WorksheetsAvoiding Fraud Unit Test
Total questions: 20
Worksheet time: 10mins
Name
Class
Date
1.
Which of these describes any type of investment scheme which preys upon members of identifiable groups by using their affiliation with the group?
a)
Affinity Fraud
b)
Identity Theft
c)
Fraud
d)
4-1-9 Fraud
2.
Which of these describes all types of crime in which someone wrongfully obtains and uses another person’s personal information?
a)
Affinity Fraud
b)
Identity Theft
c)
Fraud
d)
4-1-9 Fraud
3.
Which of these describes wrongful or criminal deception intended to result in financial or personal gain?
a)
Affinity Fraud
b)
Identity Theft
c)
Fraud
d)
4-1-9 Fraud
4.
Which of these involves an individual receiving a letter or email from a supposed government official (or other important person) which promises the recipient a percentage of a large sum of money if they help the official get the money out of the country?
a)
Affinity Fraud
b)
Identity Theft
c)
Fraud
d)
4-1-9 Fraud
5.
Which of these is a fraudulent and unsustainable investment pitch that relies on promising unrealistic returns from imaginary investments?
a)
Pyramid Scheme
b)
Ponzi Scheme
c)
Chain Letter
d)
Elevator Scheme
6.
Which of these is fraudulent investment operations which involve paying abnormally high returns to investors out of the money paid by other investors?
a)
Pyramid Scheme
b)
Ponzi Scheme
c)
Chain Letter
d)
Elevator Scheme
7.
Which of these is a letter or email which asks the recipient to send copies of the letter to several other people
a)
Pyramid Scheme
b)
Ponzi Scheme
c)
Chain Letter
d)
Elevator Scheme
8.
Which of these offers an opportunity to buy a product for a small percentage of the cost based on the pyramid structure?
a)
Identity Theft
b)
Ponzi Scheme
c)
Chain Letter
d)
Elevator Scheme
9.
Which of these is obtaining property or money which does not belong to you from any federally insured financial institution?
a)
Bank Fraud
b)
Forgery
c)
Check Kiting
d)
Check Cashing
10.
Which of these is the act of making or producing an illegal copy of items so they look genuine?
a)
Bank Fraud
b)
Forgery
c)
Check Kiting
d)
Check Cashing
11.
Which of these works by sending forged emails impersonating an online bank, auction or payment site?
a)
Bank Fraud
b)
Phishing
c)
Credit Card Fraud
d)
Skimming
12.
Which of these occurs when a business is tricked into releasing merchandise or rendering services because they believe a credit card account will pay for the goods or services?
a)
Insurance Fraud
b)
Phishing
c)
Credit Card Fraud
d)
Skimming
13.
Which of these is the theft of credit card information by manually copying down credit card numbers or using a magnetic stripe reader on a pocket-sized device?
a)
Stolen Card Fraud
b)
Phishing
c)
Utilities Fraud
d)
Skimming
14.
Which of these occurs when a card holder loses or has their card stolen and a thief makes purchases using their card
a)
Stolen Card Fraud
b)
Phishing
c)
Utilities Fraud
d)
Bank Fraud
15.
Which of these is the practice of a thief using your personal information to obtain utility accounts such as gas, electric, water and sewer, cable, and other services?
a)
Telemarketing Fraud
b)
Government Document Fraud
c)
Utilities Fraud
d)
Credit Card Fraud
16.
Which of these is the process of creating false documents in order to obtain money, goods or services from businesses or government programs?
a)
Telemarketing Fraud
b)
Government Document Fraud
c)
Utilities Fraud
d)
Credit Card Fraud
17.
Which of these occurs when someone intentionally deceives another about an insurance matter to receive money or other benefits not rightfully theirs?
a)
Telemarketing Fraud
b)
Government Document Fraud
c)
Utilities Fraud
d)
Insurance Fraud
18.
Which of these is the process of an individual giving their personal information to a telemarketer who they believe is from a legitimate business or organization?
a)
Telemarketing Fraud
b)
Government Document Fraud
c)
Utilities Fraud
d)
Insurance Fraud
19.
Which of these is a private nonprofit organization that receives consumer complaints and rates the performance and reliability of businesses?
a)
Better Business Bureau
b)
Consumer Financial Protection Board
c)
Internal Revenue Service
d)
Federal Deposit Insurance Corporation
20.
Which of these is a government agency that supervises and that verifies banks, lenders, and other financial companies treat consumers fairly?
a)
Better Business Bureau
b)
Consumer Financial Protection Board
c)
Internal Revenue Service
d)
Federal Deposit Insurance Corporation
100 %
