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TEST-Income and Taxes

Total questions: 25

Worksheet time: 13mins

Name
Class
Date
1.

Define the term 401(k):

a)

An employer-sponsored retirement plan, sometimes with matching funds.

b)

A type of health insurance plan.

c)

A government bond investment.

d)

A savings account for education expenses.

2.

Define the term Federal Insurance Contributions Act

a)

A federal tax used to fund the public service programs Social Security and Medicare.

b)

A state tax used to fund education programs.

c)

A federal tax used to fund military operations.

d)

A local tax used to fund public transportation.

3.

Define the term Form 1040-EZ

a)

A simple income tax form that can be used by anyone who has an income of less than $100,000 and is not claiming dependents.

b)

A complex tax form used for corporate tax filings.

c)

A tax form used exclusively by self-employed individuals.

d)

A form used for reporting foreign income.

4.

Define the term Form 1-9:

a)

An employment eligibility verification form filled out by both an employer and an employee.

b)

A tax form used for reporting income to the IRS.

c)

A form used for applying for a business license.

d)

A document required for vehicle registration.

5.

Define the term Form W-2

a)

A form prepared by an employer reporting an employee’s annual wages and the amount of taxes withheld from paychecks.

b)

A form used by employees to report their annual income to the IRS.

c)

A document used by employers to apply for tax exemptions.

d)

A form used by individuals to claim tax refunds.

6.

Define the term Form W-4.

a)

A form specifying the number of allowances in the Employee’s Withholding Allowance Certificate.

b)

A tax form used to report annual income.

c)

A document for claiming tax deductions.

d)

A form for reporting business expenses.

7.

Define the term gross income:

a)

All of the income received in a year.

b)

The total expenses incurred in a year.

c)

The net profit after taxes.

d)

The total savings in a year.

8.

Define gross pay

a)

The amount of money you earn before any payroll deductions

b)

The net amount after all deductions

c)

The amount after tax deductions

d)

The final take-home pay

9.

Define income tax

a)

Tax on the net income of an individual

b)

Tax on the gross income of an individual

c)

Tax on the total assets of an individual

d)

Tax on the total expenditure of an individual

10.

Define Medicare tax

a)

Tax on income used to pay for the Medicare (health) program provided to individuals over the age of 65 or individuals with a disability.

b)

Tax on income used to fund public education programs.

c)

Tax on income used to support infrastructure development.

d)

Tax on income used to finance national defense.

11.

Define net pay:

a)

An employee’s take-home pay; net pay is calculated by gross pay with deductions subtracted

b)

An employee’s gross pay before any deductions

c)

The total amount of taxes deducted from an employee’s paycheck

d)

The total amount of bonuses received by an employee

12.

Define pay stub

a)

An attachment to an employee’s paycheck that shows the amount earned and details the payroll deductions

b)

A document that outlines an employee's job responsibilities

c)

A form used to apply for a job

d)

A letter of recommendation from a previous employer

13.

Define payroll tax

a)

Tax deducted from an individual’s paycheck, such as for Social Security and Medicare.

b)

A tax on corporate profits.

c)

A tax on imported goods.

d)

A tax on property ownership.

14.

Define Social Security tax

a)

Tax on income paid by both the employee and the employer to fund the Social Security system

b)

Tax on luxury goods

c)

Tax on property ownership

d)

Tax on imported goods

15.

Define tax deduction

a)

A reduction of taxes paid on gross income

b)

An increase in taxes paid on gross income

c)

A method to calculate net income

d)

A penalty for late tax payment

16.

Define the term 'taxable income'.

a)

The amount of money that tax calculations are based on.

b)

The total income before any deductions.

c)

The amount of money received as a gift.

d)

The total amount of money spent in a year.

17.

Define the term 'withholding allowance'.

a)

The amount that will be withheld from each paycheck.

b)

A deduction that reduces the amount of income tax withheld from your paycheck.

c)

The total amount of money you earn before taxes.

d)

A type of insurance provided by employers.

18.

If an employee earns $500 in gross pay and $100 in deductions, what is their net pay?

a)

$400

b)

$500

c)

$600

d)

$100

19.

An employee's pay stub shows a gross pay of $750 and total deductions of $150. What is the net pay?

a)

$600

b)

$750

c)

$900

d)

$150

20.

What is the primary difference between net pay and gross pay?

a)

Net pay is before deductions, gross pay is after.

b)

Gross pay is before deductions, net pay is after.

c)

Net pay includes bonuses, gross pay does not.

d)

Gross pay includes overtime, net pay does not.

21.

If an employee's gross pay is $1000 and their net pay is $800, how much were the total deductions?

a)

$200

b)

$800

c)

$1,000

d)

$1,200

22.

Calculate the net pay if the gross pay is $900 and the deductions are $250.

a)

$650

b)

$900

c)

$1,150

d)

$250

23.

If an employee's pay stub shows a net pay of $700 and deductions $300, what was the gross pay?

a)

$1,000

b)

$700

c)

$300

d)

$400

24.

An employee's pay stub shows gross pay of $1500 and a net pay of $1,200. What are the total deductions?

a)

$300

b)

$1,200

c)

$1,500

d)

$2,700

25.

Which of the following best describes net pay?

a)

The total amount earned before deductions.

b)

The amount left after all deductions are taken from gross pay.

c)

The amount deducted for taxes.

d)

The total amount of deductions.