 but not in M1?

a)

currency

b)

demand deposits

c)

savings deposits

d)

All of the above are included in both M1 and M2

14.

M1 is

a)

smaller and less liquid than M2.

b)

smaller but more liquid than M2.

c)

larger than and less liquid than M2.

d)

larger than but more liquid than M2.

15.

Savings deposits are included in

a)

M1 but not M2.

b)

M2 but not M1.

c)

M1 and M2.

d)

neither M1 nor M2.

16.

Credit cards are

a)

used as a method of payment.

b)

part of the M1 money supply.

c)

a method of deferring payment.

d)

a unit of account.

17.

Credit cards

a)

defer payments.

b)

are a store of value.

c)

have led to wider use of currency.

d)

are part of the money supply.

18.

Debit cards M1

a)

defer payments.

b)

are equivalent to credit cards.

c)

are included in M2.

d)

are used as a method of payment.

19.

When the Fed wants to change the money supply, it most frequently

a)

changes the discount rate.

b)

changes the reserve requirement.

c)

conducts open market operations.

d)

issues Federal Reserve notes.

20.

When the Federal Reserve conducts open market transactions, it

a)

issues Federal Reserve notes.

b)

buys or sells government bonds from the public.

c)

lowers the discount rate.

d)

increases its lending to member banks.

21.

When the Fed conducts open market purchases,

a)

it buys Treasury securities, which increases the money supply.

b)

it buys Treasury securities, which decreases the money supply.

c)

it borrows from member banks, which increases the money supply.

d)

it lends money to member banks, which decreases the money supply.

22.

When the Fed conducts open market sales,

a)

it sells Treasury securities, which increases the money supply.

b)

it sells Treasury securities, which decreases the money supply.

c)

it borrows from member banks, which increases the money supply.

d)

it lends money to member banks, which decreases the money supply.

23.

When the Fed conducts open market purchases,

a)

it buys Treasury securities, which increases the money supply.

b)

it buys Treasury securities, which decreases the money supply.

c)

it sells Treasury securities, which increases the money supply.

d)

it sells Treasury securities, which decreases the money supply.

24.

The Fed can increase the money supply by conducting open market

a)

sales and raising the discount rate.

b)

sales and lowering the discount rate.

c)

purchases and raising the discount rate.

d)

purchases and lowering the discount rate.

25.

The Fed can increase the price level by conducting open market

a)

sales and raising the discount rate.

b)

sales and lowering the discount rate.

c)

purchases and raising the discount rate.

d)

purchases and lowering the discount rate.

26.

As the reserve ratio increases, the money multiplier

a)

increases.

b)

does not change.

c)

decreases.

d)

could do any of the above.

27.

If the central bank in some country lowered the reserve ratio, the money multiplier

a)

would increase.

b)

would not change.

c)

would decrease.

d)

could do any of the above.

28.

If the reserve ratio is 10 percent, the money multiplier is

a)

100.

b)

10.

c)

9/10.

d)

1/10.

29.

If the reserve ratio is 20 percent, the money multiplier is

a)

2.

b)

4.

c)

5.

d)

8.

30.

Which list contains only actions that increase the money supply?

a)

raise the discount rate, make open market purchases

b)

raise the discount rate, make open market sales

c)

lower the discount rate, make open market purchases

d)

lower the discount rate, make open market sales

31.

Which list contains only actions that increase the money supply?

a)

make open market purchases, raise the reserve requirement ratio

b)

make open market purchases, lower the reserve requirement ratio

c)

make open market sales, raise the reserve requirement ratio

d)

make open market sales, lower the reserve requirement ratio

32.

Which list contains only actions that decrease the money supply?

a)

lower the discount rate, raise the reserve requirement ratio

b)

lower the discount rate, lower the reserve requirement ratio

c)

raise the discount rate, raise the reserve requirement ratio

d)

raise the discount rate, lower the reserve requirement ratio

33.

