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Total questions: 121

Worksheet time: 1hrs 6mins

Name
Class
Date
1.

When prices, wages, and costs rise in an economy is called .

a)

market failure

b)

inflation

c)

tax

d)

bonus

2.

A person or organization that owes money is a/an .

a)

debtor

b)

investor

c)

creditor

d)

owner

3.

People who buy goods or services.

a)

lenders

b)

consumers

c)

borrowers

d)

withdrawers

4.

The money you take from a bank for an interest is called a .

a)

deposit

b)

dividend

c)

loan

d)

creditor

5.

The businessman made a.......... buy selling goods for more than he paid for them.

a)

credit

b)

loss

c)

money

d)

profit

6.

I think this is a good investment: it pays 8% .

a)

revenue

b)

dividend

c)

interest

d)

income

7.

I forgot my credit card, I'll have to pay with cash.

a)

so

b)

if

c)

and

d)

but

8.

Inflation occurs since .

a)

the demand is lower than the supply

b)

the money supply increases lower than the demand

c)

the demand is higher than the supply

d)

both demand and supply are equal

9.

. usually occurs when costs have pushed up prices and wages.

a)

hyperinflation

b)

cost -- push inflation

c)

demand - pull inflation

d)

galloping inflation

10.

What is another term for double or triple - digit inflation?

a)

single digit inflation

b)

hyperinflation

c)

galloping inflation

d)

moderate inflation

11.

Single-digit inflation is usually described by economists as .

a)

hyperinflation

b)

galloping inflation

c)

all are correct

d)

moderate inflation

12.

. are certificates representing part of ownership of a company.

a)

cards

b)

stocks

c)

bonds

d)

bills

13.

In order to withdraw money, the bank require your .

a)

deposit

b)

salary

c)

interest

d)

signature

14.

Banks are usually reluctant to .......... money to new companies.

a)

raise

b)

invest

c)

get

d)

lend

15.

The reached VND 23,270 to one US dollar yesterday.

a)

exchange rate

b)

discount rate

c)

interest rate

d)

freight rate

16.

Inflation is measured by the .......... in the US.

a)

RPI

b)

GDP

c)

GNP

d)

CPI

17.

A bank is an arrangement with a bank where the customer puts in and withdraws money from.

a)

basic

b)

account

c)

statement

d)

financial

18.

Hyperinflation may mean .

a)

four-digit inflation

b)

double digit inflation

c)

triple digit inflation

d)

single digit inflation

19.

Which of the following policies is NOT a method of controlling deflation?

a)

reflationary

b)

inflationary

c)

restriction

d)

disinflationary

20.

Earnings distributed to stockholders.

a)

rent

b)

revenue

c)

dividends

d)

investments

21.

The financial markets can be classified into .......... subtypes.

a)

seven

b)

six

c)

five

d)

four

22.

Which of the followings do not belong to financial markets?

a)

commodities markets

b)

money markets

c)

potential markets

d)

insurance markets

23.

. markets provide short term debt financing and investment.

a)

money

b)

insurance

c)

capital

d)

financial

24.

A firm listed in a stock exchange is a .

a)

public company

b)

corporate

c)

partnership

d)

private company

25.

A corporate can raise capital by selling.......... to investors.

a)

debts

b)

assets

c)

business plans

d)

stocks

26.

. offer instruments for financial risk management.

a)

capital markets

b)

money markets

c)

insurance markets

d)

derivative markets

27.

Organizations which facilitate the trade in financial products are called .

a)

for profits businesses

b)

financial markets

c)

private companies

d)

multi-national corporations

28.

.. provides short term debt financing and investment.

a)

insurance market

b)

commodities market

c)

money market

d)

capital market

29.

.. markets facilitate the redistribution of various risk.

a)

insurance

b)

money

c)

commodities

d)

capital

30.

. refer to organizations that facilitate the trade in financial products.

a)

governments

b)

stock exchanges

c)

financial markets

d)

banks

31.

