Healthcare Plans and Open Enrollment Quiz 3.04

What is the time period for open enrollment for choosing a health care plan?

• July 1st through September 15th

• November 1st through January 15th

• March 1st through May 15th

• January 1st through March 15th

Which type of health insurance plan requires patients to choose a primary care physician for referrals to specialists?

• EPO

• PPO

• HDHP

• HMO

Which type of health insurance plan has higher deductibles and lower premiums, but typically offers the ability to utilize an HSA?

• EPO

• PPO

• HDHP

• HMO

What is the tax advantage account that you can use for healthcare expenses and is offered through your employer?

• HRA

• FSA

• MSA

• HSA

Which factor should be considered when choosing a health care plan if your employer contributes to your HSA?

• Employer HSA contributions

• Out of pocket max

• Deductible

• Premium

What is the type of health insurance plan that allows you to see any doctor without a referral?

• EPO

• PPO

• HDHP

• HMO

Which type of account is funded by your employer to help cover your healthcare costs?

• HRA

• FSA

• MSA

• HSA

What is the term for the maximum amount a person will have to pay for covered services in a year?

• Employer HSA contributions

• Out of pocket max

• Deductible

• Premium

What is the type of health insurance plan that requires you to use doctors and hospitals within its network?

• EPO

• PPO

• HDHP

• HMO

What is the term for the amount you pay for covered health care services before your insurance plan starts to pay?

• Employer HSA contributions

• Out of pocket max

• Deductible

• Premium