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Worksheets

LifeSmarts Vocab 2023-24 Part 1

Total questions: 79

Worksheet time: 40mins

Name
Class
Date
1.

Fill in the blank: ________ is a federal law passed in 2010 to make health coverage available to more people, expand Medicaid, and reduce health care costs.

a)

Affordable Care Act (ACA)

b)

Health Insurance Portability and Accountability Act (HIPAA)

c)

Medicare Modernization Act (MMA)

d)

Children's Health Insurance Program (CHIP)

2.

Fill in the blank: ________ is the percentage of costs of a covered health care service that the insured pays, after reaching the deductible.

a)

Coinsurance

b)

Premium

c)

Copayment

d)

Out-of-pocket maximum

3.

Fill in the blank: ________ is a fixed amount the consumer pays for a covered health care service.

a)

Copayment

b)

Deductible

c)

Premium

d)

Coinsurance

4.

Fill in the blank: ________ is the amount the consumer owes for covered health care services before their health insurance plan begins to pay.

a)

Deductible

b)

Premium

c)

Copayment

d)

Out-of-pocket maximum

5.

Fill in the blank: ________ is insurance provided by an employer to employees and their dependents, with costs often shared between employer and employee; also called group health insurance.

a)

Employer-based insurance

b)

Medicare

c)

Medicaid

d)

Individual health insurance

6.

Fill in the blank: ________ is a special tax-deferred savings account consumers use to save money to pay certain health care expenses.

a)

Flexible Spending Account (FSA)

b)

Individual Retirement Account (IRA)

c)

Certificate of Deposit (CD)

d)

529 College Savings Plan

7.

Fill in the blank: ________ is insurance that helps pay medical bills.

a)

Health insurance

b)

Car insurance

c)

Home insurance

d)

Life insurance

8.

Fill in the blank: ________ is a web-based platform where individuals, families and small employers can shop for, and enroll in, private health insurance; also called an exchange.

a)

Health insurance marketplace

b)

Medicaid expansion

c)

Preferred provider organization

d)

Flexible spending account

9.

Fill in the blank: ________ is the period during which a health care plan or insurer accepts new applicants.

a)

Open enrollment

b)

Deductible period

c)

Grace period

d)

Waiting period

10.

Fill in the blank: ________ is an amount paid to have an insurance policy.

a)

Premium

b)

Deductible

c)

Dividend

d)

Claim

11.

Fill in the blank: ________ is a substance for treatment, or prevention, of disease; intended to affect the structure or a function of the body.

a)

Drug

b)

Vitamin

c)

Enzyme

d)

Hormone

12.

Fill in the blank: ________ is the syringe, cup, or other receptacle that is packaged with your over-the-counter (OTC) medicine, meant specifically to measure doses of that medicine.

a)

Dosing device

b)

Measuring spoon

c)

Medicine label

d)

Dropper cap

13.

Fill in the blank: ________ is taking a drug for a purpose or in a way that is not intended.

a)

Medicine misuse

b)

Medicine adherence

c)

Medicine prescription

d)

Medicine approval

14.

Fill in the blank: ________ is using more medicine than prescribed or recommended on the Drug Facts label.

a)

Overdose

b)

Prescription

c)

Tolerance

d)

Withdrawal

15.

Fill in the blank: ________ describes what a medicine does, who should not take it, and how to use it safely; required on every over-the-counter medicine.

a)

Drug Facts label

b)

Prescription slip

c)

Dosage chart

d)

Pharmacy receipt

16.

Fill in the blank: ________ are unwanted and or unexpected effects from a medicine.

a)

Side effects

b)

Vitamins

c)

Prescriptions

d)

Supplements

17.

Fill in the blank: ________ is medicine bought in a pharmacy, drugstore, or supermarket and obtained without the need for a health professional’s prescription.

a)

OTC medicine

b)

Prescription medicine

c)

Herbal supplement

d)

Controlled substance

18.

Fill in the blank: ________ is psychotherapeutic treatment to help people control anger and its harmful effects.

a)

Anger management

b)

Cognitive dissonance

c)

Exposure therapy

d)

Systematic desensitization

19.

