Unit 5: Insurance

Of the four parts of auto insurance coverage, which part will pay for repairing your car?

• Liability
• Comprehensive
• Collision
• Medical Payments/Bodily Injury

The color of your vehicle can increase the cost of your insurance premiums.

• True
• False

The amount of money you have to pay out of your own pocket before the insurance pays is called the _____________

• Premium
• Estimate
• Deductible
• Co-Pay

The amount you pay for an insurance policy.

• Rider
• Premium
• Deductible
• Co-Pay

Which of the following is a way to reduce the cost of your insurance premium?

• Good grades
• Number of miles you drive
• Where you live
• All answers are correct

Which of the following does NOT effect the cost of your car insurance?

• Your Age

• Gender

• Driving Record

• Drivers Test Score

Which of the following is a way to lower your insurance premium?

• have a good driving record

• be involved in sports

• have a parent with you at all times

• buy a sports car

Car B is not insured, what is one way Car A can have the damages paid for.

• If car A has liability coverage

• If car A has Under-insured Motorist coverage

• If car A has Uninsured Motorists coverage

• If car A has Comprehensive coverage

What kind of insurance would cover you if you hit a deer? The only damage is to your car.

• Liability

• Bodily Injury

• Comprehensive

• None

Who needs auto insurance?

• Nobody

• People that think they will get into an accident.

• All people who drive cars.

• People who can afford it.