Homeowners, landlord, and renters insurance

What are the 3 types of homeowners insurance?

• Actual cash value

• Replacement cost

• Identity theft protection

• Extended replacement cost

What is the purpose of renters insurance?

• Helps you keep your rented property

• Gives you money to rent

• Protects your personal property within a rented home

• Makes sure you are not scammed when renting

What does homeowners insurance cover?

• Provides coverage to repair or replace your home and belongings when damaged

• Provides coverage to provide services such as maids and chefs

• Provides coverage to clean and maintain your home

• Provides coverage to move you to a different state

What is covered in renters insurance?

• Personal property coverage

• Liability insurance

• Additional living expenses

• Clothes and furniture expenses

What does landlords insurance cover?

• Property damage insurance

• Loss of income insurance

• Liability Insurance

• Heating and cooling system insurance

What type of policy does homeowners insurance use?

• Neighborhood policy

• Package policy

• Disaster policy

• Theft policy

Homeowners insurance will cover damages to your house

• TRUE

• FALSE