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iTerm Plus & Underwriting Quiz

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iTerm Plus & Underwriting Quiz
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20 questions

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1.

MULTIPLE CHOICE QUESTION

30 sec • 1 pt

Which among the below options in iTerm Plus,do not have accidental Benefit?

Life & “Life Plus” Option

Only “Life Option”

“Life & Health” & “Life & Health Plus Option”

Only “Life Plus Option”

2.

MULTIPLE CHOICE QUESTION

30 sec • 1 pt

How many critical illness does “Life & Health” option covers?

10
12
32
36

3.

MULTIPLE CHOICE QUESTION

30 sec • 1 pt

Which among the below options have the option to increase their insurance coverage during the Policy term?

Life Plus Option
Life & Health Option
Life & Health Plus Option
Life Option

4.

MULTIPLE CHOICE QUESTION

30 sec • 1 pt

If a customer is diagnosed with cancer (critical Illness) and died within one month. What is the benefit that the nominee will get from I Term Plus Plan “Life + Health Option”?

Terminal illness benefit
Only Critical Illness Benefit
Only Death benefit
Both Death and Critical Illness Benefit

5.

MULTIPLE CHOICE QUESTION

30 sec • 1 pt

Mr Satish becomes severely ill and gets hospitalised. On hospitalisation Doctor gives the bad news that, he will not survive more than 6 months. What is the payout that Nominee would get from I Term Plus?

No benefit will be paid.
100% of Sum Assured through Terminal Illness Benefit and policy gets terminated.
50% of Sum Assured through Terminal Illness Benefit and policy continues.
100% of Sum Assured through Critical Illness Benefit and policy continues.

6.

MULTIPLE CHOICE QUESTION

30 sec • 1 pt

Is disability rider a separate rider in “Life & health plus” option?

No

Yes

7.

MULTIPLE CHOICE QUESTION

30 sec • 1 pt

Mr. Sriniwas has taken AL iTerm Plus with Life Plus coverage where he is being covered with Rs. 50 Lakhs of Basic coverage and ADB coverage of Rs. 25 Lakhs , in 10th policy year he met with an accident & became permanently disable, what benefit he will receive

Rs. 25 Lakhs immediately & plan terminates

All Premiums will be waived and plan will continue with Death Benefit, Accidental Death Benefit & Terminal Illness

No benefit will be paid & plan will cease

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