Fill in the blank: ________ is a financial contract where an individual makes a series of payments over time. At an agreed-upon time, the individual stops making payments and begins to receive payments, either for the rest of their life or for a defined period of time.

Fill in the blank: ________ are monetary payments paid to workers who have contributed to the system when they are retired or disabled or to their survivors in case of death.

Fill in the blank: ________ are certificates of indebtedness issued by a government or a publicly held corporation, promising to repay borrowed money to the lender at a fixed rate of interest and at a specified time.

Fill in the blank: ________ (CD) is an (interest bearing) certificate issued by a bank to a person depositing money in an account for a specified period of time (often six months, one year or two years). A penalty is charged for early withdrawal from these accounts.

Fill in the blank: ________ is interest that is generated, not only from the money you put into an account, but also on the interest you make on that money.

Fill in the blank: ________ is a sense of the relative ease with which a financial instrument or institution can be accessed in terms of time and location.

Fill in the blank: ________ (FICA) is a federal system of old-age, survivors, disability and health-care insurance (Medicare) which requires employers to withhold (or transfer) wages from employees' paychecks and deposit that money in designated accounts.

Fill in the blank: ________ are the total cost of credit, including interest and transaction fees.

Fill in the blank: ________ is a voluntary present of money or some other valuable asset.

Fill in the blank: ________ (IRA) is an account in which an individual may set aside earned income in a tax-deferred savings plan for his or her retirement. There are two types of these accounts, traditional and Roth, each with its own qualifications and rules governing contributions and withdrawals.

Fill in the blank: ________ is money or other assets given to a party upon one's death, also known as a bequest.

Fill in the blank: ________ is the chance that interest rates may change (upward) while the saver is "locked in" to a (lower) rate for a time deposit (a CD, for example) or a bond. Also the chance that interest rates may change (downward) while a borrower is "locked in" to a (higher) rate on a loan.

Fill in the blank: ________ is a federally-approved, tax-deferred savings program for self-employed people, allowing them to set money aside for their retirement.

Fill in the blank: ________ is a measure of how quickly a financial instrument can be converted to cash.

What is the term for a fee charged for purchasing (front-end) or selling (back-end) shares of a mutual fund, usually calculated as a percentage of the amount of the transaction?

What do you call proceeds from previous investments in the form of interest payments, dividends, or capital gains (realized income from selling an investment at a higher price than was paid for it)?

What is the term for the loss of value of an investment due to market conditions?

What is an interest-bearing account similar to a checking account, where deposits may be added at any time and some accounts limit withdrawals without penalty?

What is a pool of money used by a company to purchase a variety of stocks, bonds, or money market instruments, providing diversification and professional management for investors?

What is an account established by a business to fund retirement benefits for its workers, which can invest in stocks, bonds, mutual funds, and real estate?

What is the term for a portion of the wage or salary that has not had taxes withheld prior to being allocated to a retirement plan or other approved benefit?

What is the sum of money you put into an account or the amount of money (minus interest) you owe on a debt called?

What is property such as land, houses, and office buildings called?

What is the benefit or return gained from an investment called?

What is the method for estimating how long it will take compound interest to cause a principal to double by dividing the interest rate by 72?

What is money set aside for a future use that is held in easily-accessed accounts, such as savings accounts and certificates of deposit (CDs), called?

What is the federal system of old-age, survivors', disability, and hospital care (Medicare) insurance that requires employers to withhold wages from employees' paychecks and deposit that money in designated accounts called?

What is an ownership share or shares of ownership in a corporation called?

What are bonds issued by the United States Treasury to investors when the federal government borrows money called?