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PCC Final Exam Review

Total questions: 96

Worksheet time: 48mins

Name
Class
Date
1.

Jordan wants to fix a problem with their homework routine. Which IDEAL step should they do first?

a)

Evaluate possible solutions

b)

Identify the problem

c)

Act on a plan

d)

Look back and learn

2.

Sarah wants to improve her math grade. Which goal is a SMART goal?

a)

“I want to get better at math someday.”

b)

“I will study algebra for 30 minutes each day this week to raise my test grade by 5 points.”

c)

“I want to be good at math.”

d)

“I will try to study more.”

3.

Which type of motivation comes from personal satisfaction or interest, rather than a reward or external pressure?

a)

Punitive motivation

b)

Intrinsic motivation

c)

Extrinsic motivation

d)

Reward-only motivation

4.

Mia uses a timer to study in short bursts: 25 minutes on, 5 minutes off. What is this method called?

a)

Pomodoro Technique

b)

Spaced Practice

c)

Mind Mapping

d)

Highlighting

5.

Liam is writing an essay and wants to clearly state the main argument. What should he write?

a)

Conclusion

b)

Thesis statement

c)

Topic sentence

d)

Supporting detail

6.

Which study strategy involves mixing different topics or types of problems in one study session to improve learning?

a)

Rereading

b)

Cramming

c)

Interleaving

d)

Highlighting

7.

Alex is studying for an exam and uses techniques like organizing information, making connections, and self-testing. Which of the following is not a cognitive learning strategy?

a)

Rehearsal

b)

Summarization

c)

Multitasking

d)

Elaboration

8.

Which effect of physical activity can help students perform better in their studies?

a)

Enhances muscle strength

b)

Boosts concentration and learning ability

c)

Increases joint mobility

d)

Encourages participation in group games

9.

What is the recommended amount of weekly physical activity to support brain health?

a)

45 minutes once a week

b)

150 minutes per week

c)

90 minutes per month

d)

250 minutes per week

10.

After receiving your monthly bank statement, what should you do to ensure your records are accurate?

a)

Throw it away immediately

b)

Review the statement and reconcile with your records

c)

Ignore the statement and continue as usual

d)

Compare it with your credit card statement

11.

Elijah is preparing for his final exams and wants to improve his concentration. Which of the following is a good example of a personal focus strategy?

a)

Turning off notifications while studying

b)

Listening to loud music

c)

Multitasking with TV

d)

Checking social media often

12.

Which note-taking strategy uses diagrams with circles and connecting lines to represent related concepts?

a)

Cornell Notes

b)

Outline

c)

Mind Mapping

d)

Highlighting

13.

Zoe is about to take an important exam and starts feeling very anxious. What is a potential downside of her test anxiety?

a)

Better memory

b)

Impaired focus and performance

c)

Improved time management

d)

Increased motivation

14.

What is the primary purpose of maintaining a check register?

a)

To record all transactions in a bank account

b)

To keep track of credit card balances

c)

To calculate interest earned

d)

To schedule automatic payments

15.

Which piece of information is typically required to verify your identity when you open a bank account?

a)

Social Security Number

b)

Favorite food

c)

Middle name only

d)

Library card

16.

What is a key characteristic of someone with a growth mindset?

a)

They believe effort leads to improvement

b)

They think abilities are set at birth

c)

They avoid learning new things

d)

They rely only on natural talent

17.

Emma is preparing for her final exams and wants to remember the material for a long time. Which strategy should she use to best help with long-term memory?

a)

Cramming

b)

Repetition and elaboration

c)

Highlighting only

d)

Multitasking

18.

What is a key advantage of applying elaboration techniques during study sessions?

a)

Learning by rote memorization

b)

Enhancing understanding through linking ideas

c)

Reducing study time by skipping material

d)

Focusing only on easy concepts

19.

Which sentence provides a clear, concrete example in writing?

a)

“People often read books.”

b)

“Maria finished reading three novels last week.”

c)

“Reading is important.”

d)

“Some students enjoy literature.”

