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Worksheets

LifeSmarts Vocab 2023-24 Part 2

Total questions: 99

Worksheet time: 50mins

Name
Class
Date
1.

Fill in the blank: ________ is a system of government that depends on the will of the people.

a)

Democracy

b)

Monarchy

c)

Dictatorship

d)

Oligarchy

2.

Fill in the blank: ________ is money given by a customer to certain service sector workers for the service they have performed.

a)

Gratuity

b)

Salary

c)

Tax

d)

Loan

3.

Fill in the blank: ________ are internet travel sites where customers may research and book travel.

a)

Third-party travel website

b)

Direct airline website

c)

Local travel agency

d)

Travel insurance provider

4.

Fill in the blank: ________ is booking travel from an airline, hotel, or rental management company rather than through a third-party site.

a)

Direct booking

b)

Indirect booking

c)

Group booking

d)

Last-minute booking

5.

Fill in the blank: ________ is a person who is cost conscious when traveling.

a)

Budget traveler

b)

Luxury traveler

c)

Adventure seeker

d)

Frequent flyer

6.

Fill in the blank: ________ is a person who sells and arranges transportation, accommodations, tours, or trips for travelers.

a)

Travel agent

b)

Chef

c)

Librarian

d)

Mechanic

7.

Fill in the blank: ________ is issued by the authorities of the country you wish to visit, this allows you to enter that country.

a)

Travel visa

b)

Passport

c)

Boarding pass

d)

Residence permit

8.

Fill in the blank: ________ is a generic term for a company that transports passengers or freight.

a)

Carrier

b)

Broker

c)

Shipper

d)

Warehouse

9.

Fill in the blank: ________ is a federal insurance program funded by payroll taxes to provide retirement benefits.

a)

Social Security

b)

Medicare

c)

Unemployment Insurance

d)

Medicaid

10.

Fill in the blank: ________ is a federal program that provides nutrition benefits to supplement the food budget of disadvantaged families.

a)

Supplemental Nutrition Assistance Program; SNAP

b)

Medicare

c)

Social Security

d)

Temporary Assistance for Needy Families; TANF

11.

Fill in the blank: ________ is a program of the Social Security Administration which pays monthly benefits to people with limited income and resources who are blind, age 65 or older, or have a qualifying disability.

a)

Supplemental Security Income; SSI

b)

Medicare

c)

Unemployment Insurance

d)

Temporary Assistance for Needy Families

12.

Fill in the blank: ________ is a program that helps low-income families with financial assistance and related support services; funded by the federal government and implemented by states.

a)

Temporary Assistance for Needy Families; TANF

b)

Medicaid

c)

Supplemental Nutrition Assistance Program; SNAP

d)

Social Security Disability Insurance; SSDI

13.

Fill in the blank: ________ is a joint federal and state program that provides healthcare coverage for individuals with limited income and resources; eligibility varies by state.

a)

Medicaid

b)

Medicare

c)

CHIP

d)

Tricare

14.

Fill in the blank: ________ is the federal health insurance program for people 65 or older, and others with certain disabilities.

a)

Medicare

b)

Medicaid

c)

Social Security

d)

CHIP

15.

Fill in the blank: ________ is a federal program that provides low-cost health coverage to children in families that earn too much to qualify for Medicaid.

a)

Children's Health Insurance Program (CHIP)

b)

Medicare

c)

Social Security

d)

Supplemental Nutrition Assistance Program (SNAP)

16.

Fill in the blank: ________ is the person who checks and evaluates the work of an employee.

a)

Supervisor

b)

Colleague

c)

Intern

d)

Receptionist

17.

Fill in the blank: ________ is a person or business that pays a person to work.

a)

Employer

b)

Employee

c)

Customer

d)

Contractor

18.

Fill in the blank: ________ is a group of careers that have similar job characteristics.

a)

Career cluster

b)

Job title

c)

Resume

d)

Internship

19.

