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MCQs on Negotiable Instruments and Laws

Total questions: 30

Worksheet time: 10mins

Name
Class
Date
1.

A negotiable instrument includes:

a)

Promissory note

b)

Bill of exchange

c)

Cheque

d)

All the above

2.

Which of the following is NOT an essential feature of a negotiable instrument?

a)

Freely transferable

b)

Payable in money

c)

Conditional payment

d)

Must be in writing

3.

A cheque is drawn on a:

a)

Customer

b)

Drawer

c)

Banker

d)

Payee

4.

A person who is in possession of a negotiable instrument and entitled to receive the amount is called:

a)

Holder

b)

Holder in due course

c)

Endorser

d)

Drawee

5.

To become a Holder in Due Course, a person must acquire the instrument:

a)

For consideration

b)

Before maturity

c)

In good faith

d)

All the above

6.

When a cheque is crossed generally, it must be paid only to:

a)

Bearer

b)

Drawer

c)

Banker

d)

Government

7.

A special crossing contains:

a)

Two parallel lines

b)

The name of a banker

c)

Account payee words

d)

Not negotiable words

8.

Endorsement in blank converts the instrument into:

a)

Order instrument

b)

Bearer instrument

c)

Conditional instrument

d)

Non-transferable

9.

The liability of the drawer of a cheque arises when:

a)

The cheque is honoured

b)

The cheque is dishonoured

c)

The cheque is endorsed

d)

The cheque is lost

10.

Dishonour of a cheque for insufficiency of funds is punishable under:

a)

Section 125

b)

Section 138

c)

Section 45

d)

Section 302

11.

Notice of dishonour is necessary in case of:

a)

Cheque

b)

Bill of exchange

c)

Promissory note

d)

Both b and c

12.

Negotiation means:

a)

Making an agreement

b)

Transferring the instrument

c)

Payment to the payee

d)

Demanding money

13.

Holder in Due Course enjoys:

a)

Better title

b)

Same title

c)

No title

d)

Limited title

14.

A cheque payable to "A or order" is negotiated by:

a)

Delivery only

b)

Delivery with endorsement

c)

Writing only

d)

None

15.

The person on whom a bill of exchange is drawn is called:

a)

Drawer

b)

Drawee

c)

Payee

d)

Endorser

16.

Goods are defined as:

a)

Money

b)

Actionable claims

c)

Movable property

d)

Immovable property

17.

A contract of sale includes:

a)

Sale

b)

Agreement to sell

c)

Both a and b

d)

Exchange

18.

A condition is a stipulation:

a)

Essential to the contract

b)

Collateral to the contract

c)

Optional

d)

Not part of the contract

19.

When property in goods is transferred at once, it is called:

a)

Agreement to sell

b)

Hire purchase

c)

Sale

d)

Bailment

20.

When the buyer breaches the contract, the unpaid seller has the right to:

a)

Lien

b)

Stoppage in transit

c)

Resale

d)

All the above

21.

Warranty is:

a)

Essential condition

b)

Collateral stipulation

c)

Not enforceable

d)

Equal to condition

22.

The rights of an unpaid seller arise when:

a)

Price is not paid

b)

Delivery is refused

c)

Goods perish

d)

Ownership changes

23.

Transfer of property depends on:

a)

Intention of parties

b)

Price paid

c)

Date of payment

d)

Form of contract

24.

A consumer is a person who:

a)

Buys goods for resale

b)

Buys goods for personal use

c)

Receives free service

d)

Works in a company

25.

Right to be protected against hazardous goods is known as:

a)

Right to safety

b)

Right to choose

c)

Right to be heard

d)

Right to seek redressal

26.

The District Forum can entertain complaints up to:

a)

₹20 lakh

b)

₹1 crore

c)

₹50 lakh

d)

₹10 lakh

27.

National Consumer Disputes Redressal Commission is headed by:

a)

President

b)

Judge of Supreme Court

c)

Prime Minister

d)

District Collector

28.

Complaint can be filed by:

a)

Consumer

b)

Legal heir

c)

Consumer association

d)

All the above

29.

Redressal under CPA includes:

a)

Replacement of goods

b)

Compensation

c)

Removal of defects

d)

All of the above

30.

The main objective of Consumer Protection Act is:

a)

Protect sellers

b)

Protect buyers

c)

Promote exports

d)

Increase business profits