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Basic of finance 2

Total questions: 20

Worksheet time: 10mins

Name
Class
Date
1.

What is the main purpose of a budget?

a)

To keep track of income and expenses

b)

To pay taxes

c)

To open a bank account

2.

What does ATM stand for?

a)

Automatic Transfer Money

b)

Automated Teller Machine

c)

Account Transaction Method

3.

Which of these is an example of an asset?

a)

Car

b)

Electricity bill

c)

Loan repayment

4.

What is the currency of Japan?

a)

Dollar

b)

Yuan

c)

Yen

5.

If you borrow money from a bank, what do you usually pay in return?

a)

Discout

b)

Interest

c)

Dividend

6.

What is the full form of GDP?

a)

General Domestic Price

b)

Gross Domestic Product

c)

Government Development Plan

7.

Which one is a type of investment?

a)

Bus Ticket

b)

Mutual Fund

c)

Grocery

8.

8. If you save ₹1,000 in a bank account that earns interest, what happens over time?

a) The money increases ✅

b) The money decreases

c) The money disappe

ars

a)

The money increases

b)

The money decreases

c)

The money disappears

9.

What does 'debit' in banking mean?

a)

Money coming in

b)

Bank closing your account

c)

Money going out of an account

10.

Which one is NOT a mode of online payment?

a)

Cheque

b)

UPI

c)

Credit card

11.

What is the main job of the Reserve Bank of India?

a)

Collect school fees

b)

Sell Groceries

c)

Print currency and regulate banks

12.

What does 'inflation' mean?

a)

People buying fewer products

b)

Prices of goods and services going up

c)

Government reducing taxes

13.

Which is the safest place to keep your savings?

a)

Bank

b)

Under the pillow

c)

Wallet

14.

Which one is an example of a liability?

a)

Gold

b)

Salary

c)

Home loan

15.

What is the full form of EMI?

a)

Easy money income

b)

Equated monthly instalment

c)

Equal money interest

16.

What does a credit score measure?

a)

How well you repay loans

b)

How much you earn

c)

How much you spend

17.

Which one is a short-term financial goal?

a)

Retirement savings

b)

Buying a house in 20 years

c)

Buying a new phone

18.

What does UPI stand for?

a)

Universal Payment India

b)

Unified Payment Interface

c)

Union Payment Institute

19.

Which of these is a fixed expense?

a)

Monthly rent

b)

Buying clothes

c)

Eating at a restaurant

20.

If a share price goes up, what does it mean for the shareholder?

a)

They lose money

b)

Nothing changes

c)

The value of their investment increases