20.

FAFSA stands for:

a)

Free Application for Federal Student Aid

b)

Federal Application for Student Assistance

c)

Financial Aid for Students Application

d)

Federal Aid Student Form

21.

What does "net price" tell you when comparing colleges?

a)

The actual amount you owe after subtracting financial aid

b)

The cost before financial aid

c)

What your friends paid

d)

Only the dorm and meal plan cost

22.

David wants to earn money while learning a trade after high school. Which postsecondary option should he consider?

a)

Internship

b)

Apprenticeship

c)

Community College

d)

Online Course

23.

Which exam is used by the military to assess skills for job assignments?

a)

PSAT

b)

ASVAB

c)

MCAT

d)

LSAT

24.

Aiden is applying to college and is exploring different ways to pay for his education. Which of the following is a type of financial aid he does NOT have to repay?

a)

Scholarship

b)

Student loan

c)

Credit card

d)

Work-study

25.

Hannah is deciding where to continue her education after high school. She is considering attending a community college. What is one benefit she might experience by choosing this option?

a)

Lower cost than 4-year colleges

b)

Only offers online classes

c)

Guarantees a high-paying job

d)

No transfer options

26.

Sophia is filling out her college financial aid application. She comes across the term 'EFC'. What does EFC stand for?

a)

Expected Family Contribution

b)

Estimated Financial Cost

c)

Education Funding Calculation

d)

Extra Federal Credit

27.

During a national emergency, Harper is assigned to a team responsible for defending the country's borders and conducting land-based operations. Which military branch is Harper most likely a part of?

a)

Navy

b)

Air Force

c)

Army

d)

Coast Guard

28.

Abigail is considering enrolling in a 2-year degree program at her local college. What is this type of degree also called?

a)

Bachelor’s

b)

Associate’s

c)

Master’s

d)

Diploma

29.

Jackson is attending college and works part-time in his field of study to gain experience. What is this called?

a)

Internship

b)

Shadowing

c)

Apprenticeship

d)

Job shadow

30.

Which programs are considered advanced professional degrees that prepare someone for specialized careers? (Select all that apply)

a)

Law Degree (JD)

b)

Medical Degree (MD)

c)

Community College Certificate

d)

Master of Business Administration (MBA)

31.

Priya is considering taking out a student loan to help pay for her college tuition. Which of the following is true about student loans?

a)

They must be paid back with interest

b)

They are grants

c)

Only available to college seniors

d)

No application is needed

32.

Luna is exploring ways to manage her college expenses. She learns about work-study programs offered by her school. What is the benefit of work-study?

a)

Helps pay for school while gaining experience

b)

No need to work

c)

Guaranteed scholarship

d)

Reduces tuition automatically

33.

What is the official notification from a college that details your financial aid package?

a)

FAFSA

b)

Award Letter

c)

Transcript

d)

Enrollment Form

34.

Which type of degree is commonly required for most entry-level professional careers and typically takes about four years to earn?

a)

Associate’s

b)

Bachelor’s

c)

Certificate

d)

Diploma

35.

The National Guard is a part of which two military forces?

a)

Space and Air Force

b)

Army and Navy

c)

Army and Air Force

d)

Coast Guard and Navy

36.

Zoe is researching colleges and wants to attend an institution that is usually nonprofit and may receive state funding. Which type of institution should Zoe consider?

a)

Proprietary School

b)

Public College

c)

Private For-profit

d)

Trade School

37.

An important feature of a proprietary (for-profit) school is:

a)

Focuses on generating profit for owners and investors

b)

Operated by the state government as a nonprofit

c)

Requires all students to live on campus

d)

Offers only four-year bachelor’s programs

38.

If someone doesn’t attend a postsecondary program right away, which option can still help them gain useful work experience?

a)

Starting college anyway

b)

Skip work entirely

c)

Taking a gap year job

d)

Retake high school classes

39.

Which tool helps you find out the true cost of college after grants and aid are applied?

a)

College Navigator

b)

FAFSA

c)

Net Price Calculator

d)

Budget app

40.