Which list contains only actions that decrease the money supply?

a)

raise the discount rate, make open market purchases

b)

raise the discount rate, make open market sales

c)

lower the discount rate, make open market purchases

d)

lower the discount rate, make open market sales

34.

Which list contains only actions that decrease the money supply?

a)

make open market purchases, raise the reserve requirement ratio

b)

make open market purchases, lower the reserve requirement ratio

c)

make open market sales, raise the reserve requirement ratio

d)

make open market sales, lower the reserve requirement ratio

35.

A strong dollar places ____ pressure on inflation, which in turn places ____ pressure on the dollar.

a)

downward; upward

b)

upward; downward

c)

downward; downward

d)

upward; upward

36.

China's yuan is presently:

a)

pegged to the euro.

b)

allowed to fluctuate freely without any central bank intervention.

c)

allowed to fluctuate but with central bank intervention.

d)

pegged to the dollar.

37.

Assume a central bank exchanges its currency for other foreign currencies in the foreign exchange market, but does not adjust for the resulting change in the money supply. This is an example of:

a)

indirect intervention

b)

pegged intervention

c)

pegged intervention AND sterilized intervention

d)

sterilized intervention

e)

nonsterilized intervention

38.

To strengthen the dollar using sterilized intervention, the Fed would ____ dollars and simultaneously ____ Treasury securities.

a)

sell; buy

b)

buy; buy

c)

buy; sell

d)

sell; sell

39.

As foreign exchange activity has grown, a given degree of central bank intervention has become:

a)

more effective

b)

None of these are correct

c)

less effective

d)

more frequent

40.

Which of the following is an example of direct intervention in foreign exchange markets?

a)

imposing barriers on international trade

b)

lowering interest rates

c)

exchanging dollars for foreign currency

d)

increasing the inflation rate

41.

Countries that have adopted the euro tend to have very similar ____.

a)

interest rates

b)

inflation rates

c)

income tax rates

d)

budget deficits

42.

The euro is the currency

a)

adopted in all western European countries as of 1999

b)

adopted in all eastern European countries as of 1999.

c)

adopted in all European countries as of 1999.

d)

None of these are correct.

43.

Under a fixed exchange rate system

a)

a foreign exchange market does not exist.

b)

central bank intervention in the foreign exchange market is often necessary.

c)

central bank intervention in the foreign exchange market is not allowed.

d)

central bank intervention in the foreign exchange market is not necessary.

44.

Countries that have adopted the euro must agree on a single ____ policy.

a)

worker compensation

b)

fiscal

c)

foreign relations

d)

monetary

45.

Which of the following could reduce agency problems for an MNC?


a)

stock options as managerial compensation

b)

investor monitoring

c)

hostile takeover threat

d)

All of these are forms of corporate control that could reduce agency problems for an MNC

46.

Due to the risks involved in international business, firms should:

a)

maintain international business to no more than 20% of total business

b)

None of these are correct.

c)

only consider international business in major countries.

d)

maintain international business to no more than 35% of total business.

47.

The agency costs of an MNC are likely to be lower if it:

a)

scatters its subsidiaries across many foreign countries AND increases its volume of international business.

b)

uses a centralized management style

c)

increases its volume of international business.

d)

scatters its subsidiaries across many foreign countries.

48.

For an MNC, agency costs are typically:

a)

the same as agency costs of a small purely domestic firm

b)

nonexistent

c)

smaller than agency costs of a small purely domestic firm

d)

larger than agency costs of a small purely domestic firm.

49.

Four MNCs generate the same level of sales. The MNC that ______________________would likely have the most direct foreign investment

a)

imports products from unrelated firms in other countries and sells them locally

b)

exports all of its products

c)

produces and sells its products locally

d)

acquires a foreign firm that produces most of its products to be sold in that foreign country

50.

The commonly accepted goal of an MNC is to:

a)

maximize international sales.

b)

maximize shareholder wealth

c)

maximize short-term earnings

d)

aximize short-term earnings AND minimize risk.

e)

minimize risk

51.

