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WorksheetsOTP12S 1013 - Day 10 Quiz
Total questions: 55
Worksheet time: 28mins
Name
Class
Date
1.
Time period for resolution of CPGRAMS complaint is
a)
21 days
b)
45 days
c)
15 days
d)
30 days
e)
None
2.
The financial jurisdiction of State Forum of COPRA is
a)
upto Rs 50 lakh
b)
Above Rs 2 Crs
c)
Above Rs 50 lakh and upto Rs 2 Crs
d)
Above Rs 25 lakh and upto Rs 2 Crs
e)
None
3.
Maximum time to give informaation under RTI concerning the life of a person
a)
30 days
b)
48 hrs
c)
24 hrs
d)
7 days
e)
None
4.
Beneficial owner ceiling for trust is
a)
more than 10%
b)
more than 15%
c)
10% or above
d)
15% or above
e)
None
5.
Path for Podcsts in Union Vidya is
a)
Knowledge Café - Media Library - Podcast
b)
Digital Library
c)
Explore - Podcast
d)
Explore - Quiz Corner
e)
None
6.
Which of the following is not part of 6 year mission of Aatmanirbharta in Pulses announce as part of Union Budget 2025?
a)
Toor
b)
Moong
c)
Masoor
d)
Urad
e)
None
7.
Which of the following are not part of focussed areas for measures under labour intensive sectors announced in Budget 2025?
a)
Food Processing
b)
Toys
c)
Pharmaceutical
d)
Footwear & Leather
e)
None
8.
GNPA of our Bank as on 30.09.2025
a)
0.0329
b)
0.0055
c)
0.9513
d)
0.1701
e)
None
9.
PCR of our Bank as on 30.09.2025
a)
0.0329
b)
0.0055
c)
0.9513
d)
0.1701
e)
None
10.
How many percentage of lockers cannot be allotted under the discretion of Branch Head
a)
0.2
b)
0.8
c)
0.25
d)
0.75
e)
None
11.
Convenor of SLBC is?
a)
LDM
b)
District Collector
c)
Chief Minister
d)
MD/ED of the Convenor Bank
e)
None
12.
Committee related to Pension?
a)
Gadgil Committee
b)
Prabhakar Rao Committee
c)
Usha Thorat Committee
d)
Urjit Patel Committee
e)
None
13.
Stiphend of Rs ____ is paid by ____ under SRMS
a)
Rs 500 per day by MSME
b)
Rs 3000 per month by MoHUA
c)
Rs 5000 per month by MoSJE
d)
Rs 3000 per month by NSFKDC
e)
None
14.
What is the provision required for unsecured portion of doubtful asset?
a)
40% for 1 year and 25% beyond
b)
0.25
c)
1
d)
0.75
e)
None
15.
Which of the following is not part of FI index?
a)
Availability of Banking Services
b)
CD ratio of 60% sepaartely for Rural & Semi Urban
c)
Usage of Banking System
d)
Banking Penetration
e)
None
16.
Maxmum subsidy eligible for a Service sector for upgradation under PMEGP in NE area is?
a)
Rs 15 lakh
b)
Rs 20 lakh
c)
Rs 3.75 lakh
d)
Rs 5 lakh
e)
None
17.
The identified 6 VOGs under DJAY - S will not include
a)
Care Workers
b)
Street Vendors
c)
Domestic Workers
d)
Transport Workers
e)
None
18.
Maximum loan that can be sanctioned for JLG of Construction Workers under DJAY-S?
a)
Rs 4 lakh
b)
Rs 10 lakh
c)
Rs 20 lakh
d)
Not Applicable
e)
None
19.
A Micro unit in J&K which is also a ZED certfied obtains a credit facility f Rs 60 lakh. What is the maximum extent of guarantee under CGTMSE?
a)
0.75
b)
0.8
c)
0.85
d)
0.9
e)
None
20.
Which of the following is not eligible for claim under PMSBY?
a)
Death by Suicide
b)
Death due to natural calamity
c)
Accident with full disbality
d)
Accident with partial disability
e)
None
21.
