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WorksheetsModule 11/12 Test
Total questions: 40
Worksheet time: 22mins
Fill in the blank: ______ is a way to grow your money over time.
Investing
Spending
Gambling
Donating
Fill in the blank: __________ are investment instruments that do not bear interest.
Non-interest-bearing instruments
Fixed deposit instruments
Interest-bearing bonds
Dividend-paying stocks
What do stockholders own?
A piece of a company
A bank account
A government bond
A car
Which of the following is a way stockholders can potentially earn?
Stock price appreciation
Dividends
Both A and B
None of the above
Dividends are:
Regular cash payments
Stock price appreciation
Types of stocks
None of the above
Which of the following is NOT a type of stock?
Blue-chip stocks
Growth stocks
Real estate stocks
Speculative stocks
Blue-chip stocks are:
Speculative stocks
Stable, established companies
Growth stocks
Income stocks
What are Blue Chip Stocks?
Small, new companies with high risk
Large, well-established companies with a history of stable performance
Startups in the technology sector
Companies with no dividend payments
Which of the following is an example of a Blue Chip Stock?
Coca-Cola
Microsoft
Johnson & Johnson
All of the above
Fill in the blank: Blue Chip Stocks are known for their ________ dividend payments.
consistent
irregular
rare
unpredictable
Which of the following is NOT a characteristic of Blue Chip Stocks?
Consistent dividend payments
Higher risk compared to other stock types
Typically leaders in their industry
Lower risk compared to other stock types
Blue Chip Stocks are typically leaders in their ________.
industry
country
marketplace
region
What are growth stocks?
A) Stocks of companies expected to grow faster than average market
B) Stocks of companies with stable growth
C) Stocks of companies that pay high dividends
D) Stocks of companies in decline
Which of the following is an example of a growth stock company?
A) Amazon
B) Walmart
C) General Electric
D) Ford
Fill in the blank: Growth stocks are often found in ______ industries.
emerging
declining
mature
traditional
Which of the following is a key feature of growth stocks?
Reinvest profits into business expansion
Pay high dividends
Low potential returns
Found in declining industries
Which regulatory agency ensures ethical practices?
Securities and Exchange Commission (SEC)
Financial Industry Regulatory Authority (FINRA)
Federal Reserve
Department of Treasury
Fill in the blank: An investor should understand their ________ tolerance.
risk
income
age
location
Fill in the blank: Investors are encouraged to start investing ________.
early
late
rarely
never
Fill in the blank: Investors should be patient and ________.
disciplined
impulsive
careless
indecisive
Fill in the blank: ______ is a skill you can learn.
Investing
Sleeping
Breathing
Aging
Which of the following is recommended for financial growth?
Start big and risk more
Start small and grow
Never start
Spend all your money
A formal request made by the insurance policyholder to the insurance company for payment or services covered by the insurance policy.
Claim
Accident
Premium
Coverage
An type of car insurance policy that provides complete protection.
Deductible
Comprehensive
Liability
Total
The amount you must pay on a claim before the insurance company will pay.
Premium
Policy
Loss
Deductible
A licensed representative who handles the purchase of insurance between the customer and the insurance company.
Business Agent
Insurance Agent
Free Agent
Bond Agent
Death, injury, or damage that could result in an insurance claim.
Term
Loss
Deductible
Premium
The person to whom an insurance policy is issued.
Agent
Salesman
Broker
Policyholder
A payment made monthly, twice a year, or yearly, for an insurance policy.
Premium
Copay
Tax
Benefit
Chance or possibility of injury, damage, or loss that someone may want an insurance policy to cover.
Debt
Risk
Premium
Agent
The amount of money an insurance policy holder must pay on a claim before the insurance company begins to pay. The higher this is, will usually result in a lower premium.
Premium
Claim
Deductible
Policy
A real estate agent is able to:
Get you a lower price on a home
Arrange for you to tour homes that you are interested in purchasing
Assist you at closing
Both B & C
Diversification is good because:
it focuses investments on a single stock to take advantage of growth potential
mutual funds have higher fees than individual stocks
interest rates rise and fall
it spreads out the risk of the investment
A retirement plan offered by an employer is:
401k
Keogh
Roth IRA
Bond
What happens to shareholders if a company goes bankrupt?
Shareholders are liable for their portion of company debt
Shareholders lose their entire investment in the company
Shareholders are refunded their entire investment in the company
Shareholders also have to declare bankruptcy
A profit made from the sale of a stock is called a(n)
Asset return
Interest payment
Capital gain
Capital loss
A market in which stock prices are falling consistently.
Dog Market
Cow Market
Bull Market
Bear Market
Low-priced speculative issues stock selling at less than $1 a share.
Penny Stock
Blue Chip Stock
Securities
Stock Split
Acts as an advisor for purchase/sell of listed stocks, they charge a commission for their service.
Banker
Broker
Portfolio
This federal organization polices the stock exchanges and tries to prevent insider trading.
IPO
SEC
NYSE
ATF
