WorksheetsNCS Training
Total questions: 10
Worksheet time: 5mins
1. Which institution operates the National Clearing System (NCS)?
A) Ministry of Economy and Finance
B) National Bank of Cambodia (NBC)
C) Association of Banks in Cambodia (ABC)
D) Commercial Banks
2. What type of system is NCS?
A) Real-time gross settlement system
B) Blockchain-based payment system
C) Batch-oriented electronic funds transfer system
D) Cash-based clearing system
3. Which two main services does NCS provide?
A) Cash withdrawal & Deposit
B) Check (cheque) & Electronic Fund Transfer (EFT)
C) Loan approval & Interest payment
D) Credit card & Debit card
4. Which currencies are supported by the NCS?
A) Only Khmer Riel (KHR)
B) Only US Dollar (USD)
C) Both Khmer Riel (KHR) and US Dollar (USD)
D) KHR, USD, and Thai Baht (THB)
5. What happens after the settlement of a cheque transaction?
A) Customer B1 receives the fund, Customer A1’s balance is reduced
B) Both Customer A1 and B1 balances increase
C) Only Bank B receives profit
D) The cheque remains pending indefinitely
6. Which of the following is a reason for cheque return?
A) Account closed
B) Drawer’s signature differs from sample
C) Insufficient or no funds
D) All of the above
7. What role does a “Controller” perform in NCS?
A) Manually input transactions
B) Manually sign and close batch
C) Automatically input transactions via adapter
D) Manage system configuration
8. In the EFT process, who is considered the Debtor? (Bank A sent Bank B)
A) Bank B
B) Bank A
C) Customer B1
D) National Bank of Cambodia
9. What is the purpose of Net Settlement in NCS?
A) To process each transaction individually in real-time
B) To calculate net positions of members and settle at once
C) To increase transaction fees for banks
D) To delay clearing to the next business day
10. During the business day, what happens between 15:25 → 15:40?
A) Archiving
B) Settlement Session (Afternoon)
C) Report generation
D) Exchange Session
