Font size
WorksheetsLifeSmarts Vocab 2023-24 Part 2
Total questions: 99
Worksheet time: 50mins
Fill in the blank: ________ is a system of government that depends on the will of the people.
Democracy
Monarchy
Dictatorship
Oligarchy
Fill in the blank: ________ is money given by a customer to certain service sector workers for the service they have performed.
Gratuity
Salary
Tax
Loan
Fill in the blank: ________ are internet travel sites where customers may research and book travel.
Third-party travel website
Direct airline website
Local travel agency
Travel insurance provider
Fill in the blank: ________ is booking travel from an airline, hotel, or rental management company rather than through a third-party site.
Direct booking
Indirect booking
Group booking
Last-minute booking
Fill in the blank: ________ is a person who is cost conscious when traveling.
Budget traveler
Luxury traveler
Adventure seeker
Frequent flyer
Fill in the blank: ________ is a person who sells and arranges transportation, accommodations, tours, or trips for travelers.
Travel agent
Chef
Librarian
Mechanic
Fill in the blank: ________ is issued by the authorities of the country you wish to visit, this allows you to enter that country.
Travel visa
Passport
Boarding pass
Residence permit
Fill in the blank: ________ is a generic term for a company that transports passengers or freight.
Carrier
Broker
Shipper
Warehouse
Fill in the blank: ________ is a federal insurance program funded by payroll taxes to provide retirement benefits.
Social Security
Medicare
Unemployment Insurance
Medicaid
Fill in the blank: ________ is a federal program that provides nutrition benefits to supplement the food budget of disadvantaged families.
Supplemental Nutrition Assistance Program; SNAP
Medicare
Social Security
Temporary Assistance for Needy Families; TANF
Fill in the blank: ________ is a program of the Social Security Administration which pays monthly benefits to people with limited income and resources who are blind, age 65 or older, or have a qualifying disability.
Supplemental Security Income; SSI
Medicare
Unemployment Insurance
Temporary Assistance for Needy Families
Fill in the blank: ________ is a program that helps low-income families with financial assistance and related support services; funded by the federal government and implemented by states.
Temporary Assistance for Needy Families; TANF
Medicaid
Supplemental Nutrition Assistance Program; SNAP
Social Security Disability Insurance; SSDI
Fill in the blank: ________ is a joint federal and state program that provides healthcare coverage for individuals with limited income and resources; eligibility varies by state.
Medicaid
Medicare
CHIP
Tricare
Fill in the blank: ________ is the federal health insurance program for people 65 or older, and others with certain disabilities.
Medicare
Medicaid
Social Security
CHIP
Fill in the blank: ________ is a federal program that provides low-cost health coverage to children in families that earn too much to qualify for Medicaid.
Children's Health Insurance Program (CHIP)
Medicare
Social Security
Supplemental Nutrition Assistance Program (SNAP)
Fill in the blank: ________ is the person who checks and evaluates the work of an employee.
Supervisor
Colleague
Intern
Receptionist
Fill in the blank: ________ is a person or business that pays a person to work.
Employer
Employee
Customer
Contractor
Fill in the blank: ________ is a group of careers that have similar job characteristics.
Career cluster
Job title
Resume
Internship
Fill in the blank: ________ is a market in which employers search for employees and employees search for jobs.
Job market
Stock market
Supermarket
Black market
Fill in the blank: ________ is a survey or quiz that points to careers that may best fit an individual's interests and strengths.
Interest inventory
Job application
Resume builder
Performance review
A conversation between a job applicant and a representative of an employer to assess whether the applicant should be hired. What is this called?
Job interview
Performance review
Exit interview
Reference check
Gaining an official document which attests to specific skills or training. What is this called?
Certification
Application
Reference
Interview
Where customers place items they wish to buy while browsing a shopping website. What is this called?
Shopping cart
Wishlist
Checkout page
Product catalog
Selling goods over the internet; short for 'electronic retailing'. What is this called?
E-tailing
E-learning
E-banking
E-mailing
Online sales event that takes place for a very limited time and entices consumers with deep discounts. What is this called?
