Auto Insurance

What State has the Highest Rate of Uninsured Motorists?

• Michigan

• Alaska

• Florida

• Mississippi

The Michigan No-Fault System was Adopted in What Year?

• 1978

• 1983

• 1973

• 1987

Work Loss Coverage on my Policy will pay up to ___% for ___Years

• 50% 2 Years

• 75% Unlimited

• 30% 5 Years

• 85% 3Years

Car Rental Reimbursement on my Policy covers me for _____ days for Collision Repairs

• 10

• 30

• 20

• Unlimited

What is Not Covered in PIP?

• A New Car

• Survivor's Loss

• Up 20 $20 a Day Replacement Services

• Necessary Medical Expenses

Are Underinsured and Uninsured Mandatory Coverages in Michigan?

• Yes

• No

I Drive off the Road and Hit a Fence and a Barn in Ohio. How much Coverage do I have?

• 10,000

• 0 Coverage Because I am in Ohio

• 1,000 Min-Torte

• 1 Million

How Much will my 250/500 Liability Limit on my Policy Pay Out to my Injured Wife?

• $250,000

• $0

• $500,000

• $20,000

Why Did Michigan Create MCCA?

• Politicians Receive Payouts

• To Feed the Health System

• It Spreads Catastrophic Claims Across the Market

• The Governor did it to Win an Election

What Does CLUE Stand For?

• Collision Loss Underwriting Exchange

• Comprehensive Loss Underwriting Exchange