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WorksheetsLife Skills Exam 2025 Part 2
Total questions: 66
Worksheet time: 33mins
How do you handle a situation where you need to borrow money?
Only borrow if you have a solid repayment plan
Borrow without planning how to pay it back
Borrow from friends and family without any agreement
Avoid borrowing altogether, even in emergencies
What is the best way to save for a large purchase?
Use a credit card and pay the balance slowly
Open a savings account and contribute a set amount regularly
Spend as much as you can on small purchases until you reach the goal
Take out a loan to cover the purchase
How often should you check your credit card statements?
Only once every six months
Once a year to check for any errors
Once a month to ensure there are no unexpected charges
Every few years to stay updated
Which of the following is an essential part of effective goal setting?
Setting vague goals that can change over time
Breaking down large goals into smaller, manageable steps
Focusing on goals that are easy to achieve
Setting goals without a deadline
What is the most important thing to remember when building an emergency fund?
Only save if you have extra money at the end of the month
It should cover three to six months of living expenses in case of unexpected events
It is optional and not necessary
Save small amounts over many years without any specific goal
What is one of the most common causes of car engine overheating?
Low fuel levels
Faulty radiator or coolant issues
Having too many passengers in the car
Using the car’s air conditioning constantly
What is the first step in the process of buying a home?
Choose your real estate agent
Get pre-approved for a mortgage loan
Start packing and preparing to move
Make an offer on the house
How can you make sure your car tires last longer?
Rotate your tires regularly and check air pressure monthly
Drive as fast as possible to wear them down evenly
Keep your tires underinflated to make them more durable
Avoid checking the tire pressure altogether
Which of the following is an example of a fixed expense?
Car insurance premium
Restaurant bills
Entertainment costs
Gas for your car
What is a primary benefit of investing in a retirement account early?
Avoiding taxes completely
Making money quickly from the stock market
Taking advantage of compound interest to grow savings
Guaranteeing high returns every year
What is one of the best ways to avoid late fees on credit cards?
Only pay the minimum balance
Pay your credit card bill in full before the due date
Ignore the due date and pay whenever
Only make payments on the last day of the billing cycle
Which of the following is an essential part of writing a cover letter?
Repeating everything in your resume
Explaining why you're passionate about the job and company
Writing in an overly casual tone to stand out
Including personal anecdotes unrelated to the job
What is one effective strategy for maintaining a clean and organized home?
Clean only when visitors are coming over
Tidy up as you go and establish a routine cleaning schedule
Let clutter pile up until it becomes overwhelming
Avoid organizing and just buy new furniture
What is the first thing to do when you experience a car breakdown?
Start repairing the car yourself
Immediately call for roadside assistance or a tow service
Try to keep driving to the nearest mechanic
Leave the car in the middle of the road
Which of the following is the best strategy when preparing for a major purchase?
Buy on impulse to take advantage of sales
Research the product, compare prices, and set a budget
Use credit cards without planning for repayment
Buy the first option you see to avoid wasting time
What is one of the most important things to consider when choosing a career path?
The salary alone
The type of clothing required for the job
Personal interests, values, and skills
The number of vacation days offered
What is a good way to handle frustration during a conversation?
Yell louder to make your point
Walk away without explaining yourself
Calmly express your feelings and listen to the other person
Ignore the issue and hope it resolves itself
What is one reason to create a long-term financial plan?
To guarantee a high income each year
To ensure you have enough money for retirement, emergencies, and future goals
To spend more money and live extravagantly
To only focus on the present without saving for the future
Which of the following should you do to prepare for an unexpected financial emergency?
Rely on credit cards for all emergencies
Keep a large amount of cash hidden at home
Build an emergency fund to cover unexpected expenses
Wait for a financial windfall or inheritance
How do you maintain good credit when managing a loan?
Borrow as much as you can and make only the minimum payments
Pay the loan off as quickly as possible to save on interest
Skip payments until you can afford to pay the full amount
Take out multiple loans to keep up with payments
Which of the following is NOT an essential element of a successful interview?
Dressing appropriately for the job
Speaking only when asked and not elaborating on your experience
Researching the company and asking questions
Practicing responses to potential questions
What is a key factor in reducing your vehicle’s fuel consumption?
Driving at high speeds constantly
Regularly checking and maintaining tire pressure
Ignoring the recommended maintenance schedule
Using the air conditioning at all times while driving
Which of the following is the best way to negotiate your salary?
Accept the first offer without question
Wait for your employer to offer a raise without asking
Research industry standards and present your value to the company
Ask for a raise every few months without justification
Which of the following should be done when planning for a long-term financial goal?
