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MSME Products - 2

Total questions: 31

Worksheet time: 16mins

Name
Class
Date
1.

Which MSME scheme has been renamed as "Union MSME Superfast"

a)

MSME Suvidha

b)

Union Turnover Plus

c)

Liqui Property Scheme

d)

Union Progress

e)

Union GST Gain

2.

Bank has come up with Straight Through Processing (STP) for Cash flowbased lending based on Digital footprint in the name of ________

a)

Union MSME Suvidha

b)

Union Nri Shakti

c)

Union Digital Ease

d)

Union Parivahan

e)

Union Rent

3.

The maximum quantum of incentive to be provided to purchase Toolkit to the beneficiary under PM Vishwakarma scheme is....

a)

Rs. 5000/-

b)

Rs.10000/-

c)

Rs. 15000/-

d)

Rs. 20000/-

e)

Rs. 25000

4.

Which type of loan facility is not available in Union Digital

a)

WCTL

b)

CC

c)

TL

5.

What would be the age group to remain eligible for credit facility under the Union Professional Scheme?

a)

18-70 Yrs

b)

25-65 Yrs

c)

25-70 Yrs

d)

18-65 Yrs.

e)

18-60 Yrs

6.

DSCR compliance as per benchmark is applicable for loan limit above Rs......... under Union Equipment Finance Scheme?

a)

Above 25 Lacs

b)

Above 50 Lacs

c)

Above 100 Lacs

d)

Above 200 Lacs

e)

Above 500 Lacs

7.

What would be the minimum margin of loan amount under Union Equipment Finance, if borrower is having DSRA of 3 months?

a)

5.00%

b)

10.00%

c)

15.00%

d)

20.00%

e)

25.00%

8.

Under union Digital ease scheme the age of the promoter should be in between..

a)

18- 65 Years

b)

18- 60 Years

c)

21- 60 Years

d)

21- 65 Years

e)

21- 70 Years

9.

Who will bear the cost of Annual Guarantee Fee paid to CGTMSE under PM Vishwakarma Scheme?

a)

Borrower

b)

Bank

c)

CGTMSE

d)

Central Government

e)

State Government

10.

For Union MSE Support the unit must be in existence for minimum________

a)

1 year

b)

2 Years

c)

3 years

d)

All new & Existing units are eligible

e)

No such criteria

11.

Bank has launched a dedicated scheme for funding to MSEs under CGTMSE name--

a)

Union Progress

b)

MSME suvidha

c)

Union Nari shakti

12.

The minimum quantum under Union MSE support is--

a)

Above Rs 10 Lakhs

b)

Above Rs 20 Lakhs

c)

Above Rs 25 Lakhs

d)

Rs 50 Lakhs

e)

Rs 100 Lakhs

13.

The Maximum quantum under Union MSE support is--

a)

Rs 1 Crore

b)

Rs 2 Crore

c)

Rs 3 Crore

d)

Rs 4 Crore

e)

Rs 5 Crore

14.

What would be maximum quantum of Term loan can be sanctioned to a business enterprise under Union Liqui Property Scheme subject to minimum 50% of NRV of acceptable Security?

a)

5 times of Average of 3 Yrs cash accural

b)

3 times of Average of 3 Yrs cash accural

c)

5 times of Average of 2 Yrs cash accural

d)

3 times of Average of 2 Yrs cash accural

e)

5 times of sales of last Audited Balance Sheet

15.

What would be the minimum month of Debt Service Reserve Account (DSRA) to be applicable under Union Rent Scheme?

a)

1 Month

b)

2 Months

c)

3 Months

d)

4 Months

e)

6 Months

16.

Under which scheme, loan amounts up to Rs. 10 Crore can be sanctioned on obtaining CGTMSE?

a)

Union MSME Suvidha

b)

Union GST Gain Scheme

c)

Union Rent Scheme

d)

Union Liqui Property Scheme

e)

None of the above

17.

Union MSE Support is the scheme to provide Financial assistance to--

a)

Micro,Small & medium Enterprises without collateral security

b)

Micro,Small & medium Enterprises with minimum 25% collateral security

c)

Micro & Small Enterprises without collateral security

d)

Micro & Small Enterprises with minimum 25% collateral security

e)

Micro & Small Enterprises with 50% collateral security

18.

Which digital executive summary will be generated if working capital loan is sanctioned under Union Nari Shakti through STP?

a)

DES-1

b)

DES-3

c)

DES-5

19.

In revised MSME suvidha guidelines, For NFBWC cash/ FDR margin is ---

a)

5 %

b)

10 %

c)

15 %

d)

20 %

e)

25 %

20.

Expand PQBL-

a)

Pre-Qualified Business Loan

b)

Pre-Qualified Business Lending

c)

Post-Qualified Borrower Loan

d)

Post-Qualified Business Lending

e)

Pre-Qualified Borrower Loan

21.

Under Union Digital Ease upto limit less than Rs---Lakh transaction history of 6 months will be sufficient.

a)

2 lakh

b)

5 lakh

c)

10 Lakh

d)

15 lakh

e)

No such criteria

22.

In newly launched MSME scheme Union Yuva Shakti, Internal Credit Rating of the borrower should not be below---

a)

BBB

b)

A

c)

BB

d)

C

23.

Who will be eligible to avail the OD facility up to Rs.10 crores under MSME Suvidha?

a)

All MSME units in Manufacturing Sector

b)

All MSME units in Trading Sector

c)

All MSME units in Manufacturing & Service Sector

d)

All MSME units in Trading and manufacturing sector

e)

All of the above

24.

Bank as per GOI guidelines has revised the mudra product and included new product in the name of --

a)

Shishu Plus

b)

Kishore plus

c)

Tarun Plus

d)

Mudra plus

e)

No new product is launched

25.

The quantum of loan that can be given under Tarun Plus is--

a)

Rs 10- Rs 20 Lakhs

b)

Rs 10- Rs 15 Lakhs

c)

Rs 15- Rs 20 Lakhs

d)

Rs 5 - Rs 20 Lakhs

e)

Above Rs 10- Rs 20 Lakhs

26.

The margin which has to be taken for tarun plus scheme is--

a)

5.00%

b)

10.00%

c)

15.00%

d)

20.00%

e)

25.00%

27.

To be eligible under Union Contractor Scheme, the borrower must be engaged in the contractor work for minimum....... Years?

a)

1 Yr

b)

2 Yrs

c)

3 Yrs.

d)

4 Yrs

e)

5 Yrs.

28.

In revised MSME suvidha guidelines, the security coverage is reduced for loan amount above---

a)

Rs 2 crores

b)

Rs 4 crores

c)

Rs 5 crores

d)

Rs 10 crores

e)

Rs 1 crore

29.

In revised MSME suvidha guidelines, the security coverage is ---- % for loan amount upto Rs 5 crores

(a)  

30.

In revised MSME suvidha guidelines, the security coverage is ---- % for loan amount upto Rs 5 crores

a)

25 %

b)

50 %

c)

75 %

d)

100 %

e)

125 %

31.

In revised MSME suvidha guidelines, the security coverage is ---- % for loan amount above Rs 5 crores

a)

25 %

b)

50 %

c)

75 %

d)

100 %

e)

125 %