Which of the following theories identifies the non-transferability of resources as a reason for international business?

a)

imperfect markets theory

b)

theory of comparative advantage

c)

product cycle theory

d)

None of these are correct.

52.

Licensing obligates a firm to provide ____, while franchising obligates a firm to provide ____.

a)

a specialized sales or service strategy; a specialized sales or service strategy


b)

its technology; its technology


c)

its technology; an initial investment


d)

its technology; a specialized sales or service strategy


e)

a specialized sales or service strategy; its technology


53.

Which of the following theories identifies specialization as a reason for international business?

a)

imperfect markets theory

b)

None of these are correct

c)

product cycle theory


d)

theory of comparative advantage


54.

Which of the following theories suggests that firms seek to penetrate new markets over time

a)

product cycle theory


b)

imperfect markets theory


c)

theory of comparative advantage


d)

None of these are correct.


55.

 Of the following, exchange rates depend the most upon relative

a)

 monetary systems


b)

political systems

c)

trade deficits

d)

inflation rates between nations

56.

The price of foreign goods in terms of domestic goods is called

a)

the real exchange rate


b)

the balance of trade


c)

the trade-weighted exchange rate

d)

purchasing parity

57.

 If a foreigner purchases a U.S. government security the 


a)

supply of dollars rises

b)

federal government deficit declines

c)

demand for dollars rises

d)

U.S. money supply rises

58.

An increase in the real exchange rate will


a)

raise national income

b)

lower national income

c)

make a country less competitive in international trade

d)

lower the cost of foreign goods

e)

c and d

59.

 A slowdown in U.S. economic growth will


a)

boost the value of the dollar because inflation fears will be calmed

b)

boost the value of the dollar because the Federal Reserve will expand the money supply

c)

lower the value of the dollar because the U.S. will be a less attractive place to investors

d)

lower the value of the dollar because interest rates will rise

60.

The willingness of people to hold money


a)

increases with the interest rate

b)

rises with price stability

c)

rises with national income

d)

b and c only

61.

Sound economic policies will


a)

raise the value of a nation's currency by boosting the economy

b)

lower the value of a nation's currency by increasing the precautionary demand for money

c)

lower the value of a nation's currency by leading to lower interest rates

d)

both b and c

62.

An increase in the supply of U.S. dollars by the Federal Reserve will


a)

raise the value of the dollar because it will stimulate U.S. economic growth

b)

raise the value of the dollar because it will lead to higher U.S. interest rates

c)

reduce the value of the dollar because of inflation fears in the United States

d)

decrease the value of the dollar because it will force other countries to raise their interest rates

63.

 Which of the following is an example of foreign exchange market intervention?


a)

the U.S. government pays Social Security checks to pensioners living in Poland

b)

IBM sells euros it received in international trade

c)

the Canadian government pays interest to Saudi Arabian investors

d)

  the French government sells dollars in the foreign exchange market to prop up the value of the euro

64.

 The _______ for/of foreign currency in the U.S. is derived from the demand for ___________ by American consumers.


a)

Demand, foreign products

b)

Demand, tax loopholes

c)

Supply, lower tariffs

d)

Supply, local products

65.

____ is not a factor that causes currency supply and demand schedules to change.

a)

Relative inflation rates

b)

Relative interest rates

c)

Relative income levels

d)

Expectations

e)

All of the above are factors that cause currency supply and demand schedules to change.

66.

A large increase in the income level in Mexico along with no growth in the U.S. income level is normally expected to cause (assuming no change in interest rates or other factors) a(n) ____ in Mexican demand for U.S. goods, and the Mexican peso should ____.

a)

increase; appreciate

b)

increase; depreciate

c)

decrease; depreciate

d)

decrease; appreciate

67.