Fill in the blank: ________ is an active, often heated, disagreement between people with opposing opinions, values or interests.

a)

Conflict

b)

Agreement

c)

Celebration

d)

Collaboration

20.

Fill in the blank: ________ is an extreme or irrational fear of something.

a)

Phobia

b)

Euphoria

c)

Amnesia

d)

Euphoria

21.

A range of mental conditions that result in irregular eating behavior and may impair mental or physical health is called ________.

a)

Eating disorder

b)

Mood disorder

c)

Anxiety disorder

d)

Personality disorder

22.

An emotion characterized by inner turmoil and feelings of dread over anticipated events is called ________.

a)

Anxiety

b)

Euphoria

c)

Apathy

d)

Contentment

23.

Patterns of behavior and inner experiences that differ from what is expected are known as ________.

a)

Personality disorder

b)

Mood swing

c)

Cognitive bias

d)

Emotional intelligence

24.

Mood swings that interfere with daily living are symptoms of ________.

a)

Affective disorder

b)

Anxiety disorder

c)

Personality disorder

d)

Somatoform disorder

25.

The condition of being addicted to a substance or thing is called ________.

a)

Addiction

b)

Nutrition

c)

Infection

d)

Digestion

26.

A synthetic variation of the male sex hormone testosterone is called ________.

a)

Anabolic steroid

b)

Estrogen

c)

Insulin

d)

Cortisol

27.

Medicine that slows down the normal activity of the brain or spinal cord is called a ________.

a)

Depressant

b)

Stimulant

c)

Antibiotic

d)

Analgesic

28.

Any toxic volatile substances whose fumes are inhaled for their euphoric effect are called ________.

a)

Inhalant

b)

Stimulant

c)

Hallucinogen

d)

Narcotic

29.

Using more medicine than prescribed or recommended on the Drug Facts label is called an ________.

a)

Overdose

b)

Allergy

c)

Prescription

d)

Tolerance

30.

A type of drug that speeds up the levels of physiological or nervous activity in the body is called a ________.

a)

Stimulant

b)

Depressant

c)

Hallucinogen

d)

Analgesic

31.

Physical and mental symptoms that occur after a person stops using a drug are called ________.

a)

Withdrawal

b)

Tolerance

c)

Addiction

d)

Relapse

32.

Dependent students report their information and their parents' information when completing the FAFSA; independent students, which is uncommon, report only their own information. This is known as ________.

a)

dependency status

b)

financial aid package

c)

cost of attendance

d)

expected family contribution

33.

What a student pays to start college, generally including tuition, fees, and room and board, are called ________.

a)

direct billable costs

b)

scholarships

c)

indirect costs

d)

financial aid

34.

Federal law authorizing an overhaul of the process and systems used to award federal student aid starting with the 2024-25 award year is called the ________.

a)

FAFSA Simplification Act

b)

Higher Education Reauthorization Act

c)

Student Loan Reform Act

d)

Federal Aid Modernization Act

35.

A staff member at a school who administers financial aid programs is called a ________.

a)

Financial Aid Administrator (FAA)

b)

School Counselor

c)

Registrar

d)

Admissions Officer

36.

Non-billable costs to attend college, generally including books, travel, and personal expenses, are called ________.

a)

indirect costs

b)

tuition fees

c)

scholarship funds

d)

direct costs

37.

The cancellation or reduction of a loan debt under the Direct Loan, FFEL, or Perkins Loan programs for certain types of public service is called ________.

a)

loan forgiveness

b)

loan consolidation

c)

loan deferment

d)

loan default

38.

Previously known as the Expected Family Contribution (EFC), ________ is a formula used to determine how much need-based financial aid a student is eligible for.

a)

SAI (Student Aid Index)

b)

FAFSA (Free Application for Federal Student Aid)

c)

CSS Profile

d)

SAR (Student Aid Report)

39.

A significant factor in a credit score, this shows whether a person pays their bills on time: ________.

a)

Payment history

b)

Credit limit

c)

Account age

d)

Credit inquiries

40.

People with credit scores below 640 who are often offered credit with less favorable terms are called ________.

a)

Subprime borrowers

b)

Prime lenders

c)

Credit unions

d)

Preferred customers

41.