Flash Sale
Clearance Sale
Pre-order Event
Loyalty Program
A consumer disputes a charge on their credit card statement and the credit issuer reverses the charge, refunding the consumer and debiting the funds from the business involved. What is this called?
Chargeback
Reconciliation
Authorization Hold
Installment Payment
The consumer practice of examining products in a store, only to buy them for a lower price online. What is this called?
Showrooming
Window shopping
Price matching
Drop shipping
A previously used item that has been repaired or renewed. What is this called?
Refurbished
Disposable
Obsolete
Brand-new
A product that you purchase that is delivered to you digitally rather than physically. What is this called?
Digital download
Physical shipment
Store pickup
Mail order
Technology that creates content by identifying patterns in large quantities of reference material. What is this called?
Generative AI
Blockchain
Cloud Computing
Quantum Encryption
A method in an artificial intelligence system that teaches computers to process data in ways inspired by the human brain. What is this called?
Neural network
Genetic algorithm
Decision tree
Linear regression
A machine’s ability to perform conversational tasks, such as recognizing what is said to it, understanding the intended meaning, and responding intelligibly. What is this called?
Natural language processing
Machine vision
Data mining
Robotic process automation
A program that is designed to communicate with people through text or voice commands in a way that mimics human conversation. What is this called?
Chatbot
Spreadsheet
Compiler
Database
A subset of AI focused on developing algorithms that will help machines to learn and change in response to new data, without the help of a human being. What is this called?
Machine learning
Data mining
Computer networking
Cloud computing
A field combining computer science, math, and cognitive science to mimic human behavior through various technologies. What is this called?
Artificial intelligence; AI
Quantum computing
Blockchain technology
Virtual reality
A set of rules that a machine can follow to learn how to do a task. What is this called?
Algorithm
Database
Interface
Protocol
A collection of infected computers controlled remotely by a hacker. What is this called?
Botnet
Firewall
Phishing
Malware
An infected computer controlled remotely by a hacker. What is this called?
Zombie
Firewall
Cookie
Patch
Protects against viruses and other cyber-attacks and threats. What is this called?
Anti-malware software
Word processor
Spreadsheet software
Photo editing tool
Software that allows advertisers or hackers to gather sensitive information without your permission. What is this called?
Spyware
Firewall
Antivirus
Malware
Software that denies you access to your files or computer until you pay money. Fill in the blank: ____________
Ransomware
Adware
Spyware
Trojan
When an unauthorized third party secretly records keystrokes. Fill in the blank: ____________
Keylogging
Phishing
Spoofing
Sniffing
A trap set by security experts to detect hacking and malware. Fill in the blank: ____________
Honeypot
Firewall
Proxy
Rootkit
Food that reaches the retail and consumer stage of the food chain but is not eaten because it is discarded, left to spoil, or expired. What is this called?