Avoid saving and instead focus on increasing your income
Regularly review and adjust your savings and investment strategy
Keep all funds in a checking account to avoid risk
Focus solely on short-term financial goals
What is one way to build wealth over time?
Spend all your earnings to enjoy the present
Avoid investing in the stock market
Save a portion of your income and invest it wisely
Keep all your money in a savings account with no interest
What should you do if you find yourself unable to make a loan payment?
Ignore the issue and hope it resolves on its own
Contact the lender to discuss possible solutions, such as deferment or restructuring
Skip a few months of payments and continue using the loan
Default on the loan and accept the penalties
What is the main purpose of checking your car’s oil regularly?
To ensure the car looks clean
To avoid engine damage by maintaining proper lubrication
To decrease gas mileage
To make the car run faster
What is a key benefit of saving for emergencies?
To spend the money on leisure activities
To prepare for unexpected expenses, like medical bills or car repairs
To invest in high-risk stocks
To avoid paying off any existing debts
How can you improve your credit score over time?
Make sure to miss a few payments for a few months
Use credit cards irresponsibly to build your credit
Pay your bills on time and keep credit utilization low
Open multiple credit accounts and spend a lot on each
What is the first step in changing a flat tire?
Jack up the car and remove the lug nuts
Loosen the lug nuts while the car is still on the ground
Remove the tire from the car and dispose of it
Put the car in gear and start the engine
How often should you replace the windshield wipers on your car?
Every 5 years, regardless of wear
Only when they completely stop working
Every 6-12 months or when they show signs of wear
Only during rainy seasons
What is one of the key components of a balanced meal?
Only focusing on carbohydrates
Including a variety of vegetables, lean proteins, and healthy fats
Drinking a lot of water
Skipping dinner to reduce caloric intake
What is typically NOT covered by a standard homeowner's insurance policy?
Fire damage
Theft
Flood damage
Liability for accidents
What is the primary function of a vent system in home plumbing?
To regulate water pressure
To allow air into the plumbing system to prevent siphoning of traps
To heat the water before use
To drain wastewater efficiently
What does the "T" in SMART goals stand for?
Timeframe
Tactic
Task
Talent
Which of the following is an appropriate action when writing a resume?
Use the same resume for every job application
Include your social media accounts and hobbies
Tailor your resume to each specific job position
Only list the most recent job experience
How should you handle a question you don’t know the answer to during an interview?
Respond with “I don’t know” and leave it at that
Attempt to guess the answer without providing clarity
Politely admit you are unfamiliar with the topic and express your willingness to learn
Avoid answering and change the subject
What is the best way to begin a persuasive presentation?
Dive straight into facts and data
Make a personal, relatable connection with your audience
Spend a lot of time on background information
Use humor to distract from your main point
What is the recommended rate for chest compressions during CPR for an adult?
50-60 compressions per minute
100-120 compressions per minute
150-160 compressions per minute
200 compressions per minute
What is one of the key benefits of starting retirement savings early?
It reduces the amount of taxes paid
It allows more time for investments to grow through compound interest
It guarantees financial success later in life
It eliminates the need for a budget in the future
What should you do after loosening the lug nuts on a flat tire?
Immediately jack the car up
Continue to loosen the lug nuts
Remove the tire completely
Remove the lug nuts completely after the car is jacked up
How often should you check your car’s brake fluid?
Once a year
Every 3,000 miles
Every 6 months or 10,000 miles
Only when the brakes feel soft or unresponsive
Which of the following is a common mistake when buying a used vehicle?
Purchasing without seeing the car in person
Relying on the seller’s word without checking the vehicle history
Always paying the asking price
Opting for an extended warranty without assessing the car’s reliability
What is one common type of loan used for higher education?
Payday loan
Student loan
Auto loan
Home equity loan
How should you treat a stain on your clothes before washing?
Rub the stain vigorously to remove it
Apply a stain remover and let it sit for a few minutes before washing
Ignore the stain and wash the clothes normally
Wash the clothes in cold water immediately
Which of the following is an essential part of effective conversation?
Dominating the conversation to make your point clear
Listening attentively, making eye contact, and responding thoughtfully
Avoiding sharing personal thoughts and feelings
Speaking as quickly as possible to keep the conversation moving
What is one important guideline for using AI tools effectively?
Trust AI completely to make decisions for you
Always use AI tools without a human review
Combine AI with your own knowledge and judgment to maximize accuracy
Use AI only for tasks that don’t require any creativity
What is the first thing you should do when starting a job search?