Fill in the blank: ________ is a market in which employers search for employees and employees search for jobs.

a)

Job market

b)

Stock market

c)

Supermarket

d)

Black market

20.

Fill in the blank: ________ is a survey or quiz that points to careers that may best fit an individual's interests and strengths.

a)

Interest inventory

b)

Job application

c)

Resume builder

d)

Performance review

21.

A conversation between a job applicant and a representative of an employer to assess whether the applicant should be hired. What is this called?

a)

Job interview

b)

Performance review

c)

Exit interview

d)

Reference check

22.

Gaining an official document which attests to specific skills or training. What is this called?

a)

Certification

b)

Application

c)

Reference

d)

Interview

23.

Where customers place items they wish to buy while browsing a shopping website. What is this called?

a)

Shopping cart

b)

Wishlist

c)

Checkout page

d)

Product catalog

24.

Selling goods over the internet; short for 'electronic retailing'. What is this called?

a)

E-tailing

b)

E-learning

c)

E-banking

d)

E-mailing

25.

Online sales event that takes place for a very limited time and entices consumers with deep discounts. What is this called?

a)

Flash Sale

b)

Clearance Sale

c)

Pre-order Event

d)

Loyalty Program

26.

A consumer disputes a charge on their credit card statement and the credit issuer reverses the charge, refunding the consumer and debiting the funds from the business involved. What is this called?

a)

Chargeback

b)

Reconciliation

c)

Authorization Hold

d)

Installment Payment

27.

The consumer practice of examining products in a store, only to buy them for a lower price online. What is this called?

a)

Showrooming

b)

Window shopping

c)

Price matching

d)

Drop shipping

28.

A previously used item that has been repaired or renewed. What is this called?

a)

Refurbished

b)

Disposable

c)

Obsolete

d)

Brand-new

29.

A product that you purchase that is delivered to you digitally rather than physically. What is this called?

a)

Digital download

b)

Physical shipment

c)

Store pickup

d)

Mail order

30.

Technology that creates content by identifying patterns in large quantities of reference material. What is this called?

a)

Generative AI

b)

Blockchain

c)

Cloud Computing

d)

Quantum Encryption

31.

A method in an artificial intelligence system that teaches computers to process data in ways inspired by the human brain. What is this called?

a)

Neural network

b)

Genetic algorithm

c)

Decision tree

d)

Linear regression

32.

A machine’s ability to perform conversational tasks, such as recognizing what is said to it, understanding the intended meaning, and responding intelligibly. What is this called?

a)

Natural language processing

b)

Machine vision

c)

Data mining

d)

Robotic process automation

33.

A program that is designed to communicate with people through text or voice commands in a way that mimics human conversation. What is this called?

a)

Chatbot

b)

Spreadsheet

c)

Compiler

d)

Database

34.

A subset of AI focused on developing algorithms that will help machines to learn and change in response to new data, without the help of a human being. What is this called?

a)

Machine learning

b)

Data mining

c)

Computer networking

d)

Cloud computing

35.

A field combining computer science, math, and cognitive science to mimic human behavior through various technologies. What is this called?

a)

Artificial intelligence; AI

b)

Quantum computing

c)

Blockchain technology

d)

Virtual reality

36.

A set of rules that a machine can follow to learn how to do a task. What is this called?

a)

Algorithm

b)

Database

c)

Interface

d)

Protocol

37.

A collection of infected computers controlled remotely by a hacker. What is this called?

a)

Botnet

b)

Firewall

c)

Phishing

d)

Malware

38.

An infected computer controlled remotely by a hacker. What is this called?

a)

Zombie

b)

Firewall

c)

Cookie

d)

Patch

39.

Protects against viruses and other cyber-attacks and threats. What is this called?

a)

Anti-malware software

b)

Word processor

c)

Spreadsheet software

d)

Photo editing tool

40.

Software that allows advertisers or hackers to gather sensitive information without your permission. What is this called?

a)

Spyware

b)

Firewall

c)

Antivirus

d)

Malware

41.

