FHS - Health Insurance Plans

Statistics show that the cost of health care is over how much of the gross national product?

• 5%

• 7%

• 12%

• 15%

In order to pay for the rising costs of health care most people rely on this.

• Doctors' Advice

• Deductibles

• Health Insurance Plans

• Health Maintenance

The payment that a person pays the insurance company is called this.

• Premium

• Co-Payment

• Deductible

• Co-Insurance

This is the amount that must be paid by the patient for medical services before the insurance policy begins to pay.

• Co-Insurance

• $100.00

• Deductible

• $500.00

This requires that specific percentages of expenses be shared by the patient and insurance company.

• Deductible

• Private Insurance

• Co-Insurance

• Co-Payment

This is a specific amount of money a patient pays for a particular service.

• Co-Payment

• Co-Insurance

• Deductible

• Premium

This is when an individual has insurance coverage through their place of employment.

• Group insurance

• Deductible

• Co-Insurance

• Blue Cross Blue Shield

Private policies are available for purchase by individuals.

• True

• False

This occurs in a health maintenance organization (HMO).

• A monthly fee is paid for membership, and the fee increases as the amount of health care is used.

• No monthly fee is paid for membership, but a small fee is paid for health care.

• No monthly fee is paid for membership, and the fee increases once a year, regardless of the amount of health care used.

• A monthly fee is paid for membership, and the fee stays the same, regardless of the amount of health care used.

An HMO premium can be paid by an employer or an individual.

• True

• False