Ava wants to learn how much different careers pay and whether they’re growing or declining. Which government website should she use?

a)

OOH (Occupational Outlook Handbook)

b)

LinkedIn

c)

Indeed

d)

Monster

41.

A work value refers to...

a)

Rules set by a company

b)

A specific resume format

c)

A belief you have about what matters most in a job

d)

How much money you get paid

42.

Maria is thinking about becoming a veterinarian. Why should she research this career before committing to it?

a)

To skip internships or training

b)

Guaranteed job

c)

To avoid surprises and make informed decisions

d)

To get free tuition

43.

Indeed is a website used to __________.

a)

Watch TV Shows

b)

Calculate Mortgage Payment

c)

Search interview questions

d)

Search for job and career opportunities

44.

Liam is researching careers using the Occupational Outlook Handbook and sees that a particular job has an “excellent” job outlook. What does this mean?

a)

There are no job openings

b)

There is a high demand for the job and strong growth opportunities.

c)

Requires no education

d)

Very low pay

45.

Jordan enjoys making a positive impact and helping people solve problems. Which type of career would likely be the best fit for them?

a)

Nurse

b)

Accountant

c)

Software developer

d)

Graphic Designer

46.

SMART goals include which of the following?

a)

Specific, Measurable, Achievable, Relevant, Time-bound

b)

Simple, Meaningful, Available, Realistic, Timely

c)

Short, Measured, Active, Real, Testable

d)

Specific, Motivating, Applicable, Responsible, Timed

47.

Knowing your personality type can help you choose a career that ________.

a)

Matches your strengths and interests

b)

Guarantees a high salary

c)

Determines your hobbies

d)

Tells you exactly what to wear to work

48.

A goal that takes years to achieve, like ________, is considered a long-term goal.

a)

Graduate college

b)

Study for 30 minutes tonight

c)

Complete homework

d)

Buy lunch

49.

Emma is deciding between two job offers. One pays slightly more in salary, but the other offers health insurance and other benefits. Why should she consider the benefits when making her decision?

a)

Because total compensation—including benefits—is important, not just salary

b)

Because benefits are optional

c)

Because benefits do not matter

d)

Because only salary matters

50.

Jordan is exploring potential careers and wants to make a good choice. Why is it important for Jordan to understand the job tasks and work environment before selecting a career?

a)

To make sure the career fits their skills and preferences

b)

It doesn't matter

c)

Only salary matters

d)

To impress friends

51.

The first section that should appear on a high school résumé is __________.

a)

Skills

b)

Summary

c)

Experience

d)

References

52.

Jada is finishing her résumé and wants to fill out the “Skills” section. Which type of skill should she include?

a)

Personal and professional skills, such as teamwork or communication

b)

Hobbies

c)

Favorite movies

d)

Pets

53.

Alex is writing his résumé and decides to use bullet points under each job or experience. Why is this helpful?

a)

To clearly describe his responsibilities and accomplishments

b)

To include pictures

c)

To fill up space

d)

To confuse employers

54.

When creating her résumé, Maria wants her bullet points to clearly show what she accomplished. What is the correct format for a résumé bullet point?

a)

Complete sentence with subject

b)

Start with an action verb, describe the task, and include the result

c)

Just a list of nouns

d)

Written as question

55.

Sofia is submitting her job application and wants to introduce herself to the hiring manager. Which document does this?

a)

Résumé summary

b)

Cover letter

c)

A list of references

d)

A diploma

56.

When reviewing her résumé, Emma wants to make sure it’s professional and effective. Which phrase should she avoid using?

a)

References available upon request

b)

Hard worker

c)

Developed skills in…

d)

Assisted with…

57.

Sophie is applying for a summer job and is asked to provide references. Why are references important?

a)

They confirm your skills and character

b)

They just fill up space on your application

c)

They aren’t necessary

d)

They replace actual work experience

58.