Software that denies you access to your files or computer until you pay money. Fill in the blank: ____________

a)

Ransomware

b)

Adware

c)

Spyware

d)

Trojan

42.

When an unauthorized third party secretly records keystrokes. Fill in the blank: ____________

a)

Keylogging

b)

Phishing

c)

Spoofing

d)

Sniffing

43.

A trap set by security experts to detect hacking and malware. Fill in the blank: ____________

a)

Honeypot

b)

Firewall

c)

Proxy

d)

Rootkit

44.

Food that reaches the retail and consumer stage of the food chain but is not eaten because it is discarded, left to spoil, or expired. What is this called?

a)

Food waste

b)

Food production

c)

Food security

d)

Food processing

45.

Having reliable access to sufficient quantity of affordable, nutritious food. Fill in the blank: ____________

a)

Food security

b)

Malnutrition

c)

Famine

d)

Food wastage

46.

Not having reliable access to affordable, nutritious food. Fill in the blank: ____________

a)

Food insecurity

b)

Malnutrition

c)

Obesity

d)

Food surplus

47.

Food waste that occurs at harvest or soon after, before food reaches the retailer or consumer. Fill in the blank: ____________

a)

Food loss

b)

Food insecurity

c)

Food surplus

d)

Food preservation

48.

Biodegradable materials that can be broken down into smaller parts and is essential for composting. Fill in the blank: ____________

a)

Organic waste

b)

Plastic waste

c)

Glass

d)

Metal

49.

Food system that delivers food through stages which include production, harvesting, processing, distribution, retail, and consumption. Fill in the blank: ____________

a)

Food supply chain

b)

Photosynthesis

c)

Carbon cycle

d)

Water table

50.

Designing processes to reduce the volume of waste and conserve or recover resources so that no waste is sent to landfills, incinerators, or water supplies. Fill in the blank: ____________

a)

Zero waste

b)

Composting

c)

Landfilling

d)

Incineration

51.

A quick shift from one weather extreme to another. Fill in the blank: ____________

a)

Weather whiplash

b)

Climate drift

c)

Storm surge

d)

Heat snap

52.

An area of low air pressure that constantly swirls around the north and south poles. Fill in the blank: ____________

a)

Polar Vortex

b)

Jet Stream

c)

Trade Winds

d)

Monsoon

53.

The result of a low pressure system dropping rapidly resulting in a "bomb-like" explosion of weather that can include torrential rain, snow, wind or ice. Fill in the blank: ____________

a)

Bomb Cyclone

b)

Heat Dome

c)

Cold Front

d)

Microburst

54.

A massive dust storm that occurs in sandy, dusty areas with extremely dry conditions. Fill in the blank: ____________

a)

Haboob

b)

Monsoon

c)

Tornado

d)

Cyclone

55.

A widespread, long-lived wind storm associated with bands of rapidly moving showers or thunderstorms variously known as bow echoes, squall lines, or quasi-linear convective systems. Fill in the blank: ____________

a)

Derecho

b)

Tornado

c)

Hurricane

d)

Monsoon

56.

When hot temperatures send prices soaring. Fill in the blank: ____________

a)

Heatflation

b)

Sunflation

c)

Warmthshock

d)

Tempflation

57.

The rapid onset or intensification of drought when a period of lower-than-normal precipitation rates combines with extreme heat and wind. Fill in the blank: ____________

a)

Flash drought

b)

Monsoon drought

c)

Seasonal drought

d)

Hydrological drought

58.

Laundry water temperatures ranging between 60-80 degrees Fahrenheit. Fill in the blank: ____________

a)

Cold water wash

b)

Hot water wash

c)

Boiling water wash

d)

Warm water wash

59.

Substance that facilitates cleaning in cold water, using less water and detergent to break down soil. Fill in the blank: ____________

a)

Catalytic enzyme

b)

Surfactant

c)

Bleach

d)

Softener

60.