Digital transaction incentive under DJAY-S is?
a)
Rs 10 per transaction for individual and Rs 20 per transaction for JLGs
b)
Rs 5 per transaction for individual and Rs 10 per transaction for JLGs
c)
Rs 1 per transaction subject to max of Rs 100 per month
d)
Rs 100 per transaction
e)
None
22.
The revised ceiling for considering loans to Social Infrastructure under Priority Sector is?
a)
Rs 8 Crs
b)
Rs 5 Crs
c)
Rs 4 Crs
d)
Rs 30 Crs
e)
None
23.
One of the permissible Staff Accomplishment for Cash remittance of Rs 15 lakh is?
a)
2 staff On foot
b)
Railway with two staff and no armed guard
c)
Road with 1 staff and one armed guard
d)
Cash van without staff
e)
None
24.
A customer onboard PMSBY in October. The applicablepremium is?
a)
Rs 342
b)
Rs 436
c)
Rs 228
d)
Rs 20
e)
None
25.
Mandatory limit for Possitive Pay System is?
a)
Rs 50,000/-
b)
Rs 2 lakh
c)
Rs 1 lakh
d)
Rs 25,000/-
e)
None
26.
Which of the following is incorrect regarding the bank's logo?
a)
The U's represent Union and exhibits Strength, Integrity and Sustainability
b)
Blu represents Commitment
c)
Red signifies Passion and Dedication
d)
The interlocking U's symbolizes collaboration between bank and Consumer
e)
None
27.
CSR budget if Bank incurs a loss?
a)
Need not provide
b)
1% of previous year profit capped at Rs 5 lakh
c)
2% of previous year profit capped at Rs 5 lakh
d)
1% of previous year profit capped at Rs 2 lakh
e)
None
28.
Which of the following is a mmeasure which RBI may take as part of Accomodative Monetary Policy?
a)
Selling Government Bonds
b)
Aiming to reduce inflation
c)
Lower reserve requirements for Banks
d)
Raising interest rates
e)
None
29.
Which of the following tool does not require collateral?
a)
Repo
b)
MSF
c)
Bank Rate
d)
Reverse Repo
e)
None
30.
What does R stands for under RISE of EASE 8.0
a)
Retail Business
b)
Retail CASA
c)
RAM
d)
Risk & Resilience
e)
None
31.
Which of the following is a Subsidiary of our Bank?
a)
Andhra Pradesh Grameena Bank
b)
SUD Life
c)
Union Asset Management Co
d)
ASREC
e)
None
32.
Timeline for bulk exchange of Mutilaated notes?
a)
within 30 days
b)
within 7 days
c)
Immediaately
d)
15 days
e)
None
33.
Portal launched by RBI for making application for regulatory approval?
a)
SAAMYAK
b)
PRAVAAH
c)
UDGAM
d)
e-Kuber
e)
None
34.
Timline given by RBI regarding dispensation of Rs 100 and Rs 200 denomination notes through RBI?
a)
90% by 31.03.2026
b)
75% by 31.12.2025
c)
85% by 30.09.2025
d)
75% by 04.10.2025
e)
None
35.
Scheme effective from 01.08.2025 applicable to employers focussing on job creation is?
a)
PMEGP
b)
PMVBRY
c)
Lakhpati Didi
d)
DJAY-S
e)
None
36.
Which of the following is least likely to be true regarding the objectives of Loan Policy Guidelines of the Bank?
a)
Asset to remain secure, performing and standard
b)
To enlarge client base & to ensure continuous growth of loan
c)
To establish a diversified approach in credit processing
d)
To mitigate and reduce the risk
e)
None
37.
What is the prescribed provison for Standard advances to CRE sector?
a)
0.01
b)
1
c)
0.0075
d)
0.0025
e)
None
38.
Bank shall report a credit card account as past due to credit information companies only when a credit card account remains past due for more than ____
a)
1 Day
b)
3 Days
c)
7 Days
d)
14 Days
e)
None
39.
A Cash Credit Account of Rs 6 Cr would be classified as SMA0 if ___
a)
limit is not renewed for more than 90 days
b)
Stock Statement older than 90 days
c)
Outstanding more than Limit/DP for less than 30 days
d)
None of these
e)
None
40.
