WorksheetsLifeSmarts Vocab 2023-24 Part 1
Total questions: 79
Worksheet time: 40mins
Fill in the blank: ________ is a federal law passed in 2010 to make health coverage available to more people, expand Medicaid, and reduce health care costs.
Affordable Care Act (ACA)
Health Insurance Portability and Accountability Act (HIPAA)
Medicare Modernization Act (MMA)
Children's Health Insurance Program (CHIP)
Fill in the blank: ________ is the percentage of costs of a covered health care service that the insured pays, after reaching the deductible.
Coinsurance
Premium
Copayment
Out-of-pocket maximum
Fill in the blank: ________ is a fixed amount the consumer pays for a covered health care service.
Copayment
Deductible
Premium
Coinsurance
Fill in the blank: ________ is the amount the consumer owes for covered health care services before their health insurance plan begins to pay.
Deductible
Premium
Copayment
Out-of-pocket maximum
Fill in the blank: ________ is insurance provided by an employer to employees and their dependents, with costs often shared between employer and employee; also called group health insurance.
Employer-based insurance
Medicare
Medicaid
Individual health insurance
Fill in the blank: ________ is a special tax-deferred savings account consumers use to save money to pay certain health care expenses.
Flexible Spending Account (FSA)
Individual Retirement Account (IRA)
Certificate of Deposit (CD)
529 College Savings Plan
Fill in the blank: ________ is insurance that helps pay medical bills.
Health insurance
Car insurance
Home insurance
Life insurance
Fill in the blank: ________ is a web-based platform where individuals, families and small employers can shop for, and enroll in, private health insurance; also called an exchange.
Health insurance marketplace
Medicaid expansion
Preferred provider organization
Flexible spending account
Fill in the blank: ________ is the period during which a health care plan or insurer accepts new applicants.
Open enrollment
Deductible period
Grace period
Waiting period
Fill in the blank: ________ is an amount paid to have an insurance policy.
Premium
Deductible
Dividend
Claim
Fill in the blank: ________ is a substance for treatment, or prevention, of disease; intended to affect the structure or a function of the body.
Drug
Vitamin
Enzyme
Hormone
Fill in the blank: ________ is the syringe, cup, or other receptacle that is packaged with your over-the-counter (OTC) medicine, meant specifically to measure doses of that medicine.
Dosing device
Measuring spoon
Medicine label
Dropper cap
Fill in the blank: ________ is taking a drug for a purpose or in a way that is not intended.
Medicine misuse
Medicine adherence
Medicine prescription
Medicine approval
Fill in the blank: ________ is using more medicine than prescribed or recommended on the Drug Facts label.
Overdose
Prescription
Tolerance
Withdrawal
Fill in the blank: ________ describes what a medicine does, who should not take it, and how to use it safely; required on every over-the-counter medicine.
Drug Facts label
Prescription slip
Dosage chart
Pharmacy receipt
Fill in the blank: ________ are unwanted and or unexpected effects from a medicine.
Side effects
Vitamins
Prescriptions
Supplements
Fill in the blank: ________ is medicine bought in a pharmacy, drugstore, or supermarket and obtained without the need for a health professional’s prescription.
OTC medicine
Prescription medicine
Herbal supplement
Controlled substance
Fill in the blank: ________ is psychotherapeutic treatment to help people control anger and its harmful effects.
Anger management
Cognitive dissonance
Exposure therapy
Systematic desensitization
Fill in the blank: ________ is an active, often heated, disagreement between people with opposing opinions, values or interests.
Conflict
Agreement
Celebration
Collaboration
Fill in the blank: ________ is an extreme or irrational fear of something.
Phobia
Euphoria
Amnesia
Euphoria
A range of mental conditions that result in irregular eating behavior and may impair mental or physical health is called ________.
Eating disorder
Mood disorder
Anxiety disorder
Personality disorder
An emotion characterized by inner turmoil and feelings of dread over anticipated events is called ________.
Anxiety
Euphoria
Apathy
Contentment
Patterns of behavior and inner experiences that differ from what is expected are known as ________.
Personality disorder
Mood swing
Cognitive bias
Emotional intelligence
Mood swings that interfere with daily living are symptoms of ________.
Affective disorder
Anxiety disorder
Personality disorder
Somatoform disorder
The condition of being addicted to a substance or thing is called ________.
Addiction
Nutrition
Infection
Digestion
A synthetic variation of the male sex hormone testosterone is called ________.
Anabolic steroid
Estrogen
Insulin
Cortisol
Medicine that slows down the normal activity of the brain or spinal cord is called a ________.