Food waste
Food production
Food security
Food processing
Having reliable access to sufficient quantity of affordable, nutritious food. Fill in the blank: ____________
Food security
Malnutrition
Famine
Food wastage
Not having reliable access to affordable, nutritious food. Fill in the blank: ____________
Food insecurity
Malnutrition
Obesity
Food surplus
Food waste that occurs at harvest or soon after, before food reaches the retailer or consumer. Fill in the blank: ____________
Food loss
Food insecurity
Food surplus
Food preservation
Biodegradable materials that can be broken down into smaller parts and is essential for composting. Fill in the blank: ____________
Organic waste
Plastic waste
Glass
Metal
Food system that delivers food through stages which include production, harvesting, processing, distribution, retail, and consumption. Fill in the blank: ____________
Food supply chain
Photosynthesis
Carbon cycle
Water table
Designing processes to reduce the volume of waste and conserve or recover resources so that no waste is sent to landfills, incinerators, or water supplies. Fill in the blank: ____________
Zero waste
Composting
Landfilling
Incineration
A quick shift from one weather extreme to another. Fill in the blank: ____________
Weather whiplash
Climate drift
Storm surge
Heat snap
An area of low air pressure that constantly swirls around the north and south poles. Fill in the blank: ____________
Polar Vortex
Jet Stream
Trade Winds
Monsoon
The result of a low pressure system dropping rapidly resulting in a "bomb-like" explosion of weather that can include torrential rain, snow, wind or ice. Fill in the blank: ____________
Bomb Cyclone
Heat Dome
Cold Front
Microburst
A massive dust storm that occurs in sandy, dusty areas with extremely dry conditions. Fill in the blank: ____________
Haboob
Monsoon
Tornado
Cyclone
A widespread, long-lived wind storm associated with bands of rapidly moving showers or thunderstorms variously known as bow echoes, squall lines, or quasi-linear convective systems. Fill in the blank: ____________
Derecho
Tornado
Hurricane
Monsoon
When hot temperatures send prices soaring. Fill in the blank: ____________
Heatflation
Sunflation
Warmthshock
Tempflation
The rapid onset or intensification of drought when a period of lower-than-normal precipitation rates combines with extreme heat and wind. Fill in the blank: ____________
Flash drought
Monsoon drought
Seasonal drought
Hydrological drought
Laundry water temperatures ranging between 60-80 degrees Fahrenheit. Fill in the blank: ____________
Cold water wash
Hot water wash
Boiling water wash
Warm water wash
Substance that facilitates cleaning in cold water, using less water and detergent to break down soil. Fill in the blank: ____________
Catalytic enzyme
Surfactant
Bleach
Softener
Using micro-organisms and enzymes from nature to replace polluting technologies with clean technology. Fill in the blank: ____________
White biotechnology
Red biotechnology
Green chemistry
Blue biotechnology
Manipulation of living organisms for the benefit of society, the environment and industry. Fill in the blank: ____________
Biotechnology
Photosynthesis
Osmosis
Respiration
Cleaning agents that loosen soils and keep them suspended in wash water are called ________.
Surfactants
Emulsifiers
Oxidizers
Abrasives
Laundry detergents formulated with enzymes are known as ________.
Biodetergent
Synthetic detergents
Soap flakes
Bleaching agents
Designing products to reduce or eliminate the use of hazardous substances is called ________.
Green chemistry
Industrial engineering
Mechanical design
Product marketing
Any significant change in the measures of climate (such as temperature, precipitation, wind patterns, and more) lasting for an extended period of time is known as ________.
Climate change
Weathering
Erosion
Greenhouse effect
The long-term heating of Earth’s surface due to human activities which increase heat-trapping greenhouse gases in the atmosphere is called ________.
Global warming
Photosynthesis
Ozone depletion
Acid rain
Gases that trap heat in the atmosphere are called ________.
Greenhouse gases
Noble gases
Inert gases
Radioactive gases
The ability of a system to adapt to climate change, to moderate potential damage, take advantage of opportunities, or cope with the consequences is called ________.
Adaptive capacity
Vulnerability
Mitigation
Exposure
Using less energy to provide the same service is known as ________.
Energy efficiency
Energy conservation
Energy production
Energy storage
The total amount of greenhouse gases emitted into the atmosphere annually by a person, family, building, organization or company is called ________.
Carbon footprint
Greenhouse effect
Ozone depletion
Acid rain
An urban area characterized by temperatures higher than those of the surrounding non-urban area is called a ________.
Heat island
Cold front
Rain shadow
Green belt
A tax form that shows the amount of taxes withheld from your paycheck for the year which is used to file your federal and state taxes is called ________.
W-2
1099
W-4
1040
The cost of credit for one year expressed as a percentage is called ________.
Annual Percentage Rate; APR
Simple Interest Rate
Compound Interest Rate
Monthly Payment Rate
A contract between a policyholder and an insurer that details the terms and conditions of coverage is called a ________.
policy
premium
endorsement
claim
An item that uses someone else’s trademark without their permission; an imitation intended to deceive is called a ________.