An increase in U.S. interest rates relative to German interest rates would likely ____ the U.S. demand for euros and ____ the supply of euros for sale.

a)

reduce; increase

b)

increase; reduce

c)

reduce; reduce

d)

increase; increase

68.

Investors from Germany, the United States, and the U.K. frequently invest in each other based on prevailing interest rates. If British interest rates increase, German investors are likely to buy ____ dollar-denominated securities, and the euro is likely to ____ relative to the dollar.

a)

fewer; depreciate

b)

fewer; appreciate

c)

more; depreciate

d)

more; appreciate

69.

When the "real" interest rate is relatively low in a given country, then the currency of that country is typically expected to be:

a)

weak, since the country's quoted interest rate would be high relative to the inflation rate.

b)

strong, since the country's quoted interest rate would be low relative to the inflation rate

c)

strong, since the country's quoted interest rate would be high relative to the inflation rate.

d)

weak, since the country's quoted interest rate would be low relative to the inflation rate.

70.

Assume that the inflation rate becomes much higher in the U.K. relative to the U.S. This will place ____ pressure on the value of the British pound. Also, assume that interest rates in the U.K. begin to rise relative to interest rates in the U.S. The change in interest rates will place ____ pressure on the value of the British pound.

a)

upward; downward

b)

upward; upward

c)

downward; upward

d)

downward; downward

71.

Assume that Swiss investors have francs available to invest in securities, and they initially view U.S. and British interest rates as equally attractive. Now assume that U.S. interest rates increase while British interest rates stay the same. This would likely cause:

a)

the Swiss demand for dollars to decrease and the dollar will depreciate against the pound

b)

the Swiss demand for dollars to increase and the dollar will depreciate against the Swiss franc

c)

the Swiss demand for dollars to increase and the dollar will appreciate against the Swiss franc.

d)

the Swiss demand for dollars to decrease and the dollar will appreciate against the pound.

72.

If U.S. inflation suddenly increased while European inflation stayed the same, there would be:

a)

an increased U.S. demand for euros and an increased supply of euros for sale.

b)

a decreased U.S. demand for euros and an increased supply of euros for sale.

c)

a decreased U.S. demand for euros and a decreased supply of euros for sale.

d)

an increased U.S. demand for euros and a decreased supply of euros for sale.

73.

If inflation in New Zealand suddenly increased while U.S. inflation stayed the same, there would be:

a)

an inward shift in the demand schedule for NZ$ and an outward shift in the supply schedule for NZ$.

b)

an outward shift in the demand schedule for NZ$ and an inward shift in the supply schedule for NZ$.

c)

an outward shift in the demand schedule for NZ$ and an outward shift in the supply schedule for NZ$.

d)

an inward shift in the demand schedule for NZ$ and an inward shift in the supply schedule for NZ$.

74.

If the U.S. and Japan engage in substantial financial flows but little trade, ____ directly influences their exchange rate the most. If the U.S. and Switzerland engage in much trade but little financial flows, ____ directly influences their exchange rate the most.

a)

interest rate differentials; interest rate differentials

b)

inflation and interest rate differentials; interest rate differentials

c)

income and interest rate differentials; inflation differentials

d)

interest rate differentials; inflation and income differentials

e)

inflation and income differentials; interest rate differentials

75.

If inflation increases substantially in Australia while U.S. inflation remains unchanged, this is expected to place ____ pressure on the value of the Australian dollar with respect to the U.S. dollar.

a)

Upward

b)

Downward

c)

either upward or downward (depending on the degree of the increase in Australian inflation)

d)

none of the above; there will be no impact

76.

Assume that British corporations begin to purchase more supplies from the U.S. as a result of several labor strikes by British suppliers. This action reflects:


a)

an increased demand for British pounds.

b)

a decrease in the demand for British pounds.

c)

an increase in the supply of British pounds for sale.

d)

a decrease in the supply of British pounds for sale.

77.

The exchange rates of smaller countries are very stable because the market for their currency is very liquid.


a)

False


b)

True