Liam is applying for a part-time job and needs to provide references. Who would be the most appropriate choice to serve as a professional reference?

a)

Teacher or previous employer

b)

Friend

c)

Family member

d)

Classmate

59.

After finishing her interview, Mia wants to leave a good impression and show professionalism. What is the best way for her to follow up?

a)

Wait a month before contacting the employer

b)

Send a thank-you email within 24 hours

c)

Call the employer daily

d)

Post about it on social media

60.

Alex is preparing for a job interview and learns about the STAR method. What does the STAR method help with?

a)

Answering behavioral interview questions

b)

Searching for a job online

c)

Writing a résumé

d)

Picking references

61.

During an interview, the manager asks, “Tell me about a time you worked on a team project and faced a challenge.” This is an example of a…

a)

Behavioral interview question

b)

Question about your favorite color

c)

A yes/no question

d)

A math problem

62.

Jordan is getting ready for an in-person job interview and wants to make sure they bring the right materials. What should Jordan take with them?

a)

A copy of their résumé, a list of references, a pen, and a notebook

b)

A bag of snacks

c)

Only your ID

d)

Just a laptop

63.

Logan just finished an interview and realizes he made several mistakes. Which of the following are common interview mistakes he may have made? (Select all that apply)

a)

Showing up after the scheduled time

b)

Wearing clothes that aren’t professional or appropriate for the workplace

c)

Not learning anything about the company beforehand

d)

Asking thoughtful questions about the job

64.

Ava has a job interview next week and wants to make a great impression. What is the most effective way for her to get ready?

a)

Practice common interview questions, learn about the company, and choose professional clothing

b)

Do nothing and hope for the best

c)

Only memorize a list of questions

d)

Arrive in casual clothes without preparing

65.

Anika goes to a career fair and interacts with professionals to build relationships. What is she doing?

a)

Networking

b)

Posting on social media

c)

Building her resume

d)

Avoiding people

66.

Tyler is starting to look for internships and wants to join an online platform where professionals connect, share job opportunities, and build career networks. Which platform should he use?

a)

Instagram

b)

Facebook

c)

LinkedIn

d)

TikTok

67.

Mia is updating her resume to apply for a new job. Which of the following should she NOT include?

a)

Personal phone number

b)

Work experience

c)

Hobbies irrelevant to job

d)

Education

68.

Evelyn is at a networking event and someone asks her, "Can you quickly tell me what you do?" What should Evelyn give as her response?

a)

A 30-second elevator pitch of her skills and experience

b)

A long essay about her life

c)

Her resume

d)

Her cover letter

69.

Kai has an important interview for a new job. What should he wear to the interview?

a)

Casual clothes

b)

Professional attire

c)

Pajamas

d)

Athletic wear

70.

Maria wants to make her LinkedIn profile look more professional so employers will notice her. Which action would help her the most?

a)

Post jokes and memes

b)

Highlight her achievements and skills on her profile

c)

Sending random connection request to strangers

d)

Never posting anything

71.

Jordan earns $1,800 a month at their job. After taxes and deductions, the amount that actually goes into Jordan’s bank account is $1,450. What is the $1,450 called?

a)

Gross income

b)

Net income

c)

Take-home pay

d)

Revenue

72.

Benjamin wants to manage his money better. What is the main reason he should create a personal budget?

a)

Track income and expenses

b)

Avoid work

c)

Save without planning

d)

Only track spending

73.

Benjamin is planning his monthly budget. Which is an example of a fixed expense?

a)

Rent

b)

Groceries

c)

Entertainment

d)

Gas

74.

Compound interest is best described as…

a)

Interest earned only on the original amount

b)

Interest earned on both the starting amount and the interest already added

c)

Extra charges from a bank

d)

A fee for missing a loan payment

75.

Mia wants to quickly access some money for an emergency. Which of these is a liquid asset she can use?

a)

Student Loans

b)

Savings account

c)

Car

d)

Furniture

76.

Emma is applying for a loan, and the bank wants to check her FICO score. What is the bank trying to measure?

a)

Creditworthiness

b)

Income

c)

Taxes

d)

Savings

77.

