Trivia Finance (Level 2)

Which of the following wouldn't save you money on your auto insurance premium?

• Bundle your insurance with other policies

• Maintain a good credit history

• Decrease your deductible

• Reduce or eliminate optional insurance on an older vehicle

Who give bank the power to license and regulate money changing business in Malaysia ?

• Central Bank of Malaysia Act 2009

• Financial Service Act 2013

• Money Service Business Act 2011

• Development Financial Institutions Act 2002.           

Bank Negara Malaysia holdings international reserves in the form of ___________ .

• Ringgit and sen

• Gold, foreign exchange assets and investment

• Safe custody

• Printing of currency notes and the minting of coins

The amount of money that you MUST pay out of pocket before insurance takes over is called the ___________ .

• premium

• term payment

• bonus pay-out

• deductible

AKPK provides all the following services EXCEPT:

• Financial education on the responsible use of money and credit management skills.

• Providing loan to those in financial trouble

• Counseling and advice on financial management

• Debt management programme 

In KWSP withdrawals for educational purposes can only be made on ………?

 

• Akaun Pra Persaraan

• Akaun 2

• Akaun Pendidikan

• Akaun 1

Determine which one of the following statements regarding multi-factor models is NOT true.

• a collection of well-diversified portfolios, from which an efficient portfolio can be constructed, can be used to measure risk. 

• These models are also referred to as the Arbitrage Pricing Theory.

• Taxes and transaction costs are incorporated when estimating the expected rate of return for a multi-factor model. 

• The market portfolio of securities is not necessarily efficient

From which material was the currency in ancient Rome made?

• Gold

• Wood

• Leather

• Paper

How much is the gold nisab for Zakat? The equivalent of:

• 89.00 grams of gold

• 100 grams of sold

• 92.6 grams of gold

• 81.9 grams of gold

   

Definition of debt financing?

• Occurs when a company raises money by selling debt instruments to investors.

• The use of a loan or a bond issuance to obtain funding for a business.

• The money that your business receives after writing it off as uncollectable.

• A and B