Depressant
Stimulant
Antibiotic
Analgesic
Any toxic volatile substances whose fumes are inhaled for their euphoric effect are called ________.
Inhalant
Stimulant
Hallucinogen
Narcotic
Using more medicine than prescribed or recommended on the Drug Facts label is called an ________.
Overdose
Allergy
Prescription
Tolerance
A type of drug that speeds up the levels of physiological or nervous activity in the body is called a ________.
Stimulant
Depressant
Hallucinogen
Analgesic
Physical and mental symptoms that occur after a person stops using a drug are called ________.
Withdrawal
Tolerance
Addiction
Relapse
Dependent students report their information and their parents' information when completing the FAFSA; independent students, which is uncommon, report only their own information. This is known as ________.
dependency status
financial aid package
cost of attendance
expected family contribution
What a student pays to start college, generally including tuition, fees, and room and board, are called ________.
direct billable costs
scholarships
indirect costs
financial aid
Federal law authorizing an overhaul of the process and systems used to award federal student aid starting with the 2024-25 award year is called the ________.
FAFSA Simplification Act
Higher Education Reauthorization Act
Student Loan Reform Act
Federal Aid Modernization Act
A staff member at a school who administers financial aid programs is called a ________.
Financial Aid Administrator (FAA)
School Counselor
Registrar
Admissions Officer
Non-billable costs to attend college, generally including books, travel, and personal expenses, are called ________.
indirect costs
tuition fees
scholarship funds
direct costs
The cancellation or reduction of a loan debt under the Direct Loan, FFEL, or Perkins Loan programs for certain types of public service is called ________.
loan forgiveness
loan consolidation
loan deferment
loan default
Previously known as the Expected Family Contribution (EFC), ________ is a formula used to determine how much need-based financial aid a student is eligible for.
SAI (Student Aid Index)
FAFSA (Free Application for Federal Student Aid)
CSS Profile
SAR (Student Aid Report)
A significant factor in a credit score, this shows whether a person pays their bills on time: ________.
Payment history
Credit limit
Account age
Credit inquiries
People with credit scores below 640 who are often offered credit with less favorable terms are called ________.
Subprime borrowers
Prime lenders
Credit unions
Preferred customers
Fill in the blank: ________ is the Fair Isaac Credit Organization score – the most widely used credit score model in the United States.
FICO score
VantageScore
Equifax score
TransUnion score
Fill in the blank: A ________ is a written report issued by a credit bureau that contains relevant information about a person’s creditworthiness.
Credit report
Bank statement
Loan agreement
Tax return
Fill in the blank: A ________ is a for-profit company that is in the business of accumulating, storing, and distributing credit information.
Credit bureau
Credit union
Bank
Insurance company
Fill in the blank: ________ is an action taken to restrict access to one's credit report, often to prevent identity theft.
Credit freeze
Credit inquiry
Credit boost
Credit report
Fill in the blank: A ________ is a request by an institution to a credit reporting bureau for credit report information about an individual.
Credit inquiry
Credit limit
Credit freeze
Credit score
Fill in the blank: ________ is the original digital asset that can be sent peer-to-peer without intermediaries.
Bitcoin
Ethereum
Litecoin
Dogecoin
Fill in the blank: ________ is the native asset of a decentralized network that can be traded, utilized as a medium of exchange, and used as a store of value.
Blockchain
Smart Contract
Node
Consensus Mechanism
Fill in the blank: A ________ is a non-tangible asset that is created, traded, and stored in a digital format.
Digital asset
Physical asset
Real estate
Commodity
Fill in the blank: ________ is a process or event in which a company attempts to raise capital by selling a new cryptocurrency or token.
ICO; Initial Coin Offering
IPO; Initial Public Offering
M&A; Mergers and Acquisitions
ETF; Exchange Traded Fund
Fill in the blank: ________ is the process by which some digital assets, such as Bitcoin, are entered into circulation.
Mining
Staking
Hashing
Forking
Fill in the blank: ________ is a certificate of authenticity for digital artifacts.
NFT; Non-Fungible Token
URL; Uniform Resource Locator
PDF; Portable Document Format
API; Application Programming Interface
Fill in the blank: A ________ is the digital home for your digital assets, generally an app or web-based way to store cryptocurrencies.