Deferment of DCCO and consequential shift in repayment period by equal or shorter duaration shall not be considered as restructuring provided the revised DCCO is within __ from original DCCO?
a)
2 yrs for Infra and 1 Yr for non-infra
b)
1 yr for Infra and 2 Yrs for non-infra
c)
3 yrs for Infra and 1 Yr for non-infra
d)
2 yr for Infra and 3 Yrs for non-infra
e)
None
41.
Which of the following authorities is governed by Indian Companies Act for registartion of Charges?
a)
CERSAI
b)
ROC
c)
SRO
d)
CGTMSE
e)
None
42.
Bank grants secured loan against immovable property. What is limitation period for initiating legal action for this type of loan?
a)
3 years from due date
b)
3 years from date of documentation
c)
12 years from cause of action
d)
Loan is not subject to limitation as it is secured
e)
None
43.
What is the maximum period for CIRP including all extensions under IBC?
a)
180 days
b)
270 days
c)
330 days
d)
365 days
e)
None
44.
Ground for suspisicion shall included all of the following except for reporting STR?
a)
Financing activities related to terrorism
b)
Transactions that lack economic rationale
c)
Circumstances of unusual complexity
d)
A bonafide transaction
e)
None
45.
What is the minimum aggregate exposure for an account to be reported under CRILC platform, even if the default is for a single day?
a)
Rs 5 Crs & above
b)
Rs 3 Crs & above
c)
Rs 50 Crs & above
d)
Rs 25 Crs & above
e)
None
46.
The cut off limit of exposure where the Staff Accountability Report is to be shared to CVO for his scrutiny?
a)
Above Rs 50 Crs
b)
Rs 3 Crs & above
c)
Rs 30 Crs & above
d)
Above Rs 30 Crs
e)
None
47.
In respect of accounts with limits upto Rs 10 lakh, Dy ZH to examine the entire credit portfolio and take appropriate action for staff accountability if the fresh slippages
a)
is 10% & above of the portfolio in Financial Year
b)
exceeds 10% of the portfolio in Financial Year
c)
exceeds 10% of the portfolio in Calendar Year
d)
is 10% & above of the portfolio in Calendar Year
e)
None
48.
Minimum threshold for participating in consortium of Rs 300 Crs is?
a)
Rs 25 Crs
b)
Rs 250 Crs
c)
Rs 30 Crs
d)
Rs 20 Crs
e)
None
49.
Holding on operations may be conidered for a period of __ for potentially viable MSME units
a)
12 months
b)
9 months
c)
3 months
d)
6 months
e)
None
50.
Path for Union Gist of Circulars (UGC) is?
a)
Union Vidya - Explore - UGC
b)
Union Vidya - Knowledge cafe - UGC
c)
Union Vidya - Knowledge cafe - Publictions - UGC
d)
Union Vidya - Publications - UGC
e)
None
51.
Which of the following is not part of Cyber Crisis?
a)
Revenue loss of more than Rs 1 Cr
b)
Data loss of more than 500 customers
c)
Non Availability for more than 30min
d)
All of these
e)
None
52.
Collateral requirement under Union MSME Superfast scheme is?
a)
75% for limits upto Rs 5 Crs and 50% for limits above 5 Crs
b)
50% for limits upto Rs 5 Crs and 75% for limits above 5 Crs
c)
Eligible can be covered under CGTMSE. Else, min 25%
d)
Eligible can be covered under CGTMSE. Else, min 50%
e)
None
53.
What is the minimum required experience in Social Work for a Woman External member of SHRC as per POSH Policy?
a)
5 Yrs
b)
3 Yrs
c)
2 Yrs
d)
7 Yrs
e)
None
54.
Maximum repayment tenure in takeover cases of Housing Loan is?
a)
360 months less period run with existing Bank or till age of 75 years, whichever is lower
b)
As per sanction from existing Bank less run period
c)
Always 360 months
d)
Upto retirement age only
e)
None
55.
Which of the following pairs is not correctly matched regarding the Scheme Variant and Margin Requirement of Solar Roof Top?
a)
URTS Composite - 20%
b)
PM Suryaghar - 10%
c)
URTS Composite - 10%
d)
URTS Standalone - 20%
e)
None
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