Fill in the blank: ________ is the Fair Isaac Credit Organization score – the most widely used credit score model in the United States.

a)

FICO score

b)

VantageScore

c)

Equifax score

d)

TransUnion score

42.

Fill in the blank: A ________ is a written report issued by a credit bureau that contains relevant information about a person’s creditworthiness.

a)

Credit report

b)

Bank statement

c)

Loan agreement

d)

Tax return

43.

Fill in the blank: A ________ is a for-profit company that is in the business of accumulating, storing, and distributing credit information.

a)

Credit bureau

b)

Credit union

c)

Bank

d)

Insurance company

44.

Fill in the blank: ________ is an action taken to restrict access to one's credit report, often to prevent identity theft.

a)

Credit freeze

b)

Credit inquiry

c)

Credit boost

d)

Credit report

45.

Fill in the blank: A ________ is a request by an institution to a credit reporting bureau for credit report information about an individual.

a)

Credit inquiry

b)

Credit limit

c)

Credit freeze

d)

Credit score

46.

Fill in the blank: ________ is the original digital asset that can be sent peer-to-peer without intermediaries.

a)

Bitcoin

b)

Ethereum

c)

Litecoin

d)

Dogecoin

47.

Fill in the blank: ________ is the native asset of a decentralized network that can be traded, utilized as a medium of exchange, and used as a store of value.

a)

Blockchain

b)

Smart Contract

c)

Node

d)

Consensus Mechanism

48.

Fill in the blank: A ________ is a non-tangible asset that is created, traded, and stored in a digital format.

a)

Digital asset

b)

Physical asset

c)

Real estate

d)

Commodity

49.

Fill in the blank: ________ is a process or event in which a company attempts to raise capital by selling a new cryptocurrency or token.

a)

ICO; Initial Coin Offering

b)

IPO; Initial Public Offering

c)

M&A; Mergers and Acquisitions

d)

ETF; Exchange Traded Fund

50.

Fill in the blank: ________ is the process by which some digital assets, such as Bitcoin, are entered into circulation.

a)

Mining

b)

Staking

c)

Hashing

d)

Forking

51.

Fill in the blank: ________ is a certificate of authenticity for digital artifacts.

a)

NFT; Non-Fungible Token

b)

URL; Uniform Resource Locator

c)

PDF; Portable Document Format

d)

API; Application Programming Interface

52.

Fill in the blank: A ________ is the digital home for your digital assets, generally an app or web-based way to store cryptocurrencies.

a)

Wallet

b)

Browser

c)

Server

d)

Database

53.

Fill in the blank: ________ is the process a student goes through to gain entry to a college or university, including taking standardized tests, writing a personal essay, collecting letters of recommendation, and completing applications.

a)

admissions

b)

registration

c)

orientation

d)

matriculation

54.

Fill in the blank: An ________ is a form a student completes seeking to gain entry to a post-secondary institution, providing personal information, and information about their school, family, GPA, standardized test scores, and more.

a)

application

b)

transcript

c)

recommendation

d)

essay

55.

Fill in the blank: A ________ is visiting a college to meet with admissions staff, take a tour, get a feel for the academic and social life on campus, and ask questions.

a)

campus visit

b)

final exam

c)

graduation ceremony

d)

faculty meeting

56.

Fill in the blank: ________ is a nonbinding option that allows students to apply and potentially gain admission to colleges earlier than regular applicants.

a)

Early Action

b)

Early Decision

c)

Rolling Admission

d)

Deferred Admission

57.

Fill in the blank: ________ is a binding agreement in which you apply to your first-choice college, agreeing to attend if you are accepted.

a)

Early Decision

b)

Regular Decision

c)

Rolling Admission

d)

Open Enrollment

58.

Fill in the blank: A ________ is part of the college application process, this written endorsement is provided by a teacher, mentor, or counselor to highlight your strengths and potential contributions to a college or university.

a)

letter of recommendation

b)

transcript

c)

personal essay

d)

application fee

59.

The official record of your coursework at a high school or college is called ________.

a)

transcript

b)

syllabus

c)

resume

d)

certificate

60.