Apply to as many jobs as possible without tailoring your resume
Network with professionals and research companies of interest
Only apply to jobs online without any in-person follow-up
Only apply to job postings you are 100% sure about
Which of the following is the best strategy for investigating post-high school options?
Relying on one website or brochure for all your information
Only considering the most expensive options
Visiting campuses, talking to current students, and attending open houses
Focusing only on schools that offer the most financial aid
How can you improve your credit score over time?
Always carry high balances on your credit cards
Make timely payments and reduce credit card debt
Apply for new credit accounts every year
Only use your credit cards during emergencies
What is the correct order for connecting jumper cables when jump-starting a car?
Red to the dead battery, black to the dead battery, red to the good battery, black to the good battery
Red to the dead battery, black to the good battery, red to the good battery, black to the dead battery
Black to the dead battery, red to the dead battery, red to the good battery, black to the good battery
Any random order works fine
Which of the following is the most important habit to develop for managing stress effectively?
Ignoring the problem until it resolves itself
Focusing on positive thinking and self-care practices
Letting stress build up without finding ways to cope
Reacting impulsively to stressful situations
What is the best strategy to prevent impulse spending?
Always carry cash to limit purchases
Create a budget and track all expenses to ensure you live within your means
Use credit cards for all purchases without worrying about the balance
Avoid checking your bank account to prevent stress
What is the most important step in maintaining healthy relationships?
Always agree with the other person to avoid conflict
Communicate openly and honestly while listening actively
Keep your feelings to yourself to avoid burdening others
Control the other person's behavior to ensure harmony
What is one of the most important things you can do to take control of your personal finances?
Spend money as quickly as possible to avoid saving
Set up an emergency fund and invest in savings for future goals
Ignore the need for a budget and simply use credit cards
Only focus on saving money for large, short-term purchases
How can you best manage your time to stay productive?
Focus only on urgent tasks and leave others for later
Set clear priorities, break tasks into manageable steps, and stick to a schedule
Work continuously without taking breaks
Wait until the last minute to start tasks to feel motivated
What is the best way to prepare for life after high school?
Wait until the last minute to decide what to do
Take time to explore various career options, education paths, and internships
Rely solely on advice from friends and family
Focus on choosing the highest-paying career, regardless of interest
Which of the following is the most effective way to practice self-discipline?
Set vague goals with no clear steps to achieve them
Delay gratification, build small, consistent habits, and stay accountable
Give in to every impulse or desire that arises
Avoid setting any goals to prevent feeling restricted
How can you best deal with conflict in a personal relationship?
Avoid the issue completely to keep the peace
Respond defensively to protect yourself
Address the issue calmly, listen to the other person, and work together toward a resolution
Let the other person dictate the outcome without contributing your perspective
What is the most effective way to improve your emotional well-being?
Ignore negative emotions and focus solely on positivity
Engage in regular physical activity, maintain social connections, and practice mindfulness
Rely on external validation for self-worth
Avoid talking about emotions with anyone
How can you prevent the accumulation of debt?
Spend without worrying about your financial situation
Always make the minimum payments on your credit cards and loans
Track your spending, create a budget, and pay off high-interest debts first
Borrow money from others whenever you're short on cash
What is the most important factor in maintaining physical health?
Focusing only on dieting and ignoring exercise
Ensuring adequate sleep, eating a balanced diet, and engaging in regular physical activity
Restricting calories drastically to lose weight quickly
Relying on supplements and avoiding whole foods
Which of the following is the best way to ensure success in a career?
Focus only on doing the bare minimum to keep your job
Network, continue learning, and seek feedback to improve your skills
Stay in the same position for your entire career without seeking new challenges
Wait for opportunities to come to you rather than actively seeking them
What is the most important consideration when making a big purchase?
Buying immediately to take advantage of a deal
Impulse buying based on emotional appeal
Researching the product, comparing prices, and ensuring it aligns with your budget and needs
Focusing on the latest trends rather than practical use
How can you improve your ability to make responsible decisions?
Rely solely on your gut feelings without thinking through consequences
Consider the long-term consequences, gather information, and seek advice when needed
Avoid making any decisions to prevent risk
Let others make decisions for you to avoid the responsibility
What is the best way to build and maintain good credit?
Avoid using credit cards to prevent any interest charges
Make regular payments on time, keep credit card balances low, and avoid applying for too much credit at once
Pay the minimum payment on all bills to avoid high debt
Only apply for new credit when it's absolutely necessary
