Auto Insurance Coverage

Of the four parts of auto insurance coverage, which part protects only the other person involved in an accident?

• Liability
• Comprehensive
• Collision
• Medical Payments/Bodily Injury

Of the four parts of auto insurance coverage, which part protects your from acts of God?

• Comprehensive
• Liability
• Collision
• Medical Payments/Bodily Injury

Of the four parts of auto insurance coverage, which part will pay for repairing your car?

• Liability
• Comprehensive
• Collision
• Medical Payments/Bodily Injury

The amount of money you have to pay out of your own pocket before the insurance pays is called the _____________

• Premium
• Estimate
• Deductible
• Co-Pay

The amount you pay for an insurance policy.

• Rider
• Premium
• Deductible
• Co-Pay

Which of the following is a way to reduce the cost of your insurance premium?

• Good grades

• Number of miles you drive

• Where you live

• All answers are correct

An auto insurance is a policy purchased by vehicle owners to mitigate costs associated with getting into an auto accident.

• True

• False

Liability insurance is required by law, and protects you from losses you cause others

• True

• False

What is Kentucky's minimum required liability insurance ceverage?

• 100/300/100

• 25/50/25

• 25/25/25

When reading liability coverage (100/300/100), what do the numbers mean?

• bodily injury per person/bodily injury per accident/property damage per accident

• property damage per incident/bodily injury per person/bodily injury per accident

• property damage/bodily injury/pain and suffering per person