Worksheets8th Grade Banking Transactions Quiz
Total questions: 25
Worksheet time: 13mins
You cash a $20 bill at the teller and put it into your checking account.
Withdrawal
Deposit
Service Fee
ATM Withdrawal
You use your debit card to buy lunch for $6.25 at a restaurant.
Deposit
Check Deposit
Point-of-Sale (POS) Purchase
Bank Interest
Your employer deposits your paycheck directly into your account.
Withdrawal
Direct Deposit
ATM Withdrawal
Returned Check Fee
You withdraw $40 from an ATM.
ATM Withdrawal
Mobile Deposit
Electronic Transfer In
Overdraft Fee
The bank charges $35 because your account went negative.
ATM Deposit
Overdraft/NSF Fee
Refund
Interest Earned
You deposit a $150 check you received from a friend.
Check Deposit
Debit Card Purchase
Automatic Bill Pay
Fee
You pay your monthly phone bill automatically from your checking account.
Automatic Payment (Auto-pay)
Cash Deposit
Teller Deposit
Bank Interest
The bank charges a $5 monthly maintenance fee on your account.
Service/Maintenance Fee
Refund
Interest Credit
Mobile Deposit
You transfer $100 from your savings account to your checking account online.
External Deposit
Transfer (Savings → Checking)
ATM Withdrawal
Check Deposit
You receive a $12 refund from an online store and it posts to your account.
Withdrawal
Refund/Credit
Returned Item Fee
Overdraft Fee
You deposit $25 in coins using the bank coin machine and the teller credits your account.
Coin Deposit/Teller Deposit
ATM Withdrawal
Wire Transfer Out
Fee
You pay with a paper check for $45 at a store.
POS Purchase
Check Written/Check Payment
Direct Deposit
Interest
You move $200 to another bank using an online transfer.
Incoming Wire
Outgoing Transfer (to another bank)
ATM Deposit
Service Fee
The bank posts $0.50 interest to your account for the month.
Interest Earned
ATM Fee
Overdraft Fee
Check Deposit
You use mobile deposit to deposit a paycheck by photographing it with your phone.
Teller Cash Deposit
Mobile Deposit
Check Written
EFT Withdrawal
A merchant charges you $8 for a subscription and you don’t recognize it; the charge posts as “pending.”
Pending Debit/Authorization
Deposit
Bank Fee
Interest
You withdraw $60 in cash at the teller window.
Teller Withdrawal/Cash Withdrawal
Deposit
Check Deposit
Service Charge
Your bank reverses a fee after you dispute it and credits your account.
Fee
Chargeback/Dispute Credit
ATM Withdrawal
Wire Out
You set up and the bank automatically moves $25 each month into a savings account.
Scheduled Transfer/Auto-transfer
Deposit at Teller
Overdraft Protection Fee
Returned Item Fee
A check you wrote for $30 bounces due to insufficient funds and the bank notifies you.
Check Cleared
Cleared Deposit
Returned/NSF Item
You use your debit card to withdraw $50 from an ATM at night.
ATM Withdrawal
Deposit
Check Deposit
Interest Earned
Your account is credited $10 after you return a purchased item to a store.
Overdraft Fee
ATM Withdrawal
Service Fee
Refund/Credit
You write a check for $100 to pay your rent, and it clears your account.
Interest Credit
Direct Deposit
Check Written/Check Payment
Check Deposit
What is the ending balance after the following transactions?
Beginning balance: $150.00
Check #201 to Pizza Hut for $22.50 on October 3
Debit card purchase at Walmart for $47.25 on October 4
ATM withdrawal of $40.00 on October 6
Deposit of $120.00 on October 7
What is the ending balance after the following transactions?
Beginning balance: $98.40
Deposit birthday money $50.00 on May 2
Debit card purchase at Target for $23.65 on May 3
ATM withdrawal of $30.00 on May 5
Check #322 to school for $12.75 on May 6
$82.00
