PRIORITY SECTOR LENDING, MSME, INTEREST RATE FRAMEWORK

Total Priority Sector advances should be ------ of Adjusted Net Bank Credit (ANBC) or credit equivalent amount of Off Balance Sheet Exposure, whichever is higher.

• 0.4
• 0.45
• 0.5
• 0.55

Total agricultural advances should be ------ of ANBC or credit equivalent amount of Off- Balance Sheet Exposure, whichever is higher.

• 0.18
• 0.2
• 0.22
• 0.24

Export credit to eligible activities under agriculture and MSE will be reckoned for ----------- lending under respective categories. 3. Export credit to eligible activities under agriculture and MSE will be reckoned for ----------- lending under respective categories.

• Priority sector
• bank normal credit dispensation
• C& I
• SBF

The current year’s targets for priority sectors and sub-targets will be computed based on the following

• Adjusted Net Bank Credit
• Bank’s Total capital
• Bank’s net worth
• Bank’s Gross Advances

The targets for Micro Enterprises within the Micro and Small Enterprises segment (MSE) will be computed with reference to the outstanding credit to MSE as on preceding

• 31st March
• 1st April
• 31st Decmeber
• 25th December

Description of the Micro & Small Enterprises Categories under Priority Sector has been done based on

• Loan amount
• Plant & Machinery
• Turnover
• Working capital

What is th he limits for investment in plant and machinery/equipment for manufacturing enterprises to be classified as Micro Enterprises

• 30.00 lakhs
• 25.00 lakhs
• 20.00 lakhs
• 50.00 lakhs

What is th he limits for investment in plant and machinery/equipment for manufacturing Sector to be classified as Small Enterprises

• 25.00 lakhs to 5.00 cr
• 35.00 lakhs to 5.00cr
• 40.00 lakhs to 5.00cr
• 45.00 lakhs to 5.00cr

9. What is th he limits for investment in plant and machinery/equipment for Service Sector to be classified as Microl Enterprises

• Rs. 20.00 lacs
• Rs. 10.00 lacs
• Rs. 15.00 lacs
• Rs. 25.00 lacs

What is th he limits for investment in plant and machinery/equipment for Service Sector to be classified as Small Enterprises

• Rs. 15.00 laksh to 2.00 cr
• Rs. 10.00 lakhs to 2.00 cr
• Rs. 25.00 lakhs to 2.00 cr
• Rs. 25.00 lakhs to 5.00 cr