Using micro-organisms and enzymes from nature to replace polluting technologies with clean technology. Fill in the blank: ____________

a)

White biotechnology

b)

Red biotechnology

c)

Green chemistry

d)

Blue biotechnology

61.

Manipulation of living organisms for the benefit of society, the environment and industry. Fill in the blank: ____________

a)

Biotechnology

b)

Photosynthesis

c)

Osmosis

d)

Respiration

62.

Cleaning agents that loosen soils and keep them suspended in wash water are called ________.

a)

Surfactants

b)

Emulsifiers

c)

Oxidizers

d)

Abrasives

63.

Laundry detergents formulated with enzymes are known as ________.

a)

Biodetergent

b)

Synthetic detergents

c)

Soap flakes

d)

Bleaching agents

64.

Designing products to reduce or eliminate the use of hazardous substances is called ________.

a)

Green chemistry

b)

Industrial engineering

c)

Mechanical design

d)

Product marketing

65.

Any significant change in the measures of climate (such as temperature, precipitation, wind patterns, and more) lasting for an extended period of time is known as ________.

a)

Climate change

b)

Weathering

c)

Erosion

d)

Greenhouse effect

66.

The long-term heating of Earth’s surface due to human activities which increase heat-trapping greenhouse gases in the atmosphere is called ________.

a)

Global warming

b)

Photosynthesis

c)

Ozone depletion

d)

Acid rain

67.

Gases that trap heat in the atmosphere are called ________.

a)

Greenhouse gases

b)

Noble gases

c)

Inert gases

d)

Radioactive gases

68.

The ability of a system to adapt to climate change, to moderate potential damage, take advantage of opportunities, or cope with the consequences is called ________.

a)

Adaptive capacity

b)

Vulnerability

c)

Mitigation

d)

Exposure

69.

Using less energy to provide the same service is known as ________.

a)

Energy efficiency

b)

Energy conservation

c)

Energy production

d)

Energy storage

70.

The total amount of greenhouse gases emitted into the atmosphere annually by a person, family, building, organization or company is called ________.

a)

Carbon footprint

b)

Greenhouse effect

c)

Ozone depletion

d)

Acid rain

71.

An urban area characterized by temperatures higher than those of the surrounding non-urban area is called a ________.

a)

Heat island

b)

Cold front

c)

Rain shadow

d)

Green belt

72.

A tax form that shows the amount of taxes withheld from your paycheck for the year which is used to file your federal and state taxes is called ________.

a)

W-2

b)

1099

c)

W-4

d)

1040

73.

The cost of credit for one year expressed as a percentage is called ________.

a)

Annual Percentage Rate; APR

b)

Simple Interest Rate

c)

Compound Interest Rate

d)

Monthly Payment Rate

74.

A contract between a policyholder and an insurer that details the terms and conditions of coverage is called a ________.

a)

policy

b)

premium

c)

endorsement

d)

claim

75.

An item that uses someone else’s trademark without their permission; an imitation intended to deceive is called a ________.

a)

Counterfeit

b)

Patent

c)

Copyright

d)

Franchise

76.

A school where a student's academic credentials fall within the school's average range and the student has a good probability of being admitted is called a ________.

a)

target school

b)

reach school

c)

safety school

d)

community college

77.

A measure of how much UV radiation (solar energy) is required to produce sunburn on skin protected with sunscreen, relative to the amount of solar energy required to produce sunburn on unprotected skin is called ________.

a)

Sun Protection Factor; SPF

b)

Ultraviolet Index

c)

Melanin Ratio

d)

Thermal Absorption Rate

78.

A medical issue or condition a patient has sought medical treatment for before enrollment in a new health insurance plan is called a ________.

a)

pre-existing condition

b)

deductible

c)

premium

d)

co-payment

79.

A consumer uses savings or other collateral to guarantee the credit card; the limit of credit is based on the amount of collateral available. This is called a ________.

a)

Secured credit card

b)

Unsecured credit card

c)

Prepaid debit card

d)

Charge card

80.

