WorksheetsQuiz: World Investor's Week 2025! #WIW2025
Total questions: 12
Worksheet time: 7mins
What is compound interest?
Interest calculated only on the initial principal
Interest earned on both the principal and accumulated interest
A fixed return regardless of investment
A type of tax on investments
You put $100 into a savings account with a guaranteed interest rate compounding at a rate of 2% per year. You don’t make any further payments into this account and you don’t withdraw any money. How much would be in the account at the end of the first year, once the interest payment is made?
$102
$100
$120
$200
Referring to the last question ($100, compounding interest rate of 2% per year), how much would be in the account at the end of 5 (five) years, considering that there are no fees?
More than $110
Exactly $110
Less than $110
Impossible to tell from the information given
What does diversification in investments mean?
Putting all your money in one high-return stock
Spreading investments across different assets to reduce risk
Investing only in foreign currencies
Avoiding investments altogether
What does “liquidity” mean in investing?
The amount of water a company uses in production
The total value of an investment portfolio
The ability to convert an asset into cash quickly without significant loss in value
The interest rate earned on savings
What type of investment is typically considered higher risk but also potentially higher return?
Government bonds
Savings accounts
Fixed deposits
Stocks
Which of the following factors should you consider before investing?
Your financial goals and risk tolerance
A celebrity endorsement of the investment
What your friends are investing in
The popularity of the investment
Which of the following is considered a long-term investment?
Putting money in a current account
Keeping cash at home
Buying a new phone
Contributing to a pension scheme
What is the name of the Defined Contribution (DC) pension scheme introduced under the Maldives Pension Act?
Basic Pension Scheme
Maldives Retirement Pension Scheme
Government Provident Fund
Long Service Pension Scheme
Which of the following parties receive the profit generated through MRPS investments?
The State
Pension Office
Members of the Maldives Retirement Pension Scheme
Government Employees
What happens when you contribute to MRPS?
Your money is kept as cash in a savings account
Your contributions are pooled and invested to earn returns over time
Your savings are used for Basic Pension payouts
The government uses it for public projects
Why is it important to start investing early?
To take advantage of compounding growth over time
Because older investors cannot invest
To avoid taxes
To receive government incentives and rewards