Counterfeit
Patent
Copyright
Franchise
A school where a student's academic credentials fall within the school's average range and the student has a good probability of being admitted is called a ________.
target school
reach school
safety school
community college
A measure of how much UV radiation (solar energy) is required to produce sunburn on skin protected with sunscreen, relative to the amount of solar energy required to produce sunburn on unprotected skin is called ________.
Sun Protection Factor; SPF
Ultraviolet Index
Melanin Ratio
Thermal Absorption Rate
A medical issue or condition a patient has sought medical treatment for before enrollment in a new health insurance plan is called a ________.
pre-existing condition
deductible
premium
co-payment
A consumer uses savings or other collateral to guarantee the credit card; the limit of credit is based on the amount of collateral available. This is called a ________.
Secured credit card
Unsecured credit card
Prepaid debit card
Charge card
All types of crime in which someone obtains and uses another's personal data in a way that involves fraud or deception, typically for economic gain is called ________.
Identity theft
Money laundering
Phishing
Forgery
The tendency for people to present themselves online in a favorable way is called ________.
Socially desirable
Digital footprint
Online dissonance
Virtual anonymity
Malicious code embedded in a data or program file, spread from one device to another by opening an executable file. Fill in the blank: ________
Computer virus
Firewall
Phishing
Encryption
Making an economic choice to postpone a reward. Fill in the blank: ________
Delayed gratification
Immediate consumption
Impulse buying
Spontaneous spending
Acronym for operation of a fire extinguisher: Pull, Aim low, Squeeze, Sweep. Fill in the blank: ________
PASS
SAFE
FIRE
STOP
A resume format that focuses on skills and responsibilities and is more likely to be used after you have been in your career for some time. Fill in the blank: ________
Functional resume
Chronological resume
Combination resume
Targeted resume
Process of turning a previously used item into a new product in an effort to reduce waste and reduce greenhouse gas emissions. Fill in the blank: ________
Recycle
Incinerate
Landfill
Compost
Email sent with the intent to deceive and gain private information that can be used for identity theft. Fill in the blank: ________
Phishing
Spam
Encryption
Firewall
Putting money into savings each month before paying other bills. Fill in the blank: ________
Pay yourself first
Pay your bills last
Spend first, save later
Ignore savings
The process of determining retirement income goals and establishing a plan to meet them. Fill in the blank: ________
Retirement planning
Estate planning
Tax planning
Budgeting
An online identity established to represent oneself in online communities and websites; also called Internet identity, online identity or internet persona. Fill in the blank: ________
Online Persona
Offline Profile
Physical Avatar
Paper Identity
This tests a machine’s ability to pass for a human, particularly in the fields of language and behavior. Fill in the blank: ________
Turing Test
Alan Test
Voight-Kampff Test
Loebner Prize
Electronic products near the end of their useful life. Fill in the blank: ________
E-waste
Biodegradable waste
Organic waste
Plastic waste
A digital audio file made available on the Internet to download or play, typically available as a series. Fill in the blank: ________
Podcast
Blog
E-book
Newsletter
Estimated market or trade-in worth of a used vehicle as published in a guide by businesses such as Kelly Blue Book, Edmunds, or NADA. Fill in the blank: ________
Book value
Depreciation
Sticker price
Residual value
Employer-sponsored retirement savings accounts that offer tax benefits (meaning that you pay less in taxes by saving your money in them). Fill in the blank: ________
401(k)
Roth IRA
Health Savings Account
Certificate of Deposit
Health Maintenance Organization; A type of insurance plan that only allows you to receive care within their network, except in an emergency. What is the correct term?
HMO
PPO
EPO
POS
A resume format that showcases work history starting with your current job and working backwards, listing employers, dates, and job responsibilities. Fill in the blank: ________
Chronological resume
Functional resume
Combination resume
Targeted resume
Take home pay after payroll taxes and voluntary deductions are removed. Fill in the blank: ________
Net pay
Gross pay
Taxable income
Overtime pay
Energy derived from nontraditional sources. Fill in the blank: ________
Alternative energy
Fossil fuels
Nuclear waste
Conventional oil