The financial institution is as an intermediary since .

a)

it interferes with financial activities

b)

it gets deposits from customers and then it provides loans to customers

c)

it takes capital from its reserve and offers to its creditors

d)

it operates between the buyers and the sellers

32.

Finance allows individuals, business and governments to use credit instead of to purchase goods and invest in projects.

a)

bullion

b)

asset

c)

cash

d)

capital

33.

An organized market for the issue of new securities and the exchange of second -- hand ones.

(a)  

34.

If you don't like taking risks, you should only in very successful companies.

a)

invest

b)

research

c)

study

d)

work

35.

Someone who owns parts of a company. Who is he?

a)

CEO

b)

creditor

c)

manager

d)

shareholder

36.

A profit and .......... account shows if a company is receiving more money than its spending.

a)

lend

b)

cost

c)

loss

d)

rent

37.

.. is the cost of borrowing money.

a)

profit

b)

inflation

c)

interest

d)

discount

38.

.. are the money that the company owes.

a)

equity

b)

liabilities

c)

capital

d)

assets

39.

An amount of profit on shares is called a/an ..........

a)

bonus

b)

profit

c)

interest

d)

dividend

40.

A company's retained earning belong to its ..........

a)

employees

b)

directors

c)

owners

d)

creditors

41.

An individual firm can money through investors to buy a new factory.

a)

invest

b)

lend

c)

raise

d)

save

42.

We sold a lot more last year, so our went up.

a)

investment

b)

revenue

c)

rent

d)

dividend

43.

.. ........ are people who put money into a business in the hope of making profit.

a)

investors

b)

borrowers

c)

spenders

d)

lenders

44.

You make a.......... when you sell things for less than they cost you to make.

a)

money

b)

profit

c)

loss

d)

credit

45.

The company made such a big profit, I expected a higher ..........

a)

liability

b)

equity

c)

dividend

d)

capital

46.

He doesn't earn enough to cover a home .......... He must borrow from friends.

a)

loan

b)

rent

c)

fare

d)

capital

47.

Thirty percent of our profits goes straight to the government in ..........

a)

asset

b)

revenue

c)

dividend

d)

tax

48.

The is one in which the shares are not offered for sale on the open market.

a)

public company

b)

partnership

c)

sole proprietorship

d)

private company

49.

Corporate finance involves finding the best way for businesses to.......... for their projects

a)

do

b)

pay

c)

make

d)

gain

50.

In most markets the .......... provide a steady demand, which keeps the producers and the market in business.

a)

consumers

b)

creditors

c)

investors

d)

shareholders

51.

A firm that sells its shares to anyone who wants to buy them. What is this firm?

a)

private company

b)

sole proprietorship

c)

limited company

d)

public company

52.

A down-and-........., is a person who has no job or home and is unlikely to get either of these.

a)

out

b)

in

c)

up

d)

about

53.

If a company is intensive, it needs a lot of money to buy buildings and equipment.

4 lines
54.

How much can you spend with a debit card?

a)

it depends on your credit limit

b)

£200 a day

c)

as much as you have available in your bank account

d)

£50

55.

The money that you borrow from a banking institution is called a.

a)

guarantee

b)

deposit

c)

commission

d)

loan

56.

The percentage of deposits that banks are required to hold in reserve is called the ..........

a)

reserve rate

b)

interest rate

c)

federal funds rate

d)

loan rate

57.

What are two main types of bank account?

a)

current and credit

b)

savings and current

c)

savings and cheque

d)

savings and premier

58.

To open a account it is necessary to see the branch manager.

a)

deposit

b)

checking

c)

current

d)

savings

59.

Net salary is salary after .......... of tax and social security.

a)

imposing

b)

deduction

c)

grant

d)

provide

60.

Investors hope to receive .......... regularly for their invested money.

a)

profit

b)

pension

c)

dividends

d)

money

61.

