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Fin Lit Unit 2 Review

Total questions: 24

Worksheet time: 12mins

Name
Class
Date
1.

Marcus checks his bank records at the end of the month to review his transactions. What is this document called?

a)

Budget

b)

Receipt

c)

Bank statement

d)

Pay stub

2.

When you buy something and get money taken off the price, you’ve gotten a(n) what?

a)

Tax

b)

Fee

c)

Discount

d)

Tip

3.

Jordan went to the machine outside the grocery store to get $20 in cash before heading to the movies. What is this machine?

a)

ATM

b)

Cash register

c)

Bank teller

d)

Self-checkout kiosk

4.

Before buying something expensive, it’s wise to do what to make sure you’re getting the best deal?

a)

Pay in full immediately

b)

Ignore reviews

c)

Skip keeping receipts

d)

Comparison shop

5.

After buying clothes at the mall, Jess kept their proof of purchase in case they needed to return anything or track their spending. What is this item?

a)

Warranty

b)

Coupon

c)

Invoice

d)

Receipt

6.

What is a way to pay with your phone instead of using cash or a physical card?

a)

Checkbook

b)

Savings account

c)

Layaway plan

d)

Mobile wallet

7.

When you make this action, you are adding money to your bank account. What is it?

a)

Withdrawal

b)

Transfer

c)

Purchase

d)

Deposit

8.

Instead of giving cash for her birthday, I gave my friend a prepaid way to spend at her favorite store. What is this?

a)

Rebate

b)

Gift card

c)

Tip

d)

Pay stub

9.

After dining out at a restaurant, Sophie added a $5 extra payment to the bill to thank the server for great service. What is this called?

a)

Tax

b)

Fee

c)

Discount

d)

Tip

10.

If you send money to a friend through Venmo or Cash App, you are using what?

a)

Credit report

b)

Budget planner

c)

Mortgage

d)

Payment app

11.

Identify if the person in the following statement is using comparison shopping by choosing Yes or No: Liam needs a new pair of sneakers. He goes online, finds a pair he likes on the first website, and buys them without looking anywhere else.

a)

Yes

b)

No

12.

Identify if the person in the following statement is using comparison shopping by choosing Yes or No: Maya wants a new backpack for school. She checks prices at three different stores, reads reviews online, and then buys the one with the best price and quality.

a)

Yes

b)

No

13.

Identify if the person in the following statement is using comparison shopping by choosing Yes or No: Ava always buys the same brand of cereal because it’s her favorite. She doesn’t look at other brands or prices.

a)

Yes

b)

No

14.

Identify if the person in the following statement is using comparison shopping by choosing Yes or No: Chris is getting a new bike. He visits four different bike shops, tries out different models, and compares the prices and features before choosing one.

a)

Yes

b)

No

15.

Why might someone choose NOT to comparison shop for an item?

a)

They want more choices and extra research time.

b)

They need the item right away and don’t have time to compare.

c)

Stores do not allow customers to compare prices.

d)

Prices are always the same everywhere so comparison never helps.

16.

Explain how discounts, promotions, and other offers stores have can get consumers to spend more money.

a)

They always lower the quality of the products.

b)

They create urgency and the feeling of saving, encouraging people to buy more or choose pricier items.

c)

They make checkout slower so customers stay longer.

d)

They increase sales tax so totals look larger.

17.

Sharon is trying to decide which tote bag to buy. The first one she finds is 27.99andhasa27.99 and has a 3 coupon. The second one is also $27.99 but has a 30% discount. Which bag is the better deal?

a)

The first bag with the $3 coupon.

b)

The second bag with the 30% discount.

c)

They cost the same after discounts.

d)

Neither bag is discounted.

18.

You just went to your favorite restaurant and paid for your meal with your credit card. Identify whether you would find each of the following items on your receipt by putting YES or NO in the blanks: date and time of your visit; what you ordered; your home address; the total amount you owed; your orders from previous meals.

a)

Date and time of your visit would appear on the receipt.

b)

What you ordered would appear on the receipt.

c)

Your home address would appear on the receipt.

d)

The total amount you owed would appear on the receipt.

e)

Your orders from previous meals would appear on the receipt.

19.

Michael bought a new laptop. His friend, Asif, advises him to keep the receipt for a while. Why is this good advice?

a)

The receipt can be used as proof of purchase for returns or warranty claims.

b)

Keeping the receipt will qualify Michael for free software upgrades.

c)

Holding the receipt prevents sales tax from being charged.

d)

Saving the receipt will improve the laptop’s battery life.

20.

Identify whether the statement is TRUE or FALSE: You can pay bills through a checking account.

a)

True

b)

False

21.

Identify whether the statement is TRUE or FALSE: You use a credit card with your checking account.

a)

True

b)

False

22.

Identify whether the statement is TRUE or FALSE: Some banks may charge you an overdraft fee if you don't have funds to cover a purchase.

a)

True

b)

False

23.

Identify whether the statement is TRUE or FALSE: You need to have at least $2,500 to open a checking account.

a)

True

b)

False

24.

Identify whether the statement is TRUE or FALSE: Checking account statements only show withdrawals, not deposits.

a)

True

b)

False