This text is questions for 3 to 5: AI is increasingly used in various areas of life, including the workplace. While some support this development, others express concern. Below are arguments for and against the use of AI at work. Supporters present three main points. First, efficiency and productivity. AI can handle repetitive, monotonous tasks without fatigue, allowing employees to focus on more complex and creative work. This increases output and saves time. Second, better decision-making. AI can analyze vast amounts of data quickly, identifying patterns and trends that help managers make informed, data-driven decisions. This leads to more accurate forecasts, improved employee engagement, and better overall results. Third, learning and development. AI can enhance employee engagement by offering personalized training. AI systems can detect skill gaps and recommend tailored programs, helping employees grow. This benefits both workers—by boosting confidence and capability—and companies—by fostering more skilled, loyal, and satisfied staff.

Read the passage about AI in the workplace. Critics, however, raise several concerns. First, job displacement. As AI takes over tasks once handled by humans, there’s growing fear of job loss, causing stress among workers. Second, lack of human touch. Despite its capabilities, AI cannot replicate the empathy, emotional intelligence, and connection offered by human leaders—essential in many roles. Third, ethical and privacy issues. Concerns about data use require clear policies to ensure fairness, transparency, and respect for privacy, maintaining employee trust. Conclusion: AI should be used in the workplace, but with proper regulations to maximize benefits and minimize risks. A cautious, well- planned approach is essential for the future.

Read the passage about the cashless generation. In recent years, the world has seen a big change in how people pay for things. More and more people, especially young ones, prefer using digital payment methods like e-wallets, mobile banking, and contactless cards. This new trend has given rise to what many call the “cashless generation.” One main reason for this shift is convenience. Paying with a phone or card is faster and easier than carrying coins and bills. People can now buy food, shop online, or even pay for public transport with just a tap. It also helps reduce the risk of theft since there is no physical money to lose. Another reason is the growth of technology. With smartphones becoming common and the internet being more available, digital payments have become part of daily life. Many schools and cafes now even refuse to accept cash, encouraging young people to adapt to this modern lifestyle. However, there are some concerns. Some people argue that going cashless can exclude older generations or those who do not have access to smartphones or bank accounts. Others worry about privacy and security, as digital payments can be tracked and hacked. Despite these issues, the cashless trend continues to grow. Governments and businesses are working to make digital payments more secure and more available to everyone. It seems likely that the future will be even more digital. In conclusion, the cashless generation represents a big change in how we handle money. While there are both advantages and disadvantages, it is clear that cashless payments offer many benefits in terms of speed and convenience. As long as we ensure that everyone can join this movement, the cashless future could be a smart and inclusive one.

Read the passage Smart Spending and Consumer Awareness. In today’s world, where people encounter many kinds of goods and services every day, it is important to learn how to spend money in a smart way. Smart spending means using money carefully and with a plan. This idea is part of something broader called financial literacy, which helps people make good decisions about their money. Smart spending starts with understanding the difference between needs and wants. Needs are things people must have to live, like food, water, and shelter. Wants are things people like to have but can live without, such as new clothes, phones, or eating out. People who understand this can manage their money more effectively. Another aspect of smart spending is planning. Before buying something, it is helpful to make a list or create a budget. A budget is a simple plan that shows how much money comes in and how much goes out. It helps people avoid overspending or buying things they do not really need. This allows them to save money for the future or for something important, like education or housing. Being a smart consumer also means being aware of how companies try to persuade people to buy more. Many stores use strategies such as big signs, sales, and colorful advertisements to make people feel they need to buy something. Sometimes, people buy things without thinking carefully. This is called impulse buying. A smart buyer

Read the passage: Research the Company Learn about the company’s background, mission, products, and work environment. This helps you tailor your answers and show genuine interest during the interview. Understand the Job Description Read the job requirements carefully and identify the skills and qualifications the employer is seeking. This will allow you to highlight the most relevant parts of your experience. Practice Common Interview Questions Rehearse answering typical questions like “Tell me about yourself,” “Why should we hire you?” or “What are your strengths and weaknesses?” Dress Professionally Choose an outfit that fits the company's culture. Make sure it is neat, clean, and appropriate for a formal setting. Prepare Questions to Ask the Interviewer Show your enthusiasm by preparing thoughtful questions about the company or the role you are applying for. Get Enough Rest the Night Before A good night’s sleep will help you stay calm, focused, and confident during the interview.

Read the passage: The Clever Mechanic Once upon a time in a small town, there lived a poor but clever mechanic named Thomas. He was known for fixing even the most complicated machines with ease. One day, a rich man came to Thomas with a large and expensive car that had stopped working. Several mechanics had already tried to fix it, but none succeeded. Thomas examined the car carefully and asked for one hour alone with it. After just 30 minutes, he started the engine, and to everyone’s surprise, the car worked perfectly. The rich man was amazed and asked, “What did you do?”

Thomas smiled and replied, “Sometimes, it’s not about using expensive tools, but about knowing where to look.” Impressed by his skill and wisdom, the rich man gave Thomas a generous reward and promised to recommend him to all his wealthy friends. From that day on, Thomas’s small workshop became famous, and he was never poor again.