Housing Market and Weather Quiz

What is the percentage of interest charged on a home loan?

• 4%

• 8%

• 12%

• 16%

What is the total amount you would pay over 30 years for a $100,000 loan with an 8% interest rate?

• $150,000

• $200,000

• $250,000

• $300,000

What is the current state of the housing market?

• Prices are expected to decrease

• Inventory is expected to increase

• Interest rates are expected to decrease

• Prices are expected to stay high and inventory low

What was the last time home affordability was this tight?

• 1984

• 1999

• 2005

• 2010

What is El Nino?

• A natural ocean and weather pattern in the tropical Pacific

• A type of storm that originates in the Atlantic Ocean

• A warm phase weather pattern with stronger winds

• A cold phase weather pattern with cooler ocean water

What can be expected for the US this winter due to El Nino?

• Warmer and wetter weather

• Colder and drier weather

• No significant weather changes

• More frequent snow storms

What is the forecast for precipitation in the Northeast this winter?

• Below average

• Average

• Above average

• No precipitation

What is regenerative farming?

• A method of farming that uses synthetic pesticides

• A method of farming that relies on tillage and fertilizers

• A method of farming that focuses on soil health and natural processes

• A method of farming that uses genetically modified crops

What is the benefit of regenerative agriculture?

• It is more profitable for farmers

• It requires less land for cultivation

• It produces crops with longer shelf life

• It reduces the need for irrigation

What is the title of the book that was recently returned to the Larchmont Public Library?

• Youth and Two Other Stories

• The Late Return

• Overdue Literature

• Library Rules