Banks and Credit Unions

Front

Owned by members or employees of a local employer

Back

Credit Union

Front

Offers an ATM

Back

Both

Front

Offers Savings and Checking Accounts

Back

Both

Front

Caters services to businesses but also serves individual customers. Options: Bank, Credit Union, Both

Back

Bank

Front

Nonprofit: Bank, Credit Union, Both

Back

Credit Union

Front

Profit
Options: Bank, Credit Union, Both

Back

Bank

Front

No membership required

Back

Bank

Front

Generally lower savings rates and higher fees

Back

Banks

Front

May be more limited in the financial products offered

Back

Credit Union

Front

NCUA provides deposit insurance

Back

Credit Union