Wallet
Browser
Server
Database
Fill in the blank: ________ is the process a student goes through to gain entry to a college or university, including taking standardized tests, writing a personal essay, collecting letters of recommendation, and completing applications.
admissions
registration
orientation
matriculation
Fill in the blank: An ________ is a form a student completes seeking to gain entry to a post-secondary institution, providing personal information, and information about their school, family, GPA, standardized test scores, and more.
application
transcript
recommendation
essay
Fill in the blank: A ________ is visiting a college to meet with admissions staff, take a tour, get a feel for the academic and social life on campus, and ask questions.
campus visit
final exam
graduation ceremony
faculty meeting
Fill in the blank: ________ is a nonbinding option that allows students to apply and potentially gain admission to colleges earlier than regular applicants.
Early Action
Early Decision
Rolling Admission
Deferred Admission
Fill in the blank: ________ is a binding agreement in which you apply to your first-choice college, agreeing to attend if you are accepted.
Early Decision
Regular Decision
Rolling Admission
Open Enrollment
Fill in the blank: A ________ is part of the college application process, this written endorsement is provided by a teacher, mentor, or counselor to highlight your strengths and potential contributions to a college or university.
letter of recommendation
transcript
personal essay
application fee
The official record of your coursework at a high school or college is called ________.
transcript
syllabus
resume
certificate
Instructions for garment laundering or maintenance, they may include ASTM symbols, are known as ________.
Care labels
Fabric softeners
Laundry detergents
Ironing boards
The rule that requires manufacturers to attach care instructions to textiles; enforced by the Federal Trade Commission (FTC) is called the ________.
Care Label Rule
Textile Fiber Products Identification Act
Wool Products Labeling Act
Flammable Fabrics Act
Pictograms that indicate the manufacturer's suggestions for garment care are called ________.
Care symbols
Laundry tags
Fabric icons
Washing marks
The US standards organization that publishes voluntary labeling symbols that indicate how to care for a textile is ________.
ASTM; American Society for Testing & Materials
FDA; Food and Drug Administration
EPA; Environmental Protection Agency
FCC; Federal Communications Commission
A standard used in the cleaning industry that identifies four factors that work together for optimal cleaning: time, temperature, mechanical action, and chemistry is called ________.
Sinners Circle
Hygiene Matrix
Cleaners Quadrant
Janitor's Rule
A surfactant or mixture of surfactants made from chemical compounds that increases the ability of water to remove soil from textiles is called ________.
Detergent
Solvent
Emulsifier
Oxidizer
The substance in laundry detergent that prevents soil from being redeposited on textiles as they are washing is called ________.
Anti-redeposition agents
Bleaching agents
Optical brighteners
Enzymes
A recurring delivery of niche-products that are generated by subscription-based, e-commerce businesses is called ________.
Subscription shopping
Flash sales
Drop shipping
Crowdfunding
A fresh food subscription service in which a company sends customers pre-portioned and sometimes partially-prepared food ingredients and recipes to prepare at home is called ________.
Meal-kit delivery subscription
Grocery delivery service
Online recipe blog
Restaurant takeout subscription
The percentage of website or app visitors who subscribe to the service, place an order, or complete a desired action is called ________.
Conversion rate
Bounce rate
Session duration
Page views
Any part of a customer's experience that makes it harder for them to buy the product, use it well, or find value in it is called ________.
Customer friction
Customer delight
Customer loyalty
Customer journey
The cancellation of subscription services that do not deliver a superior experience, including getting value for the money spent, is called ________.
Churn
Acquisition
Retention
Engagement
Creating fake comments and reviews to sway people's thoughts on products, ideas, and other people is called ________.
Astroturfing
Crowdsourcing
Fact-checking
Upvoting
The cost of what a company provides to subscribers, including products, packaging, shipping, fulfillment, and marketing, is called ________.
COGS; Cost of Goods Sold
Gross Profit Margin
Operating Expenses
Net Revenue
To make a change by adding, subtracting, or substituting is called an ________.
Amendment
Annexation
Affirmation
Allocation
The first ten amendments to the US Constitution are called the ________.
Bill of Rights
Federalist Papers
Articles of Confederation
Emancipation Proclamation
The supreme law of the United States; it may be changed only through amendment by Congress and ratification by three-fourths of the States is called the ________.
Constitution
Bill of Rights
Declaration of Independence
Federalist Papers
The process by which immigrants apply to become US citizens is called ________.
Naturalization
Deportation
Expatriation
Emigration
An official document that identifies you as a US citizen is called a ________.
Passport
Driver's License
Social Security Card
Birth Certificate
What is an 'Interest inventory'?
A list of hobbies
A survey or quiz that points to careers that may best fit an individual's interests and strengths
A collection of books
A type of job interview
