Create a budget and stick to it 

Pay yourself first

Save your windfalls, such as birthday money

Set financial goals to keep yourself on track

Basic bank savings account

In your dresser drawer

Online savings account

Retirement Account(s)

Most banks have a branch located close to your house

Usually are FDIC insured

Give you the best guaranteed interest rate of all banks (local or on-line)

They give you higher interest rates because they usually like you :-)

Usually gives the customer a higher interest rate than traditional savings

allows you to pull your money out at any time with no penalty

Your money is Insured so you will not lose it

Gives you a guaranteed interest rate

give you little to no interest on your money

usually issue a Automatic Teller Machine card when you open the account

are linked to your debit card so when you make a purchase money is taken from your checking account

is one of the best SAVINGS accounts

money can take days to be transferred so you can take it out of your account

many offer lower fees on accounts and loans

there is a low risk of losing cash

there is usually a local branch in your area

Needs

Wants

Savings

Needs

Wants

Savings

Calculating how far it is to the year 2072

Calculating how long it is going to take before you turn 72 years old.

Calculating how long it is going to take you to double your money with compounding interest.

Calculating the amount of songs you have on your free Spotify account