In most markets the manufacturers provide a steady of the goods traded.

a)

supply

b)

use

c)

demand

d)

provide

62.

The year is a period of twelve months for which a business plans its management of money.

a)

basic

b)

financial

c)

economy

d)

effective

63.

The price is the amount of money someone wants when they sell something.

a)

cost

b)

bid

c)

asking

d)

purchase

64.

Savings accounts offer you.

a)

exactly the same as current accounts

b)

lower interest than current accounts

c)

cheque books but no debit cards

d)

higher interest but less features than a current account

65.

We're going to pay back some of the people who lent us money, and reduce our.

a)

profit

b)

debt

c)

assets

d)

income

66.

A bank is a printed record of the money put into and removed from a bank account.

a)

account

b)

document

c)

statement

d)

paper

67.

is something that the government collects to cover state budget.

a)

bonus

b)

share

c)

subsidy

d)

tax

68.

When you take out a loan, you have to pay interest on the amount you..........

a)

owe

b)

lend

c)

own

d)

take

69.

When you take out a loan, you have to pay interest on the amount you..........

a)

owe

b)

own

c)

lend

d)

take

70.

The total amount of sales in a year is called the ..........

a)

turnover

b)

profit

c)

dividend

d)

expenditure

71.

You buy .......... when you want to invest in a company.

a)

shares

b)

interests

c)

stock exchange

d)

dividends

72.

People who have ideas for setting up new businesses are ..........

a)

borrowers

b)

lenders

c)

capitalists

d)

start-ups

73.

I decided to buy a $50,000 .......... instead of shares, as it's probably safer.

a)

bond

b)

stock

c)

money

d)

fund

74.

The opening of a new .......... by Ford Motor Company involved rehiring personnel.

a)

grant

b)

factory

c)

tax

d)

house

75.

People who want to borrow money to start a company write a business .

a)

contract

b)

paper

c)

certificate

d)

plan

76.

The shares whose fixed dividends are received before another kind of shares are ..........

a)

shares

b)

common shares

c)

preference shares

d)

ordinary shares

77.

The .......... price is the price its costs to make, without a profit being added.

a)

discount

b)

ask

c)

sell

d)

cost

78.

To obtain or assume control of something or gain control of something from somebody else.

a)

borrow

b)

lend

c)

take over

d)

transfer

79.

The collective word for all the company's property is called ..........

a)

shares

b)

goodwill

c)

assets

d)

liabilities

80.

The total amount of money a business takes in during a given period by selling goods and services.

a)

revenue

b)

dividends

c)

rent

d)

investments

81.

A.......... officer looks at travelers' bags to make certain they are not taking goods into country without paying taxes.

a)

teller

b)

custom

c)

police

d)

tax

82.

.. ........ expenditure is an investment made by a company when buying equipment.

a)

export

b)

money

c)

capital

d)

asset

83.

.. are to be prepared every year for shareholders and authorities.

a)

profits

b)

investment

c)

accounts

d)

losses

84.

When they saw our financial statements, the bank refused to us anymore money.

a)

deposit

b)

invest

c)

borrow

d)

lend

85.

When you give to a bank, who are you?

a)

a borrower

b)

a withdrawer

c)

a lender

d)

a depositor

86.

Which of the following do banks not do?

a)

make loans

b)

take deposits

c)

invest money

d)

print money

87.

Which entities play the role as an intermediary between lenders and borrowers?

a)

banks

b)

individuals

c)

companies

d)

bond market

88.

A.......... debt is a loan that is not likely to be paid back.

a)

bad

b)

r

c)
d)
89.

What is the role as an intermediary between lenders and borrowers?

a)

banks

b)

individuals

c)

companies

d)

bond market

90.

A.......... debt is a loan that is not likely to be paid back.

a)

bad

b)

good

c)

red

d)

black

91.

When people have more money than they need to spend, they may choose to.......... it.

a)

use

b)

sell

c)

save

d)

buy

92.

