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Worksheets

Money,Banking, and Finance

Total questions: 30

Worksheet time: 15mins

Name
Class
Date
1.
  1. What does a Special Purchase and Resale Agreement (SPRA) do?

a)

Decreases the money supply in the long term


b)

Increases the money supply in the short term


c)

Decreases taxes

d)

Reduces bank profits

2.

A Sale and Repurchase Agreement (SRA) is used to:

a)

Encourage consumer borrowing

b)

Increase the stock of foreign reserves

c)

Decrease the money supply

d)

Boost employment

3.
  1. How does deposit switching increase the money supply?

a)

By freezing government accounts


b)

By moving government deposits to banks

c)

By raising the CRR


d)

By buying gold


4.

What action reduces the money supply through deposit switching?

a)

Lowering taxes


b)

Switching deposits from banks to the Central Bank

c)

 Increasing interest rates

d)

Decreasing the BR

5.

How does buying foreign currency from the government affect the money supply?

a)

It has no effect


b)

It decreases the money supply

c)

It increases the money supply

d)

 It only affects exports


6.

When the Central Bank sells foreign currency to the government, it:

a)

Encourages lending


b)

Reduces inflation

c)

Decreases the money supply

d)

Stimulates the economy

7.

Moral suasion is used by the Central Bank to:

a)

Legally require banks to lend

b)

Threaten banks with penalties

c)

Encourage or discourage bank lending behavior

d)

Raise consumer prices

8.

What does the Purchasing Power Parity (PPP) theory state?

a)

Currency exchange rates are determined by interest rates

b)

Exchange rates depend on international trade volume

c)

Exchange rates adjust to equalize the purchasing power of different currencies

d)

Currency value depends solely on government poli

9.

Which of the following increases the demand for US dollars in Canada?

a)

Canadian exports to the U.S.

b)

U.S. tourists visiting Canada

c)

Canadians importing goods from the U.S.

d)

Foreigners investing in Canada

10.

What causes an increase in the supply of US dollars in Canada?

a)

 Canadians traveling to the U.S.

b)

Americans investing in Canadian businesses

c)

Canadian companies buying U.S. equipment

d)

Canadians speculating that the US dollar will rise

11.
  1. Which of the following is a reason for Canadians to demand more US dollars?

a)

Receiving payments for Canadian exports

b)

Holding US dollars as savings

c)

Investing in U.S. real estate

d)

Selling Canadian stocks to Americans

12.

Speculation that the US dollar will fall leads to:

a)

 Increased demand for US dollars

b)

Decreased demand for US dollars

c)

Increased Canadian imports

d)

Increased foreign investment in Canada

13.

Which action would increase the supply of US dollars on the foreign exchange market?

a)

Canadian investors buying U.S. stocks

b)

Canadian tourists vacationing in Florida

c)

U.S. companies purchasing Canadian goods

d)

Canadian banks buying US currency

14.

If Canadians begin to prefer U.S. goods over Canadian goods, what is the likely impact on the demand for U.S. dollars?

a)

 It decreases

b)

It stays the same

c)

It increases

d)

It shifts to Canadian dollars

15.

If Americans start to prefer Canadian products, how is the supply of U.S. dollars in the exchange market affected?

a)

 It decreases

b)

It increases

c)

It causes inflation

d)

It stays the same

16.

Canada experiences a higher rate of economic growth than the U.S. What is the likely impact?

a)

Canadians will demand fewer imports

b)

Demand for foreign currency decreases

c)

Canadians will import more, increasing demand for foreign currency

d)

Supply of Canadian dollars increases abroad

17.

If the U.S. has a higher rate of growth than Canada, what happens to the supply of U.S. dollars?

a)

It decreases

b)

It increases

c)

It stays constant

d)

It becomes more volatile

18.
  1. When Canada has a higher inflation rate than the U.S., what is the expected effect on Canadian products?

a)

They become more competitive

b)

They become more expensive compared to U.S. goods

c)

Demand for Canadian dollars increases

d)

U.S. exports decrease

19.
  1. If the U.S. experiences a higher inflation rate than Canada, what will likely happen to Canadian exports?

a)

U.S. consumers will buy less from Canada


b)

Canadian exports become less competitive

c)

Canadian goods become relatively cheaper for Americans

d)

Canadian demand for U.S. goods increases

20.

If the U.S. raises its interest rates while Canada’s remain the same, what will investors likely do?

a)

 Invest more in Canadian assets

b)

Move funds to U.S. assets

c)

Keep their money in cash

d)

Buy more Canadian goods

21.
  1. When Canadian interest rates rise above U.S. rates, what is the likely effect on the Canadian dollar?

a)

 It depreciates

b)

It stays the same

c)

It appreciates due to increased investment

d)

It becomes pegged to the U.S. dollar

22.
  1. What was the main goal of the GATT established under the Bretton Woods System?

a)

Regulate oil prices

b)

Control currency inflation

c)

Reduce tariffs and increase trade

d)

Replace the World Bank

23.
  1. What organization eventually replaced GATT?

a)

NATO

b)

United Nations

c)

World Trade Organization (WTO)

d)

European Union (EU)

24.

What is the primary role of the IBRD (World Bank)?

a)

Managing exchange rates

b)

Monitoring inflation

c)

Funding infrastructure projects

d)

Regulating global oil supply

25.
  1. Which organization provides financial assistance and policy advice to countries in financial trouble?

a)

 WTO

b)

IMF

c)

GATT

d)

UNDP

26.

What does the IMF provide annually to each country as part of its monitoring role?

a)

Gold reserves

b)

Trade agreements

c)

Report cards on economic performance

d)

Currency exchange services

27.
  1. What is SDR (Special Drawing Rights) in the IMF system often referred to as?

a)

 Reserve currency

b)

Paper gold

c)

Trade surplus

d)

Monetary inflation

28.
  1. The IMF acts as a lender of the last resort for:

a)

Individuals

b)

Banks

c)

Countries

d)

Corporations

29.

What type of exchange rate system was implemented under Bretton Woods?

a)

Floating exchange rate

b)

Pegged exchange rate system

c)

Cryptocurrency-based system

d)

Barter system

30.

Under the Bretton Woods system, countries had to fix the value of their currencies to:

a)

The Euro or SDR

b)

Silver or SDR

c)

The US dollar or Gold

d)

Oil or Bitcoin