Instructions for garment laundering or maintenance, they may include ASTM symbols, are known as ________.

a)

Care labels

b)

Fabric softeners

c)

Laundry detergents

d)

Ironing boards

61.

The rule that requires manufacturers to attach care instructions to textiles; enforced by the Federal Trade Commission (FTC) is called the ________.

a)

Care Label Rule

b)

Textile Fiber Products Identification Act

c)

Wool Products Labeling Act

d)

Flammable Fabrics Act

62.

Pictograms that indicate the manufacturer's suggestions for garment care are called ________.

a)

Care symbols

b)

Laundry tags

c)

Fabric icons

d)

Washing marks

63.

The US standards organization that publishes voluntary labeling symbols that indicate how to care for a textile is ________.

a)

ASTM; American Society for Testing & Materials

b)

FDA; Food and Drug Administration

c)

EPA; Environmental Protection Agency

d)

FCC; Federal Communications Commission

64.

A standard used in the cleaning industry that identifies four factors that work together for optimal cleaning: time, temperature, mechanical action, and chemistry is called ________.

a)

Sinners Circle

b)

Hygiene Matrix

c)

Cleaners Quadrant

d)

Janitor's Rule

65.

A surfactant or mixture of surfactants made from chemical compounds that increases the ability of water to remove soil from textiles is called ________.

a)

Detergent

b)

Solvent

c)

Emulsifier

d)

Oxidizer

66.

The substance in laundry detergent that prevents soil from being redeposited on textiles as they are washing is called ________.

a)

Anti-redeposition agents

b)

Bleaching agents

c)

Optical brighteners

d)

Enzymes

67.

A recurring delivery of niche-products that are generated by subscription-based, e-commerce businesses is called ________.

a)

Subscription shopping

b)

Flash sales

c)

Drop shipping

d)

Crowdfunding

68.

A fresh food subscription service in which a company sends customers pre-portioned and sometimes partially-prepared food ingredients and recipes to prepare at home is called ________.

a)

Meal-kit delivery subscription

b)

Grocery delivery service

c)

Online recipe blog

d)

Restaurant takeout subscription

69.

The percentage of website or app visitors who subscribe to the service, place an order, or complete a desired action is called ________.

a)

Conversion rate

b)

Bounce rate

c)

Session duration

d)

Page views

70.

Any part of a customer's experience that makes it harder for them to buy the product, use it well, or find value in it is called ________.

a)

Customer friction

b)

Customer delight

c)

Customer loyalty

d)

Customer journey

71.

The cancellation of subscription services that do not deliver a superior experience, including getting value for the money spent, is called ________.

a)

Churn

b)

Acquisition

c)

Retention

d)

Engagement

72.

Creating fake comments and reviews to sway people's thoughts on products, ideas, and other people is called ________.

a)

Astroturfing

b)

Crowdsourcing

c)

Fact-checking

d)

Upvoting

73.

The cost of what a company provides to subscribers, including products, packaging, shipping, fulfillment, and marketing, is called ________.

a)

COGS; Cost of Goods Sold

b)

Gross Profit Margin

c)

Operating Expenses

d)

Net Revenue

74.

To make a change by adding, subtracting, or substituting is called an ________.

a)

Amendment

b)

Annexation

c)

Affirmation

d)

Allocation

75.

The first ten amendments to the US Constitution are called the ________.

a)

Bill of Rights

b)

Federalist Papers

c)

Articles of Confederation

d)

Emancipation Proclamation

76.

The supreme law of the United States; it may be changed only through amendment by Congress and ratification by three-fourths of the States is called the ________.

a)

Constitution

b)

Bill of Rights

c)

Declaration of Independence

d)

Federalist Papers

77.

The process by which immigrants apply to become US citizens is called ________.

a)

Naturalization

b)

Deportation

c)

Expatriation

d)

Emigration

78.

An official document that identifies you as a US citizen is called a ________.

a)

Passport

b)

Driver's License

c)

Social Security Card

d)

Birth Certificate

79.

What is an 'Interest inventory'?

a)

A list of hobbies

b)

A survey or quiz that points to careers that may best fit an individual's interests and strengths

c)

A collection of books

d)

A type of job interview