All types of crime in which someone obtains and uses another's personal data in a way that involves fraud or deception, typically for economic gain is called ________.

a)

Identity theft

b)

Money laundering

c)

Phishing

d)

Forgery

81.

The tendency for people to present themselves online in a favorable way is called ________.

a)

Socially desirable

b)

Digital footprint

c)

Online dissonance

d)

Virtual anonymity

82.

Malicious code embedded in a data or program file, spread from one device to another by opening an executable file. Fill in the blank: ________

a)

Computer virus

b)

Firewall

c)

Phishing

d)

Encryption

83.

Making an economic choice to postpone a reward. Fill in the blank: ________

a)

Delayed gratification

b)

Immediate consumption

c)

Impulse buying

d)

Spontaneous spending

84.

Acronym for operation of a fire extinguisher: Pull, Aim low, Squeeze, Sweep. Fill in the blank: ________

a)

PASS

b)

SAFE

c)

FIRE

d)

STOP

85.

A resume format that focuses on skills and responsibilities and is more likely to be used after you have been in your career for some time. Fill in the blank: ________

a)

Functional resume

b)

Chronological resume

c)

Combination resume

d)

Targeted resume

86.

Process of turning a previously used item into a new product in an effort to reduce waste and reduce greenhouse gas emissions. Fill in the blank: ________

a)

Recycle

b)

Incinerate

c)

Landfill

d)

Compost

87.

Email sent with the intent to deceive and gain private information that can be used for identity theft. Fill in the blank: ________

a)

Phishing

b)

Spam

c)

Encryption

d)

Firewall

88.

Putting money into savings each month before paying other bills. Fill in the blank: ________

a)

Pay yourself first

b)

Pay your bills last

c)

Spend first, save later

d)

Ignore savings

89.

The process of determining retirement income goals and establishing a plan to meet them. Fill in the blank: ________

a)

Retirement planning

b)

Estate planning

c)

Tax planning

d)

Budgeting

90.

An online identity established to represent oneself in online communities and websites; also called Internet identity, online identity or internet persona. Fill in the blank: ________

a)

Online Persona

b)

Offline Profile

c)

Physical Avatar

d)

Paper Identity

91.

This tests a machine’s ability to pass for a human, particularly in the fields of language and behavior. Fill in the blank: ________

a)

Turing Test

b)

Alan Test

c)

Voight-Kampff Test

d)

Loebner Prize

92.

Electronic products near the end of their useful life. Fill in the blank: ________

a)

E-waste

b)

Biodegradable waste

c)

Organic waste

d)

Plastic waste

93.

A digital audio file made available on the Internet to download or play, typically available as a series. Fill in the blank: ________

a)

Podcast

b)

Blog

c)

E-book

d)

Newsletter

94.

Estimated market or trade-in worth of a used vehicle as published in a guide by businesses such as Kelly Blue Book, Edmunds, or NADA. Fill in the blank: ________

a)

Book value

b)

Depreciation

c)

Sticker price

d)

Residual value

95.

Employer-sponsored retirement savings accounts that offer tax benefits (meaning that you pay less in taxes by saving your money in them). Fill in the blank: ________

a)

401(k)

b)

Roth IRA

c)

Health Savings Account

d)

Certificate of Deposit

96.

Health Maintenance Organization; A type of insurance plan that only allows you to receive care within their network, except in an emergency. What is the correct term?

a)

HMO

b)

PPO

c)

EPO

d)

POS

97.

A resume format that showcases work history starting with your current job and working backwards, listing employers, dates, and job responsibilities. Fill in the blank: ________

a)

Chronological resume

b)

Functional resume

c)

Combination resume

d)

Targeted resume

98.

Take home pay after payroll taxes and voluntary deductions are removed. Fill in the blank: ________

a)

Net pay

b)

Gross pay

c)

Taxable income

d)

Overtime pay

99.

Energy derived from nontraditional sources. Fill in the blank: ________

a)

Alternative energy

b)

Fossil fuels

c)

Nuclear waste

d)

Conventional oil