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Finance Reviewer Made Fun

Total questions: 15

Worksheet time: 6mins

Name
Class
Date
1.

What is one of the functions of a finance manager related to financial risk management?

a)

creating social media marketing campaigns

b)

identifying potential business expansion opportunities

c)

setting employee performance targets

d)

conducting job interviews for new staff

e)

assessing and mitigating financial risks

2.

Juan Fishing Store is an outdoor fishing store that selling lures and other fishing gear to the public. Last year Juan had the best year in sales he has ever had since he opened the business 10 years ago. Last year Juan's net sales were P1,000,000 and his net income was P100,000. Compute for the Profit Margin Ratio.

a)

.1:1 or 10%

b)

.3:1 or 30%

c)

.12:1 or 12%

d)

.23:1 or 23%

e)

.2:1 or 20%

3.

This measures a company's ability to sustain operations indefinitely by comparing debt levels

with equity, assets, and earnings.

a)

Liquidity Ratios

b)

Profitability Ratios

c)

Leverage Ratio

d)

Efficiency Ratio

e)

Market Values Ratio

4.

The following are examples of quick assets, EXCEPT:

a)

Accounts Receivable

b)

Cash Equivalent

c)

Marketable Securities

d)

Equipment

e)

None of the above

5.

Which of the following entity can engage in selling stocks?

a)

your neighbor who has a sari-sari store

b)

government agency

c)

church

d)

PHINMA-COC

e)

Quek-quek food carts

6.

Which of the following best describes Financial Management? 

a)

the process of organizing employees within a company

b)

the study of market trends and consumer behavior

c)

the practice of maintaining financial records for tax purposes

d)

the management of a company's financial resources to achieve its financial goals

e)

the process of designing and marketing new products

7.

Which of the following terms refers to an institution that facilitates the flow of funds between

                savers and borrowers in the financial market?

a)

Investment Bank

b)

Hedge Fund

c)

Stock Exchange

d)

Commercial Bank

e)

Credit Union

8.

Charlie's Construction Company is a growing construction business that has a few contracts to build storefronts in downtown Cagayan de Oro City. Charlie's balance sheet shows beginning assets of P1,000,000 and an ending balance of P2,000,000 of assets. During the current year, Charlie's company had net income of P2,000,000. Compute Charlie's Return on Assets Ratio.

a)

1.13:1 or 113%

b)

1.43:1 or 143%

c)

1.23:1 or 123%

d)

1.33:1 or 133%

e)

2.33:1 or 233%

9.

A financial, liquidity ratio that compares a company's total debt to total equity.

a)

Profit Margin Ratio

b)

Leverage Ratio

c)

Debt-to-equity Ratio

d)

Interest Coverage Ratio

e)

Debt Ratio

10.

ABC Group of Companies sold 15% of its shares to Mr. Kim. What is the primary purpose of selling shares?

a)

to enjoy freedom

b)

to incur obligation

c)

for raising of funds

d)

to gather more owners for sharing of losses

e)

to distribute dividends

11.

Which of the following is an example of financial management decision?

a)

choosing the office location

b)

planning the annual company picnic

c)

evaluating investment opportunities

d)

hiring new employees

e)

deciding the company's marketing strategy

12.

Which of the following best describes the role of financial institutions in the financial system? 

a)

to manage the country's monetary policy

b)

to provide insurance against financial risks

c)

to regulate government spending

d)

to facilitate the flow of funds between savers and borrowers

e)

to generate profits for shareholders

13.

The total liability is P2,825,000 while the total assets is P4,900,000. What is the debt ratio?

a)

.8765:1 or 87.65%

b)

.7765:1 or 77.65%

c)

.4765:1 or 47.65%

d)

.6765:1 or 67.65%

e)

.5765:1 or 57.65%

14.

This ratio measures the proportion of total assets finance by total liabilities or money provided by creditors (not by business owners).

a)

Profit Margin Ratio

b)

Leverage Ratio

c)

Debt-to-equity Ratio

d)

Interest Coverage Ratio

e)

Debt Ratio

15.

Assume Pedro’s General Merchandise spent P100, 000 on inventory for the year. The store was able to sell this inventory for P500,000. Unfortunately, P50, 000 of the sales were returned by customers and refunded. Calculate the store’s Gross Margin Ratio.

a)

48: 1 or 48%

b)

.58: 1 or 58%

c)

.68: 1 or 68%

d)

.78: 1 or 78%

e)

.88: 1 or 88%