Ava wants a safe place to keep her money and easily pay for things like groceries and bills. What is the purpose of a checking account for her?

a)

Store and manage daily money

b)

Earn high interest

c)

Buy stocks

d)

Avoid banking

78.

Kai is worried about accidentally spending more money than he has in his bank account. What does overdraft protection do for him?

a)

Charges fees for every transaction

b)

Prevents account from going negative

c)

Stops deposits

d)

Increases interest

79.

Abigail wants to deposit money into her checking account at the bank. Which document should she use?

a)

Check

b)

Credit card

c)

Statement

d)

ID

80.

Charlotte receives her monthly bank statement and wants to make sure her own records match what the bank shows. Why is it important for Charlotte to reconcile her checking account?

a)

To ensure records match the bank statement

b)

To avoid using money

c)

To impress friends

d)

To increase interest

81.

Maya is worried about unexpected events like accidents or illness that could cost her a lot of money. What can help her protect against financial loss?

a)

Insurance

b)

Earn money

c)

Save taxes

d)

Avoid budgeting

82.

Charlotte is renting an apartment and wants to protect her belongings in case of theft or damage. What does renters insurance typically cover?

a)

Building structure only

b)

Personal belongings

c)

Taxes

d)

Utilities

83.

Maya slipped on the stairs and broke her arm. Which insurance helps pay her medical bills from this accident?

a)

Life insurance

b)

Health insurance

c)

Car insurance

d)

Homeowners insurance

84.

Collision insurance is…

a)

Insurance that covers damage to other people’s cars

b)

Insurance that covers weather-related damage

c)

Insurance that covers damage to your own car when you crash it

d)

Insurance for accidents caused by uninsured drivers

85.

After getting into a minor car accident, Jordan must pay $500 out of pocket before his insurance starts paying. What is this $500 called?

a)

Deductible

b)

Co-pay

c)

Total bill

d)

Premium

86.

Which type of insurance provides lifelong coverage and accumulates cash value?

a)

Term life insurance

b)

Whole life insurance

c)

Liability insurance

d)

Temporary insurance

87.

Scarlett has purchased a life insurance policy. In the event of her passing, the insurance company will pay a certain individual the insurance money. Who is this individual?

a)

A bank account

b)

The beneficiary

c)

An insurance agent

d)

Her grandparents

88.

Which retirement account grows tax-free and is ideal for teens with income?

a)

401(k)

b)

Roth IRA

c)

Traditional IRA

89.

Which action should you take first when creating a retirement plan?

a)

Begin saving early, even with small amounts

b)

Spend all your income

c)

Purchase luxury items

d)

Rely solely on inheritance

90.

Rohan is a college student who wants to start planning for his future. What is a good way for him to begin saving for retirement while still in school?

a)

Open a Roth IRA

b)

Take a loan

c)

Buy a car

d)

Ignore budgeting

91.

What is the opportunity cost of spending money instead of saving it?

a)

Potential future savings

b)

Immediate satisfaction

c)

Tax deduction

d)

Monthly expenses

92.

Benjamin's car suddenly broke down and needs expensive repairs. Why is it important for Benjamin to have an emergency fund?

a)

To cover unexpected expenses

b)

To pay off friends

c)

To invest in stocks only

d)

To avoid budgeting

93.

Which aspect is considered by insurance companies when determining your car insurance premium?

a)

Driving history

b)

Eye color

c)

Favorite food

d)

Shoe size

94.

Which of the following is considered a fixed monthly expense?

a)

Electricity bill

b)

Car insurance premium

c)

Grocery shopping

d)

Dining out

95.

Why might a student choose a proprietary (for-profit) school?

a)

They want a traditional four-year college experience

b)

They are looking for a quick certification

c)

Tuition is always lower than public colleges

d)

Admission is based on GPA only

96.

Which section should be first on a resume?

a)

Summary

b)

Experience

c)

Skills

d)

Education