WorksheetsSBI Scholar Quiz 2025
Total questions: 40
Worksheet time: 20mins
Which of the following was the first woman to hold the position of Chairman of the State Bank of India?
Usha Ananthasubramanian
Arundhati Bhattacharya
Chanda Kochhar
Shikha Sharma
Which of the following former associate banks was the first to merge with SBI in 2008?
State Bank of Bikaner and Jaipur
State Bank of Hyderabad
State Bank of Saurashtra
State Bank of Indore
Who was the first Chairman of the State Bank of India after its formation in 1955?
Raj Kumar Talwar
John Matthai
H.V.R. Iyengar
P. C. Bhattacharya
The earliest predecessor of the State Bank of India was the Bank of Calcutta. It was established in which year?
1857
1921
1806
1840
What is a key benefit of SBI Life's 'eShield Next' plan launched in 2021?
Coverage that levels-up based on life milestones
Immediate annuity pay-outs
Guaranteed returns on investment
Coverage for critical illnesses only
In which city did SBI launch India's first dedicated Start-up Branch?
Bengaluru
Hyderabad
Gurugram
Mumbai
Which company was started as a joint venture between SBI and French multinational bank BNP Paribas in October 2000?
SBI Funds Management Private Ltd.
SBI Cards and Payment Services Ltd
SBI Capital Markets Limited
SBI Life Insurance Company Ltd.
When was the Imperial Bank of India nationalized and renamed as State Bank of India?
1969
1947
1921
1955
On whose 96th Birth Anniversary was the Bharatiya Mahila Bank launched in 2013?
Kasturba Gandhi
Indira Gandhi
Rani Laxmi Bai
Sarojini Naidu
Which Indian institution designed the famous "keyhole" logo of SBI in 1971?
NID
IIT Delhi
NIFT
IIM Ahmedabad
Which organization formed by an Act of Parliament in 1981 is the apex Supervisory Body for overall supervision of Regional Rural Banks?
SIDBI
NABARD
IDBI
NHB
What type of bank account typically offers the lowest interest rate but provides the most accessibility for frequent transactions?
Fixed Deposit Account
Savings Account
Current Account
Demat Account
What does the letter T in the abbreviation ATM stand for?
Transaction
Technical
Teller
Telling
What name is given to the interest rate at which commercial banks in India borrow funds from the Reserve Bank of India (RBI) against government securities?
Reverse Repo Rate
Discount Rate
Repo Rate
Cash Reserve Rate
What term describes the situation where a borrower fails to make scheduled payments on their debt obligation?
Default
Foreclosure
Liquidation
Amortization
What important marker is generated by companies like TransUnion CIBIL, Experian, Equifax, and CRIF High Mark in India?
Credit Score
Bank Score
Stock Score
Debit Score
Which scheme aims to provide universal banking access to all households?
Mudra Yojana
Ayushmaan Bharat
Jan Dhan Yojana
PM SVANidhi
What does "AML" stand for in banking compliance?
Annual Maintenance Levy
Asset Management Liability
Automated Market Link
Anti-Money Laundering
What does "CBDC" stand for in regards to blockchain currency in India?
Corporate Banks Digital Currency
Central Bank Digital Currency
Credit Backed Digital Currency
Central Banking Digital Credit
Which Indian public sector company developed and launched the UPI system in 2016?
NPCI
BHIM
RBI
Bharat Bill Payment System
Equity, Debt, Hybrid, ELSS and Index are various types of which financial asset?
Mutual Funds
Bonds
Stocks
Bank Accounts
Which stock exchange, the first in Asia was started under a Banyan Tree in 1875?
Tokyo Stock Exchange
National Stock Exchange
Hong Kong Stock Exchange
Bombay Stock Exchange
Which of the following is the primary regulatory body for the stock markets in India?
IRDAI
RBI
SEBI
FSDC
What is the benchmark index for the National Stock Exchange of India (NSE)?
Sensex
JSX
Nifty
Asia Dow
What is the term used for the first offering of shares to the public by a previously unlisted company to raise capital?
FPO
IPO
Rights Issue
OFS
Identify this fin-tech company started by two friends from IIT Roorkee, Harshil Mathur and Shashank Kumar in 2014.
PayU
Razorpay
Cashfree
BillDesk
Which of the following technologies enables contactless payments through some digital wallets on smartphones or other devices in India?
Magnetic stripe reader
Optical character recognition (OCR)
Radio-frequency identification (RFID)
Near-field communication (NFC)
What is the term for the total market value of all the investments held within a mutual fund scheme, net of its liabilities, divided by the number of outstanding units?
Net Asset Value
Expense Ratio
Portfolio Asset Ratio
Total Asset Value
Which of the following best describes a Systematic Investment Plan (SIP) in the context of mutual funds in India?
A one-time lump sum investment made in a mutual fund scheme.
A method of investing a fixed amount of money at regular intervals in a mutual fund scheme.
A plan that guarantees a fixed rate of return on mutual fund investments.
A strategy used by fund managers to actively trade stocks within a portfolio.
What is the fee charged by a mutual fund to manage its investments and cover its operating expenses, usually expressed as a percentage of the fund's assets?
Exit Load
Entry Load
Expense Ratio
Transaction Ratio
Which regulatory body is responsible for supervising and regulating the insurance sector in India?
RBI
IRDAI
LIC
SIDBI
What is the term for the payment made by the policyholder to the insurance company in exchange for coverage?
Claim
SIP
Premium
Money Transfer
What is the period within which a policyholder can review the policy terms and conditions after receiving the policy document and can return it if not satisfied?
Waiting Period
Free-look Period
Grace Period
Return Period
What is the benefit paid to the policyholder or nominee when a life insurance policy matures at the end of its term?
Death Benefit
Maturity Benefit
Surrender Benefit
Loan Benefit
Which type of life insurance provides coverage for a specific period (e.g., 10, 20, or 30 years) and pays out only if the insured dies during that period?
Universal Life Insurance
Term Life Insurance
Periodic Life Insurance
Age Specific Life Insurance
What is the "policy limit" in insurance?
The minimum premium required to keep the policy active
The maximum amount an insurer will pay for a covered loss
The waiting period before a claim can be made
The penalty for canceling a policy early
When was the Insurance Regulatory and Development Authority of India (IRDAI) formed?
1991
1956
1999
2001
What name is given to the national public health insurance scheme of the Government of India that aims to provide free access to health insurance coverage for low income earners in the country?
Pradhan Mantri Suraksha Bima Yojana
Ayushmaan Bharat
Aam Aadmi Bima Yojana
Rashtriya Swasthya Bima Yojana
Which of the following insurance scheme of Central Government covers the risk of damage to crops due to natural calamities?
PM SVANidhi
PM Kisan Credit Card
PM Fasal Bima Yojana
Aam Aadmi Bima Yojana
What is "Bima Sugam" proposed by IRDAI?
A new type of insurance policy
A unified digital platform for insurance policies
A health insurance scheme
A fraud detection system for insurance sector