The bank is your .......... when it lends you money.

a)

depositor

b)

debtor

c)

creditor

d)

owner

93.

. is a way to buy a house without paying for it in a single payment.

a)

investment

b)

hire

c)

discount

d)

mortgage

94.

The capital a bank has and the loans it has made are its.

a)

debt

b)

assets

c)

capital

d)

liabilities

95.

Small company often try to get bank loans when they need to .......... money.

a)

borrow

b)

lend

c)

save

d)

deposit

96.

After getting large deposits from customers, the bank ..........

a)

keep them in its reserve

b)

buys foreign currency

c)

pays employees' salaries

d)

lends

97.

The .......... (AAA or Aaa) means that there is almost no risk that the borrower will default.

a)

lower grade

b)

highest grade

c)

lowest grade

d)

higher grade

98.

. mean an increasing risk of the borrower becoming insolvent.

a)

higher grades

b)

lower grades

c)

highest grades

d)

lowest grades

99.

A market with no commercial restrictions that allows free competition between buyers and sellers.

a)

money market

b)

open market

c)

insurance market

d)

capital market

100.

. facilitate the redistribute of various risk.

a)

financial markets

b)

capital markets

c)

insurance markets

d)

money markets

101.

Banks have to keep a certain percentage of their assets as reserves for borrowers who want to withdraw their money. What is it?

a)

reserve requirement

b)

money rate

c)

exchange rate

d)

interest rate

102.

Sections of a company which deal with different products or services from each other.

a)

annual report

b)

credit policy

c)

line divisions

d)

bullion

103.

Banks popularly .......... money in the form of loans and mortgages.

a)

spend

b)

borrow

c)

lend

d)

save

104.

Amounts of money invested into businesses in order to earn more money.

a)

investments

b)

dividends

c)

income tax

d)

revenue

105.

The holders of shares or stocks are called ..........

a)

bondholders

b)

lenders

c)

borrowers

d)

shareholders

106.

The money paid to shareholders out of a company's profits is the ..........

a)

profit

b)

dividend

c)

income

d)

capital

107.

Bonds that later can be converted into shares.

a)

government bonds

b)

convertible bonds

c)

corporate bonds

d)

treasury bonds

108.

In order to raise capital for projects, the government ..........

a)

increases interest rate

b)

imposes tax on small companies

c)

issues bonds

d)

borrow money from the world bank

109.

. is the day when the loan ends.

a)

mutual day

b)

manual date

c)

maturity date

d)

maturity day

110.

Government can issue .......... to raise money for projects.

a)

share

b)

asset

c)

bond

d)

stock

111.

Loan to local and national government and to large companies are called ..........

4 lines
112.

issue .......... to raise money for projects.

a)

share

b)

asset

c)

bond

d)

stock

113.

Loan to local and national government and to large companies are called ..........

a)

asset

b)

share

c)

bond

d)

stock

114.

. is the day that the loan ends.

a)

starting date

b)

issuing date

115.

. is defined as the action of stopping trading.

a)

bankrupt

b)

ending date

c)

insolvent

d)

maturity date

116.

The act of selling all company's assets to repay part of its debts is called..........

a)

bankrupt

b)

liquidation

c)

default

d)

insolvent

117.

In the U.S, Treasury bonds have a maturity of .......... years.

a)

2-10

b)

10-30

c)

5-15

d)

10-20

118.

In the USA, government bonds which have a maturity of 2-10 years are called .........

a)

treasury bonds

b)

treasury notes

c)

gilt - edged stocks

d)

gilts

119.

A verb that means "fail to pay interest or to repay the principal".

a)

liquidation

b)

insolvent

c)

default

d)

bankrupt

120.

Gilt-edged stock in the US is called ..........

a)

corporate bonds

b)

government bonds

c)

treasury bonds

d)

convertible bonds

121.

Shareholders like .......... better since they go up over time.

a)

convertible bonds

b)

municipal bonds

c)

preference shares

d)

ordinary shares