iTerm Plus & Underwriting Quiz

Which among the below options in iTerm Plus,do not have accidental Benefit?

• Life & “Life Plus” Option

• Only “Life Option”

• “Life & Health” & “Life & Health Plus Option”

• Only “Life Plus Option”

How many critical illness does “Life & Health” option covers?

• 10
• 12
• 32
• 36

Which among the below options have the option to increase their insurance coverage during the Policy term?

• Life Plus Option
• Life & Health Option
• Life & Health Plus Option
• Life Option

If a customer is diagnosed with cancer (critical Illness) and died within one month. What is the benefit that the nominee will get from I Term Plus Plan “Life + Health Option”?

• Terminal illness benefit
• Only Critical Illness Benefit
• Only Death benefit
• Both Death and Critical Illness Benefit

Mr Satish becomes severely ill and gets hospitalised. On hospitalisation Doctor gives the bad news that, he will not survive more than 6 months. What is the payout that Nominee would get from I Term Plus?

• No benefit will be paid.
• 100% of Sum Assured through Terminal Illness Benefit and policy gets terminated.
• 50% of Sum Assured through Terminal Illness Benefit and policy continues.
• 100% of Sum Assured through Critical Illness Benefit and policy continues.

Is disability rider a separate rider in “Life & health plus” option?

• No

• Yes

Mr. Sriniwas has taken AL iTerm Plus with Life Plus coverage where he is being covered with Rs. 50 Lakhs of Basic coverage and ADB coverage of Rs. 25 Lakhs , in 10th policy year he met with an accident & became permanently disable, what benefit he will receive

• Rs. 25 Lakhs immediately & plan terminates

• All Premiums will be waived and plan will continue with Death Benefit, Accidental Death Benefit & Terminal Illness

• No benefit will be paid & plan will cease

What is the Minimum & Maximum SA limit of AL iTerm Plus Plan?

• 30 Lakh & 1 Crore
• 25 Lakh & 3 Crore
• 25 Lakh & No limit subject to underwriting
• 10 Lakh & 3 Crore

What is the Minimum & Maximum SA limit of Critical Illness Benefit in AL iTerm Plus Plan?

• 25 Lakh & 50 Lakh
• 10 Lakh & 30 Lakh
• 5 Lakh & 3 Crore
• 5 Lakh & 50 Lakh

What is the Minimum & Maximum SA limit of Accidental Death Benefit Benefit in AL iTerm Plus Plan?

• 10 Lakh & 3 Crore

• 5 Lakh & 3 Crore

• 50000 & 3 Crore

• 5 Lakh & 50 Lakh