BCSBI

The Account Information of an individual will be shared with only

• With his/her Spouse

• With his/her Daughter

• With his/her Son

• None of the above

Bank will pass the information of interest rate to the customer through

• Notices in Notice Board
• Phone or helplines
• Website
• Any One or More

  In case of deceased depositor the bank can open an account in the style of “ Estate of Sri ____________ , the deceased “ to allow credit of pipeline funds

• If there is an existing declaration of deceased depositor provided during his life time
• With authorization of Survivor(s) Nominee(s) of deceased account holders
•   Both of the above
• None of the above

Policy of Cheque collection includes

•   instant credit of local cheques only
•   instant credit of outstation cheques only
• instant credit of local and outstation cheques only
•    none of the above

The objective of BCSBI Code is

•   promoting good and fair banking practices
• to discourage competition amongst the banks
• C.    Both of the above
• none of the above

The BCSBI Code will be reviewed with in a period of

• 1 Year
• 2 Years
•   3Years
•    5 Years

The bank should communicate, in writing the reaon(s) of rejection of a loan application if the loan applied exceds

•    4 lacs
• 3 Lacs
• 2 lacs
• Any amount

According to BCSBI Codes, Banks can reveal the information or data of any customer’s account

• with the permission of customer only
•    if information is mandatory by law
•   if it is the duty on the part of the bank to reveal the information to the public
•   all of the above

BCSBI code is applicable to

• A.    products of the bank
• B.     services of the bank
• C.    Both of the above
• none of the above

Compliance officer for compliance of code is posted at-

• Branches
• Controlling Offices
• Office of the Banking Ombudsman
• none of the above